Measurement units Temperature, distance and clock format
Last update: Oct 2026
Cost of Living Comparison Between Toronto and Moka
For one person, living is cheaper in Moka: $915 a month against $2,530 in Toronto, rent and utilities included – about $19,400 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Moka actually costs, broken down by who's living it.
A single person spends $2,530 per month in Toronto vs $915 in Moka, rent included.
Toronto $2,530
Moka $915
A couple spends around $3,646 per month in Toronto vs $1,517 in Moka, rent included.
Toronto $3,646
Moka $1,517
A family of three spends $4,761 per month in Toronto vs $2,119 in Moka, rent included.
Toronto $4,761
Moka $2,119
😐
Toronto costs about 176% more than Moka, and outside of rent the biggest gap is in eating out.
📊
Toronto sits 89% above the global median, while Moka is 32% below – they fall on opposite sides of the world average.
Currency
No currencies found
🍽 Eating Out
Toronto
Moka
Difference
Meal at Budget Restaurant
$17.67CA$25.19
$6.22MUR 294
184.08%
Three-Course Dinner for Two, Mid-Range
$77.4CA$110
$27.62MUR 1,307
180.16%
Fast Food Meal(McDonalds, etc)
$10.47CA$14.93
$6.60MUR 312
58.64%
Cappuccino
$4.08CA$5.81
$4.21MUR 199
-3.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.12CA$3.02
$1.03MUR 48.77
105.83%
Water(0.33 liter bottle)
$1.76CA$2.51
$0.30MUR 14.00
486.67%
Local Beer(0.5 liter draught)
$6.17CA$8.80
$2.66MUR 126
131.95%
Imported Beer(0.33 liter bottle)
$6.89CA$9.82
$3.10MUR 147
122.26%
🛒 Groceries & Markets
Toronto
Moka
Difference
Milk(1 liter)
$2.43CA$3.46
$1.66MUR 78.6
46.39%
White Bread(500g)
$2.75CA$3.92
$0.75MUR 35.26
266.67%
Rice(white)(1kg)
$2.23CA$3.18
$1.67MUR 78.9
33.53%
Eggs
$3.45CA$4.91
$3.10MUR 147
11.29%
Local Cheese(1kg)
$8.93CA$12.73
-
-
Chicken Fillets(1kg)
$11.44CA$16.31
$10.41MUR 492
9.89%
Beef Round Steak(1kg)
$14.61CA$20.83
$14.93MUR 706
-2.14%
Apples(1kg)
$3.75CA$5.34
$2.86MUR 135
31.12%
Banana(1kg)
$1.15CA$1.64
$1.65MUR 78.0
-30.30%
Oranges(1kg)
$3.55CA$5.06
$4.31MUR 204
-17.63%
Tomato(1kg)
$4.28CA$6.10
$4.29MUR 203
-0.23%
Potato(1kg)
$1.85CA$2.63
$1.07MUR 50.7
72.90%
Onion(1kg)
$1.67CA$2.38
$1.06MUR 50.3
57.55%
Lettuce(1 head)
$2.22CA$3.16
$0.86MUR 40.49
158.14%
Water(1.5 liter bottle)
$1.21CA$1.72
$0.69MUR 32.85
75.36%
Cigarettes 20 Pack(Marlboro, Camel)
$13.88CA$19.78
$7.04MUR 333
97.16%
Wine(Bottle)
$14.25CA$20.31
$14.82MUR 701
-3.85%
Local Beer(0.5 liter bottle)
$2.20CA$3.13
$2.69MUR 127
-18.22%
Imported Beer(0.33 liter bottle)
$2.42CA$3.45
$3.22MUR 153
-24.84%
🚌 Getting Around
Toronto
Moka
Difference
One-way Ticket(Public Transport)
$2.42CA$3.44
-
-
Public Transport Monthly Pass(Regular Price)
$111CA$158
-
-
Taxi Start(Normal Tariff)
$2.90CA$4.13
-
-
Taxi(Normal Tariff)(1km)
$1.26CA$1.80
-
-
Taxi 1hour Waiting(Normal Tariff)
$22.03CA$31.40
-
-
Gasoline(1 liter)
$1.22CA$1.74
$1.59MUR 75.3
-23.27%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6KCA$39.4K
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8KCA$28.3K
-
-
🧾 Monthly Utilities & Internet
Toronto
Moka
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$122CA$174
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.03CA$45.66
$4.24MUR 200
655.42%
Internet(50+ Mbps, Unlimited Data)
$47.92CA$68.3
$21.33MUR 1,009
124.66%
🎉 Sport & Entertainment
Toronto
Moka
Difference
Gym Membership(Monthly)
$38.90CA$55.5
$20.77MUR 982
87.29%
Tennis Court(1 Hour on Weekend)
$23.24CA$33.12
-
-
Cinema Ticket
$12.61CA$17.97
$6.11MUR 289
106.38%
🧸 Childcare & Education
Toronto
Moka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$834CA$1,189
$103MUR 4,855
712.67%
International Primary School, 1 Child(Yearly)
$23.3KCA$33.3K
-
-
👕👟 Clothing & Footwear
Toronto
Moka
Difference
Jeans(Levis 501 Or Similar)
$52.6CA$75.0
$59.0MUR 2,792
-10.88%
Summer Dress(H&M, Zara, etc)
$40.26CA$57.4
$32.02MUR 1,515
25.73%
Sport Shoes(Adidas, Nike)
$96.2CA$137
$110MUR 5,219
-12.79%
Men's Leather Business Shoes
$123CA$175
$83.0MUR 3,928
48.08%
🏠 Accommodation & Living
Toronto
Moka
Difference
1-bedroom Apartment, City Center(Monthly)
$1,598CA$2,278
$511MUR 24.2K
212.95%
1-bedroom Apartment, Outside City Center(Monthly)
$1,435CA$2,045
$317MUR 15.0K
352.49%
3-bedroom Apartment, City Center(Monthly)
$2,657CA$3,787
$896MUR 42.4K
196.64%
3-bedroom Apartment, Outside City Center(Monthly)
$2,096CA$2,988
$702MUR 33.2K
198.79%
Buy Apartment in City Center(m2)
$8,033CA$11.5K
-
-
Buy Apartment Outside City Center(m2)
$6,557CA$9,347
-
-
💵 Salaries & Financials
Toronto
Moka
Difference
Average Monthly Net Salary(After Tax)
$3,743CA$5,335
$1,067MUR 50.5K
250.81%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.47
6
-25.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Toronto: October 4, 2026
Last update for Moka: October 3, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Toronto
$1.4K 55.4%
Moka
$317 34.5% ↓ 77.9%$1.1K
🛒Groceries & Markets
Toronto
$340 13.1%
Moka
$269 * 29.4% ↓ 20.8%$71
🍽Eating Out
Toronto
$282 10.9%
Moka
$145 15.8% ↓ 48.6%$137
🧾Monthly Utilities & Internet
Toronto
$202 7.8%
Moka
$26 * 2.8% ↓ 87.3%$176
👕👟Clothing & Footwear
Toronto
$140 5.4%
Moka
$128 13.9% ↓ 8.9%$12
🚌Getting Around
Toronto
$130 5%
Moka
- * 0% ↓ 100%
🎉Sport & Entertainment
Toronto
$64 2.5%
Moka
$33 3.6% ↓ 48.6%$31
Categories marked with * are only partly priced – their share counts the items that do have prices.
🏠Accommodation & Living
Toronto
$2.1K 43.7%
Moka
$702 33% ↓ 66.5%$1.4K
🛒Groceries & Markets
Toronto
$781 16.3%
Moka
$619 * 29.1% ↓ 20.8%$162
🍽Eating Out
Toronto
$955 19.9%
Moka
$426 20% ↓ 55.4%$530
🧾Monthly Utilities & Internet
Toronto
$234 4.9%
Moka
$30 * 1.4% ↓ 87.3%$204
👕👟Clothing & Footwear
Toronto
$312 6.5%
Moka
$284 13.4% ↓ 8.9%$28
🚌Getting Around
Toronto
$264 5.5%
Moka
- * 0% ↓ 100%
🎉Sport & Entertainment
Toronto
$151 3.2%
Moka
$66 * 3.1% ↓ 56.5%$86
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A central one-bedroom costs $1,598 in Toronto versus $511 in Moka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 251% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $77.0 in Toronto versus $28.00 in Moka. Monthly groceries follow the same trend: $340 vs $269 – making Moka the more affordable choice for daily food spending.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Moka: Cost of Living - Frequently Asked Questions
Is Moka cheaper than Toronto?
Yes – Toronto is pricier by about 176%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $3,795 per month in Toronto and $1,373 in Moka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Moka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toronto and in Moka?
Monthly expenses with rent come to $2,530 in Toronto and $915 in Moka. That's a gap of about 176%.
Which city has cheaper kindergarten?
Kindergarten costs $834 per month in Toronto and $103 in Moka. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Toronto or in Moka?
A $1,500 monthly budget goes further in Moka, where all-in costs run around $915, than in Toronto at $2,530. In Moka it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Moka more family-friendly?
Families tend to lean toward Moka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Toronto or Moka?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Moka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.