Last update: Oct 2026

Cost of Living Comparison Between Toronto and Merrill, WI

For one person, living costs are similar in Toronto and in Merrill, WI: $2,610 and $2,669 a month, rent and utilities included.

126

Cost of Living Index in Toronto
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Toronto Living Index
130

Cost of Living Index in Merrill, WI
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Merrill, WI Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Merrill, WI

🇺🇸 United States

$2,669

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Merrill, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Merrill, WI actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,669 in Merrill, WI, rent included.

Toronto $2,610
Merrill, WI $2,669

A couple spends around $3,727 per month in Toronto vs $3,917 in Merrill, WI, rent included.

Toronto $3,727
Merrill, WI $3,917

A family of three spends $4,844 per month in Toronto vs $5,164 in Merrill, WI, rent included.

Toronto $4,844
Merrill, WI $5,164

Toronto is about 2% cheaper than Merrill, WI, and outside of rent the biggest gap is in groceries.

Both Toronto and Merrill, WI sit above the global median – Toronto by 93%, Merrill, WI by 97%.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.92 $19.92

-11.70%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$73.8 $73.8

6.86%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.41 $11.41

-5.96%

Cappuccino

$4.09 CA$5.78

$5.22 $5.22

-21.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.73 $2.73

-23.08%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.99 $1.99

-13.57%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.83 $5.83

9.09%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.18 $7.18

-1.39%

Milk (1 liter)

$2.54 CA$3.59

$1.06 $1.06

139.62%

White Bread (500g)

$2.72 CA$3.85

$3.58 $3.58

-24.02%

Rice (white) (1kg)

$2.18 CA$3.09

$4.30 $4.30

-49.30%

Eggs

$3.63 CA$5.13

$4.05 $4.05

-10.37%

Local Cheese (1kg)

$9.46 CA$13.37

$12.47 $12.47

-24.14%

Chicken Fillets (1kg)

$11.54 CA$16.32

$11.25 $11.25

2.58%

Beef Round Steak (1kg)

$14.37 CA$20.32

$17.16 $17.16

-16.26%

Apples (1kg)

$3.70 CA$5.23

$4.95 $4.95

-25.25%

Banana (1kg)

$1.19 CA$1.68

$1.57 $1.57

-24.20%

Oranges (1kg)

$3.46 CA$4.90

$4.20 $4.20

-17.62%

Tomato (1kg)

$4.22 CA$5.97

$4.78 $4.78

-11.72%

Potato (1kg)

$1.79 CA$2.52

$2.85 $2.85

-37.19%

Onion (1kg)

$1.65 CA$2.33

$3.03 $3.03

-45.54%

Lettuce (1 head)

$2.20 CA$3.11

$2.11 $2.11

4.27%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.19 $2.19

-42.47%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.24 $10.24

36.43%

Wine (Bottle)

$14.20 CA$20.07

$15.17 $15.17

-6.39%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.96 $1.96

14.80%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.41 $3.41

-25.81%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.05 $2.05

13.17%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$110 $110

1.77%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.17 $3.17

-3.47%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.76 $1.76

-30.68%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$30.41 $30.41

-28.67%

Gasoline (1 liter)

$1.21 CA$1.72

$0.97 $0.97

24.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$27.8K $27.8K

-5.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.1K $26.1K

-19.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$197 $197

-39.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$58.0 $58.0

-44.48%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$69.8 $69.8

-29.98%

Gym Membership (Monthly)

$39.34 CA$55.6

$41.50 $41.50

-5.20%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$8.82 $8.82

167.35%

Cinema Ticket

$12.58 CA$17.79

$13.89 $13.89

-9.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,421 $1,421

-41.46%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$23.8K $23.8K

-0.91%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$53.1 $53.1

-1.53%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$41.32 $41.32

-4.55%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$90.2 $90.2

9.80%

Men's Leather Business Shoes

$122 CA$172

$117 $117

4.63%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,625 $1,625

0.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,295 $1,295

11.85%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,535 $2,535

7.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,148 $2,148

-0.89%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,743 $2,743

199.16%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,374 $2,374

187.98%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$7,146 $7,146

-50.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.57

-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Merrill, WI: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Merrill, WI

$1.3K 48.5% 10.6% $153

Groceries & Markets

Toronto

$343 13.1%

Merrill, WI

$396 14.8% 15.5% $53

Eating Out

Toronto

$283 10.9%

Merrill, WI

$319 11.9% 12.5% $35

Monthly Utilities & Internet

Toronto

$201 7.7%

Merrill, WI

$325 12.2% 61.8% $124

Clothing & Footwear

Toronto

$141 5.4%

Merrill, WI

$135 5.1% 3.7% $5.2

Getting Around

Toronto

$130 5%

Merrill, WI

$130 4.9% 0.2% $0.2

Sport & Entertainment

Toronto

$65 2.5%

Merrill, WI

$69 2.6% 7.4% $4.8

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,625 in Merrill, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 103% higher in Merrill, WI, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $74.0 in Merrill, WI. Groceries tell a different story – $343 in Toronto vs $396 in Merrill, WI – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Merrill, WI

🕒 Local time

17:25 5:25 PM

16:25 4:25 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

9,000

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Merrill, WI 830 km ≈ 1 h 30 min nonstop flight

From you

Toronto
Merrill, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Merrill, WI: Cost of Living - Frequently Asked Questions

Yes – Merrill, WI is pricier by about 2%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,916 per month in Toronto and $4,004 in Merrill, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in Toronto and $74.0 in Merrill, WI. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,610 in Toronto and $2,669 in Merrill, WI. That's a gap of about 2%.

$2,500 is a stretch for both – monthly costs hit $2,610 in Toronto and $2,669 in Merrill, WI. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Merrill, WI makes more sense. Both are solid long-term options with distinct trade-offs.