Last update: Oct 2026

Cost of Living Comparison Between Toronto and Melbourne, AR

For one person, living is cheaper in Melbourne, AR: $2,395 a month against $2,561 in Toronto, rent and utilities included – about $2,000 less a year. Other living expenses account for most of the difference.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
Melbourne, AR
🇺🇸 United States
$2,395
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Melbourne, AR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Melbourne, AR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,395 in Melbourne, AR.

  • Toronto $2,561
  • Melbourne, AR $2,395

Estimated couple costs with rent: $3,694 in Toronto versus $3,533 in Melbourne, AR.

  • Toronto $3,694
  • Melbourne, AR $3,533

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,672 in Melbourne, AR.

  • Toronto $4,826
  • Melbourne, AR $4,672

Living in Toronto is roughly 7% more expensive than in Melbourne, AR, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Melbourne, AR 77% above.

Currency
🍽 Eating Out
Toronto
Melbourne, AR
Difference
Meal at Budget Restaurant
$17.18 CA$24.29
$6.80 $6.80
152.65%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$107
$77.6 $77.6
-2.14%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.89
$9.33 $9.33
12.97%
Cappuccino
$4.02 CA$5.68
$5.78 $5.78
-30.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.00
$1.96 $1.96
8.16%
Water (0.33 liter bottle)
$1.75 CA$2.48
$1.68 $1.68
4.17%
Local Beer (0.5 liter draught)
$6.24 CA$8.83
$5.92 $5.92
5.41%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.02
$6.96 $6.96
1.87%
🛒 Groceries & Markets
Toronto
Melbourne, AR
Difference
Milk (1 liter)
$2.44 CA$3.45
$0.88 $0.88
177.27%
White Bread (500g)
$2.68 CA$3.78
$3.80 $3.80
-29.47%
Rice (white) (1kg)
$2.24 CA$3.17
$5.82 $5.82
-61.51%
Eggs
$3.56 CA$5.03
$5.33 $5.33
-33.21%
Local Cheese (1kg)
$9.09 CA$12.85
$8.15 $8.15
11.53%
Chicken Fillets (1kg)
$11.33 CA$16.01
$8.37 $8.37
35.36%
Beef Round Steak (1kg)
$14.53 CA$20.55
$13.40 $13.40
8.43%
Apples (1kg)
$3.62 CA$5.12
$4.48 $4.48
-19.20%
Banana (1kg)
$1.21 CA$1.72
$1.48 $1.48
-18.24%
Oranges (1kg)
$3.60 CA$5.09
$2.83 $2.83
27.21%
Tomato (1kg)
$4.21 CA$5.96
$4.80 $4.80
-12.29%
Potato (1kg)
$1.79 CA$2.53
$1.92 $1.92
-6.77%
Onion (1kg)
$1.59 CA$2.25
$2.46 $2.46
-35.37%
Lettuce (1 head)
$2.27 CA$3.21
$1.46 $1.46
55.48%
Water (1.5 liter bottle)
$1.25 CA$1.77
$2.03 $2.03
-38.42%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.53
$8.86 $8.86
55.98%
Wine (Bottle)
$14.27 CA$20.18
$18.94 $18.94
-24.66%
Local Beer (0.5 liter bottle)
$2.20 CA$3.10
$2.61 $2.61
-15.71%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.44
$4.51 $4.51
-46.12%
🚌 Getting Around
Toronto
Melbourne, AR
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.38
$2.09 $2.09
14.35%
Public Transport Monthly Pass (Regular Price)
$111 CA$157
-
-
Taxi Start (Normal Tariff)
$2.91 CA$4.12
$2.96 $2.96
-1.69%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.69
$1.65 $1.65
-27.27%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.23
$32.45 $32.45
-34.11%
Gasoline (1 liter)
$1.21 CA$1.71
$0.98 $0.98
23.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.8K
$36.6K $36.6K
-23.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.6K
$26.5K $26.5K
-23.45%
🧾 Monthly Utilities & Internet
Toronto
Melbourne, AR
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$170
$176 $176
-31.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.60
$55.8 $55.8
-42.22%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$67.8
$63.4 $63.4
-24.38%
🎉 Sport & Entertainment
Toronto
Melbourne, AR
Difference
Gym Membership (Monthly)
$38.48 CA$54.4
$41.88 $41.88
-8.12%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.46
-
-
Cinema Ticket
$12.38 CA$17.50
$9.91 $9.91
24.92%
🧸 Childcare & Education
Toronto
Melbourne, AR
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,173
$1,075 $1,075
-22.80%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.6K
$21.1K $21.1K
9.27%
👕👟 Clothing & Footwear
Toronto
Melbourne, AR
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$71.7
$59.3 $59.3
-14.49%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.6
$50.6 $50.6
-20.88%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$114 $114
-13.86%
Men's Leather Business Shoes
$121 CA$171
$113 $113
6.55%
🏠 Accommodation & Living
Toronto
Melbourne, AR
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,251
$1,598 $1,598
-0.34%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$1,994
$1,291 $1,291
9.24%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,775
$2,289 $2,289
16.66%
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,042
$2,205 $2,205
-2.42%
Buy Apartment in City Center (m2)
$7,945 CA$11.2K
$2,938 $2,938
170.41%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,249
$2,284 $2,284
186.46%
💵 Salaries & Financials
Toronto
Melbourne, AR
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,269
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.77
-33.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Melbourne, AR: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Melbourne, AR
$1.3K 8.5% $119
Groceries & Markets
Toronto
$340
Melbourne, AR
$365 7.5% $26
Eating Out
Toronto
$278
Melbourne, AR
$210 24.6% $68
Monthly Utilities & Internet
Toronto
$201
Melbourne, AR
$296 47.4% $95
Clothing & Footwear
Toronto
$139
Melbourne, AR
$152 8.9% $12
Getting Around
Toronto
$129
Melbourne, AR
$20 * 84.9% $110
Sport & Entertainment
Toronto
$63
Melbourne, AR
$62 2.4% $1.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,598 in Melbourne, AR. Housing cost is often the main lever when comparing two cities.

Dining out: $76.0 in Toronto vs $78.0 in Melbourne, AR for a mid-range dinner for two. Groceries echo the gap at $340 vs $365 per month, with Toronto cheaper across the board.

Good to know
🇨🇦 Toronto
🇺🇸 Melbourne, AR
🕒 Local time
05:33 5:33 AM
04:33 4:33 AM
1 h behind Toronto
🌤 Weather
👥 Population
2,731,571
76,068
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto Melbourne, AR 1,360 km ≈ 2 h 15 min nonstop flight
From you
  • Toronto
  • Melbourne, AR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Melbourne, AR: Cost of Living - Frequently Asked Questions
Which city is more expensive, Toronto or Melbourne, AR?
Melbourne, AR wins on cost – living expenses run 7% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Melbourne, AR the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Toronto and in Melbourne, AR?
You'd need roughly $3,841 in Toronto and $3,592 in Melbourne, AR to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Toronto compared to Melbourne, AR?
Rent for a central apartment: $1,592 in Toronto versus $1,598 in Melbourne, AR. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Toronto and in Melbourne, AR?
Childcare runs $830 in Toronto versus $1,075 in Melbourne, AR. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Toronto and in Melbourne, AR?
Dining out is cheaper in Melbourne, AR – a meal for two runs $78.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,000/month in Toronto or in Melbourne, AR?
Both cities are expensive relative to $2,000. Melbourne, AR is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city offers a better quality of life: Toronto or Melbourne, AR?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Toronto compared to Melbourne, AR?
Safety-wise, Toronto and Melbourne, AR are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Melbourne, AR gentler on the wallet – expenses run 7% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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