Cost of Living Comparison Between Toronto and Monterey, CA Cost of Living Comparison Between Toronto and Monterey, CA

🙂 Solo nomad: Toronto is 0.7% cheaper than Monterey, CA without rent, and 14.1% cheaper with rent.

😐 Family of 3: Toronto is 14.7% more expensive than Monterey, CA without rent, and 16.7% cheaper with rent.

Meal at Budget Restaurant

$18.88 CA$26.44

$16.22 $16.22

16.40%

Three-Course Dinner for Two, Mid-Range

$83.5 CA$117

$65.9 $65.9

26.69%

Fast Food Meal (McDonalds, etc)

$10.95 CA$15.33

$9.21 $9.21

18.89%

Cappuccino

$3.97 CA$5.56

$4.39 $4.39

-9.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 CA$3.01

$3.08 $3.08

-30.19%

Water (0.33 liter bottle)

$1.68 CA$2.36

$1.62 $1.62

3.70%

Local Beer (0.5 liter draught)

$6.02 CA$8.43

$5.94 $5.94

1.35%

Imported Beer (0.33 liter bottle)

$6.44 CA$9.01

$4.42 $4.42

45.70%

Milk (1 liter)

$2.82 CA$3.95

$1.31 $1.31

115.27%

White Bread (500g)

$2.77 CA$3.88

$3.39 $3.39

-18.29%

Rice (white) (1kg)

$3.66 CA$5.12

$4.39 $4.39

-16.63%

Eggs

$3.56 CA$4.99

$3.87 $3.87

-8.01%

Local Cheese (1kg)

$13.5 CA$18.9

$9.38 $9.38

43.92%

Chicken Fillets (1kg)

$13.35 CA$18.69

$17.96 $17.96

-25.67%

Beef Round Steak (1kg)

$16.75 CA$23.45

$14 $14

19.64%

Apples (1kg)

$3.98 CA$5.57

$3.87 $3.87

2.84%

Banana (1kg)

$1.17 CA$1.63

$1.2 $1.2

-2.50%

Oranges (1kg)

$3.26 CA$4.56

$2.53 $2.53

28.85%

Tomato (1kg)

$4.18 CA$5.85

$2.18 $2.18

91.74%

Potato (1kg)

$2.45 CA$3.43

$2.03 $2.03

20.69%

Onion (1kg)

$2.84 CA$3.98

$2.23 $2.23

27.35%

Lettuce (1 head)

$2.34 CA$3.28

$1.82 $1.82

28.57%

Water (1.5 liter bottle)

$1.9 CA$2.66

$1.84 $1.84

3.26%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 CA$20.33

$11.99 $11.99

21.10%

Wine (Bottle)

$12.94 CA$18.12

$17.09 $17.09

-24.28%

Local Beer (0.5 liter bottle)

$2.72 CA$3.81

$2.29 $2.29

18.78%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.36

$2.55 $2.55

22.35%

One-way Ticket (Public Transport)

$2.46 CA$3.44

$1.97 $1.97

24.87%

Public Transport Monthly Pass (Regular Price)

$115 CA$160

$54 $54

112.03%

Taxi Start (Normal Tariff)

$3.67 CA$5.14

$1.56 $1.56

135.26%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.97

$0.87 $0.87

62.07%

Taxi 1hour Waiting (Normal Tariff)

$26.04 CA$36.46

$29.53 $29.53

-11.82%

Gasoline (1 liter)

$1.14 CA$1.59

$1.27 $1.27

-10.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K CA$35.7K

$23.7K $23.7K

7.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$24K $24K

-11.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$182 $182

-35.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.01 CA$53.2

$50.9 $50.9

-25.27%

Internet (50+ Mbps, Unlimited Data)

$53.4 CA$74.7

$60.1 $60.1

-11.23%

Gym Membership (Monthly)

$57.3 CA$80.2

$42.54 $42.54

34.72%

Tennis Court (1 Hour on Weekend)

$21.08 CA$29.52

$10.62 $10.62

98.49%

Cinema Ticket

$11.67 CA$16.33

$12.48 $12.48

-6.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,126 CA$1,576

$565 $565

99.06%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.8K

$12.6K $12.6K

45.57%

Jeans (Levis 501 Or Similar)

$57.1 CA$79.9

$67.1 $67.1

-14.95%

Summer Dress (H&M, Zara, etc)

$39.11 CA$54.8

$118 $118

-66.81%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$98.4 $98.4

-11.00%

Men's Leather Business Shoes

$114 CA$159

$200 $200

-43.24%

1-bedroom Apartment, City Center (Monthly)

$1,782 CA$2,495

$2,319 $2,319

-23.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,577 CA$2,208

$2,018 $2,018

-21.83%

3-bedroom Apartment, City Center (Monthly)

$3,016 CA$4,223

$3,594 $3,594

-16.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,483 CA$3,477

$3,769 $3,769

-34.12%

Buy Apartment in City Center (m2)

$7,934 CA$11.1K

$7,840 $7,840

1.19%

Buy Apartment Outside City Center (m2)

$6,968 CA$9,755

$5,912 $5,912

17.85%

Average Monthly Net Salary (After Tax)

$3,434 CA$4,808

$5,352 $5,352

-35.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.4

-19.38%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: December 1, 2025

Last update for Monterey, CA: November 30, 2025

Digital Nomad Cost of Living Index

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