Last update: Oct 2026

Cost of Living Comparison Between Toronto and Midland, TX

For one person, living is cheaper in Midland, TX: $2,137 a month against $2,561 in Toronto, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
132

Cost of Living Index in Midland, TX
Learn more

Midland, TX Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Midland, TX

🇺🇸 United States

$2,137

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Midland, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Midland, TX actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,137 in Midland, TX, rent included.

Toronto $2,561
Midland, TX $2,137

A couple spends around $3,694 per month in Toronto vs $2,947 in Midland, TX, rent included.

Toronto $3,694
Midland, TX $2,947

A family of three spends $4,826 per month in Toronto vs $3,758 in Midland, TX, rent included.

Toronto $4,826
Midland, TX $3,758

Toronto costs about 20% more than Midland, TX, and outside of rent the biggest gap is in groceries.

Both Toronto and Midland, TX sit above the global median – Toronto by 90%, Midland, TX by 58%.

Meal at Budget Restaurant

$17.18 CA$24.29

$16.07 $16.07

6.91%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$55.7 $55.7

36.51%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$9.85 $9.85

7.01%

Cappuccino

$4.02 CA$5.68

$5.16 $5.16

-22.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$4.66 $4.66

-54.51%

Water (0.33 liter bottle)

$1.75 CA$2.48

$4.36 $4.36

-59.86%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$10.07 $10.07

-38.03%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$12.20 $12.20

-41.89%

Milk (1 liter)

$2.44 CA$3.45

$0.82 $0.82

197.56%

White Bread (500g)

$2.68 CA$3.78

$3.38 $3.38

-20.71%

Rice (white) (1kg)

$2.24 CA$3.17

$4.39 $4.39

-48.97%

Eggs

$3.56 CA$5.03

$2.94 $2.94

21.09%

Local Cheese (1kg)

$9.09 CA$12.85

$11.20 $11.20

-18.84%

Chicken Fillets (1kg)

$11.33 CA$16.01

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

Banana (1kg)

$1.21 CA$1.72

$1.08 $1.08

12.04%

Oranges (1kg)

$3.60 CA$5.09

Tomato (1kg)

$4.21 CA$5.96

Potato (1kg)

$1.79 CA$2.53

Onion (1kg)

$1.59 CA$2.25

Lettuce (1 head)

$2.27 CA$3.21

$1.76 $1.76

28.98%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.02 $2.02

-38.12%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$12.20 $12.20

13.28%

Wine (Bottle)

$14.27 CA$20.18

$14.76 $14.76

-3.32%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.72 $1.72

27.91%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$0.88 $0.88

37.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$53.3 $53.3

-39.47%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$71.4 $71.4

-32.86%

Gym Membership (Monthly)

$38.48 CA$54.4

$10.04 $10.04

283.27%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$12.67 $12.67

-2.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$79.4 $79.4

-36.11%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$29.46 $29.46

35.85%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$152 $152

-35.41%

Men's Leather Business Shoes

$121 CA$171

$150 $150

-19.82%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,530 $1,530

4.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,280 $1,280

10.15%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,095 $2,095

27.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,806 $1,806

19.14%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,029 $2,029

291.58%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,029 $2,029

222.44%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$5,648 $5,648

-34.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.92

-35.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Midland, TX: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Midland, TX

$1.3K 59.9% 9.2% $130

Groceries & Markets

Toronto

$340 13.3%

Midland, TX

$181 * 8.5% 46.8% $159

Eating Out

Toronto

$278 10.9%

Midland, TX

$331 15.5% 18.9% $53

Monthly Utilities & Internet

Toronto

$201 7.8%

Midland, TX

$125 * 5.8% 37.8% $76

Clothing & Footwear

Toronto

$139 5.4%

Midland, TX

$185 8.7% 32.8% $46

Getting Around

Toronto

$129 5.1%

Midland, TX

- * 0% 100%

Sport & Entertainment

Toronto

$63 2.5%

Midland, TX

$35 1.7% 44.1% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $1,530 in Midland, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 52% higher in Midland, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $76.0 in Toronto versus $56.0 in Midland, TX. Monthly groceries follow the same trend: $340 vs $181 – making Midland, TX the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇺🇸 Midland, TX

🕒 Local time

16:17 4:17 PM

15:17 3:17 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

132,524

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Midland, TX 2,370 km ≈ 3 h 30 min nonstop flight

From you

Toronto
Midland, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Midland, TX: Cost of Living - Frequently Asked Questions

Toronto costs about 20% more than Midland, TX, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,206 in Midland, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Midland, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $2,137 in Midland, TX. That's a gap of about 20%.

Groceries cost about 88% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Midland, TX, where all-in costs run around $2,137, than in Toronto at $2,561. In Midland, TX it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Midland, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Midland, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.