Last update: Oct 2026

Cost of Living Comparison Between Toronto and Milton, FL

For one person, living costs are similar in Toronto and in Milton, FL: $2,530 and $2,499 a month, rent and utilities included.

Toronto
🇨🇦 Canada
$2,530
/mo nomad
Milton, FL
🇺🇸 United States
$2,499
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Milton, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Milton, FL actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $2,499 in Milton, FL, rent included.

  • Toronto $2,530
  • Milton, FL $2,499

A couple spends around $3,646 per month in Toronto vs $3,605 in Milton, FL, rent included.

  • Toronto $3,646
  • Milton, FL $3,605

A family of three spends $4,761 per month in Toronto vs $4,710 in Milton, FL, rent included.

  • Toronto $4,761
  • Milton, FL $4,710

Toronto costs about 1% more than Milton, FL, and outside of rent the biggest gap is in transport.

Both Toronto and Milton, FL sit above the global median – Toronto by 89%, Milton, FL by 86%.

Currency
🍽 Eating Out
Toronto
Milton, FL
Difference
Meal at Budget Restaurant
$17.67 CA$25.19
$9.80 $9.80
80.31%
Three-Course Dinner for Two, Mid-Range
$77.4 CA$110
$101 $101
-23.27%
Fast Food Meal (McDonalds, etc)
$10.47 CA$14.93
$10.10 $10.10
3.66%
Cappuccino
$4.08 CA$5.81
$4.49 $4.49
-9.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.02
$2.96 $2.96
-28.38%
Water (0.33 liter bottle)
$1.76 CA$2.51
$2.20 $2.20
-20.00%
Local Beer (0.5 liter draught)
$6.17 CA$8.80
$5.43 $5.43
13.63%
Imported Beer (0.33 liter bottle)
$6.89 CA$9.82
$7.62 $7.62
-9.58%
🛒 Groceries & Markets
Toronto
Milton, FL
Difference
Milk (1 liter)
$2.43 CA$3.46
$1.30 $1.30
86.92%
White Bread (500g)
$2.75 CA$3.92
$4.08 $4.08
-32.60%
Rice (white) (1kg)
$2.23 CA$3.18
$5.61 $5.61
-60.25%
Eggs
$3.45 CA$4.91
$5.11 $5.11
-32.49%
Local Cheese (1kg)
$8.93 CA$12.73
$11.14 $11.14
-19.84%
Chicken Fillets (1kg)
$11.44 CA$16.31
$10.02 $10.02
14.17%
Beef Round Steak (1kg)
$14.61 CA$20.83
$15.47 $15.47
-5.56%
Apples (1kg)
$3.75 CA$5.34
$5.10 $5.10
-26.47%
Banana (1kg)
$1.15 CA$1.64
$1.68 $1.68
-31.55%
Oranges (1kg)
$3.55 CA$5.06
$5.25 $5.25
-32.38%
Tomato (1kg)
$4.28 CA$6.10
$5.48 $5.48
-21.90%
Potato (1kg)
$1.85 CA$2.63
$4.37 $4.37
-57.67%
Onion (1kg)
$1.67 CA$2.38
$3.18 $3.18
-47.48%
Lettuce (1 head)
$2.22 CA$3.16
$2.27 $2.27
-2.20%
Water (1.5 liter bottle)
$1.21 CA$1.72
$2.63 $2.63
-53.99%
Cigarettes 20 Pack (Marlboro, Camel)
$13.88 CA$19.78
$7.20 $7.20
92.78%
Wine (Bottle)
$14.25 CA$20.31
$15.13 $15.13
-5.82%
Local Beer (0.5 liter bottle)
$2.20 CA$3.13
$2.54 $2.54
-13.39%
Imported Beer (0.33 liter bottle)
$2.42 CA$3.45
$3.99 $3.99
-39.35%
🚌 Getting Around
Toronto
Milton, FL
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.44
$2.18 $2.18
11.01%
Public Transport Monthly Pass (Regular Price)
$111 CA$158
-
-
Taxi Start (Normal Tariff)
$2.90 CA$4.13
$3.42 $3.42
-15.20%
Taxi (Normal Tariff) (1km)
$1.26 CA$1.80
$1.50 $1.50
-16.00%
Taxi 1hour Waiting (Normal Tariff)
$22.03 CA$31.40
$35.20 $35.20
-37.41%
Gasoline (1 liter)
$1.22 CA$1.74
$1.00 $1.00
22.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K CA$39.4K
$35.1K $35.1K
-21.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K CA$28.3K
$25.6K $25.6K
-22.58%
🧾 Monthly Utilities & Internet
Toronto
Milton, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 CA$174
$265 $265
-54.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.03 CA$45.66
$71.9 $71.9
-55.42%
Internet (50+ Mbps, Unlimited Data)
$47.92 CA$68.3
$74.4 $74.4
-35.60%
🎉 Sport & Entertainment
Toronto
Milton, FL
Difference
Gym Membership (Monthly)
$38.90 CA$55.5
$41.56 $41.56
-6.40%
Tennis Court (1 Hour on Weekend)
$23.24 CA$33.12
-
-
Cinema Ticket
$12.61 CA$17.97
$12.49 $12.49
0.96%
🧸 Childcare & Education
Toronto
Milton, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$834 CA$1,189
$1,576 $1,576
-47.09%
International Primary School, 1 Child (Yearly)
$23.3K CA$33.3K
$10.1K $10.1K
131.83%
👕👟 Clothing & Footwear
Toronto
Milton, FL
Difference
Jeans (Levis 501 Or Similar)
$52.6 CA$75.0
$44.37 $44.37
18.55%
Summer Dress (H&M, Zara, etc)
$40.26 CA$57.4
$29.62 $29.62
35.92%
Sport Shoes (Adidas, Nike)
$96.2 CA$137
$85.4 $85.4
12.63%
Men's Leather Business Shoes
$123 CA$175
$120 $120
2.16%
🏠 Accommodation & Living
Toronto
Milton, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,598 CA$2,278
$1,420 $1,420
12.51%
1-bedroom Apartment, Outside City Center (Monthly)
$1,435 CA$2,045
$1,264 $1,264
13.48%
3-bedroom Apartment, City Center (Monthly)
$2,657 CA$3,787
$2,495 $2,495
6.50%
3-bedroom Apartment, Outside City Center (Monthly)
$2,096 CA$2,988
$1,922 $1,922
9.08%
Buy Apartment in City Center (m2)
$8,033 CA$11.5K
$2,736 $2,736
193.60%
Buy Apartment Outside City Center (m2)
$6,557 CA$9,347
$2,299 $2,299
185.29%
💵 Salaries & Financials
Toronto
Milton, FL
Difference
Average Monthly Net Salary (After Tax)
$3,743 CA$5,335
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.66
-32.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Milton, FL: October 6, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Milton, FL
$1.3K 11.9% $170
Groceries & Markets
Toronto
$340
Milton, FL
$422 23.9% $81
Eating Out
Toronto
$282
Milton, FL
$226 20% $56
Monthly Utilities & Internet
Toronto
$202
Milton, FL
$411 104% $209
Clothing & Footwear
Toronto
$140
Milton, FL
$126 10.3% $15
Getting Around
Toronto
$130
Milton, FL
$20 * 84.8% $110
Sport & Entertainment
Toronto
$64
Milton, FL
$67 3.8% $2.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $1,420 in Milton, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $77.0 in Toronto versus $101 in Milton, FL. Monthly groceries follow the same trend: $340 vs $422 – making Toronto the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇺🇸 Milton, FL
🕒 Local time
11:34 11:34 AM
10:34 10:34 AM
1 h behind Toronto
🌤 Weather
👥 Population
2,731,571
25,902
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Toronto Milton, FL 1,600 km ≈ 2 h 30 min nonstop flight
From you
  • Toronto
  • Milton, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Milton, FL: Cost of Living - Frequently Asked Questions
Is Milton, FL cheaper than Toronto?
Yes – Toronto is pricier by about 1%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $3,795 per month in Toronto and $3,748 in Milton, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Milton, FL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toronto and in Milton, FL?
Monthly expenses with rent come to $2,530 in Toronto and $2,499 in Milton, FL. That's a gap of about 1%.
Which city has cheaper kindergarten?
Kindergarten costs $834 per month in Toronto and $1,576 in Milton, FL. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for living in Toronto or in Milton, FL?
A $2,500 monthly budget goes further in Milton, FL, where all-in costs run around $2,499, than in Toronto at $2,530. In Milton, FL it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Milton, FL more family-friendly?
Families tend to lean toward Milton, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Milton, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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