Last update: Oct 2026

Cost of Living Comparison Between Toronto and Mission Viejo, CA

For one person, living is cheaper in Toronto: $2,610 a month against $3,984 in Mission Viejo, CA, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
194

Cost of Living Index in Mission Viejo, CA
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Mission Viejo, CA Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Mission Viejo, CA

🇺🇸 United States

$3,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Mission Viejo, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Mission Viejo, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $3,984 in Mission Viejo, CA.

Toronto $2,610
Mission Viejo, CA $3,984

Estimated couple costs with rent: $3,727 in Toronto versus $4,862 in Mission Viejo, CA.

Toronto $3,727
Mission Viejo, CA $4,862

Monthly costs for a family of three with rent: $4,844 in Toronto versus $5,741 in Mission Viejo, CA.

Toronto $4,844
Mission Viejo, CA $5,741

Living in Toronto costs roughly 34% less than in Mission Viejo, CA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Mission Viejo, CA 194% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$21.20 $21.20

-17.03%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$75.2 $75.2

4.83%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$10.06 $10.06

6.66%

Cappuccino

$4.09 CA$5.78

$5.46 $5.46

-25.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.06 $2.06

1.94%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.53 $1.53

12.42%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.14 $5.14

23.74%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$5.72 $5.72

23.78%

Milk (1 liter)

$2.54 CA$3.59

$1.08 $1.08

135.19%

White Bread (500g)

$2.72 CA$3.85

$3.97 $3.97

-31.49%

Rice (white) (1kg)

$2.18 CA$3.09

$1.96 $1.96

11.22%

Eggs

$3.63 CA$5.13

$4.54 $4.54

-20.04%

Local Cheese (1kg)

$9.46 CA$13.37

$13.87 $13.87

-31.80%

Chicken Fillets (1kg)

$11.54 CA$16.32

$13.60 $13.60

-15.15%

Beef Round Steak (1kg)

$14.37 CA$20.32

$12.44 $12.44

15.51%

Apples (1kg)

$3.70 CA$5.23

$5.05 $5.05

-26.73%

Banana (1kg)

$1.19 CA$1.68

$1.56 $1.56

-23.72%

Oranges (1kg)

$3.46 CA$4.90

$2.91 $2.91

18.90%

Tomato (1kg)

$4.22 CA$5.97

$4.79 $4.79

-11.90%

Potato (1kg)

$1.79 CA$2.52

$2.14 $2.14

-16.36%

Onion (1kg)

$1.65 CA$2.33

$4.35 $4.35

-62.07%

Lettuce (1 head)

$2.20 CA$3.11

$2.05 $2.05

7.32%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.27 $2.27

-44.49%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$11.56 $11.56

20.85%

Wine (Bottle)

$14.20 CA$20.07

$13.64 $13.64

4.11%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.65 $1.65

36.36%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.67 $2.67

-5.24%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.06 $2.06

12.62%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.48 $3.48

-12.07%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.90 $1.90

-35.79%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$23.61 $23.61

-8.13%

Gasoline (1 liter)

$1.21 CA$1.72

$1.37 $1.37

-11.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$30.4K $30.4K

-13.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.2K $26.2K

-19.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$244 $244

-51.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$79.8 $79.8

-59.62%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$65.5 $65.5

-25.40%

Gym Membership (Monthly)

$39.34 CA$55.6

$39.75 $39.75

-1.03%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$11.80 $11.80

6.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$551 $551

50.93%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$8,298 $8,298

184.53%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$31.68 $31.68

65.03%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$34.66 $34.66

13.79%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$72.1 $72.1

37.35%

Men's Leather Business Shoes

$122 CA$172

$138 $138

-11.35%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$2,653 $2,653

-38.51%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$2,683 $2,683

-46.02%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$3,774 $3,774

-27.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,907 $2,907

-26.75%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$7,598 $7,598

8.00%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$5,292 $5,292

29.20%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$5,808 $5,808

-39.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.68

-33.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Mission Viejo, CA: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Mission Viejo, CA

$2.7K 67.4% 85.3% $1.2K

Groceries & Markets

Toronto

$343 13.1%

Mission Viejo, CA

$385 9.7% 12.3% $42

Eating Out

Toronto

$283 10.9%

Mission Viejo, CA

$317 8% 11.9% $34

Monthly Utilities & Internet

Toronto

$201 7.7%

Mission Viejo, CA

$390 9.8% 94.2% $189

Clothing & Footwear

Toronto

$141 5.4%

Mission Viejo, CA

$124 3.1% 11.7% $17

Getting Around

Toronto

$130 5%

Mission Viejo, CA

$21 * 0.5% 83.7% $109

Sport & Entertainment

Toronto

$65 2.5%

Mission Viejo, CA

$63 1.6% 1.8% $1.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $2,653 in Mission Viejo, CA. Housing cost is often the main lever when comparing two cities.

Mission Viejo, CA pays 65% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $75.0 in Mission Viejo, CA. Groceries flip the comparison at $343 vs $385, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Mission Viejo, CA

🕒 Local time

06:14 6:14 AM

03:14 3:14 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

97,156

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Mission Viejo, CA 3,470 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Mission Viejo, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Mission Viejo, CA: Cost of Living - Frequently Asked Questions

Toronto and Mission Viejo, CA differ by about 53% in total monthly costs ($2,610 vs $3,984 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 65% lower in Mission Viejo, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,631 in Toronto versus $2,653 in Mission Viejo, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $832 in Toronto versus $551 in Mission Viejo, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toronto – a meal for two runs $79.0 versus $75.0 in Mission Viejo, CA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Mission Viejo, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 53% less than in Mission Viejo, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.