Last update: Oct 2026

Cost of Living Comparison Between Toronto and McMinnville, OR

For one person, living costs are similar in Toronto and in McMinnville, OR: $2,561 and $2,460 a month, rent and utilities included.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
McMinnville, OR
🇺🇸 United States
$2,460
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in McMinnville, OR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in McMinnville, OR actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,460 in McMinnville, OR, rent included.

  • Toronto $2,561
  • McMinnville, OR $2,460

A couple spends around $3,694 per month in Toronto vs $3,586 in McMinnville, OR, rent included.

  • Toronto $3,694
  • McMinnville, OR $3,586

A family of three spends $4,826 per month in Toronto vs $4,712 in McMinnville, OR, rent included.

  • Toronto $4,826
  • McMinnville, OR $4,712

Toronto costs about 4% more than McMinnville, OR, and outside of rent the biggest gap is in transport.

Both Toronto and McMinnville, OR sit above the global median – Toronto by 90%, McMinnville, OR by 82%.

Currency
🍽 Eating Out
Toronto
McMinnville, OR
Difference
Meal at Budget Restaurant
$17.18 CA$24.29
$16.14 $16.14
6.44%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$107
$73.9 $73.9
2.81%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.89
$11.16 $11.16
-5.56%
Cappuccino
$4.02 CA$5.68
$4.92 $4.92
-18.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.00
$2.79 $2.79
-24.01%
Water (0.33 liter bottle)
$1.75 CA$2.48
$2.02 $2.02
-13.37%
Local Beer (0.5 liter draught)
$6.24 CA$8.83
$6.07 $6.07
2.80%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.02
$5.98 $5.98
18.56%
🛒 Groceries & Markets
Toronto
McMinnville, OR
Difference
Milk (1 liter)
$2.44 CA$3.45
$1.07 $1.07
128.04%
White Bread (500g)
$2.68 CA$3.78
$3.89 $3.89
-31.11%
Rice (white) (1kg)
$2.24 CA$3.17
$5.24 $5.24
-57.25%
Eggs
$3.56 CA$5.03
$3.81 $3.81
-6.56%
Local Cheese (1kg)
$9.09 CA$12.85
$9.84 $9.84
-7.62%
Chicken Fillets (1kg)
$11.33 CA$16.01
$14.02 $14.02
-19.19%
Beef Round Steak (1kg)
$14.53 CA$20.55
$19.55 $19.55
-25.68%
Apples (1kg)
$3.62 CA$5.12
$3.36 $3.36
7.74%
Banana (1kg)
$1.21 CA$1.72
$1.61 $1.61
-24.84%
Oranges (1kg)
$3.60 CA$5.09
$3.96 $3.96
-9.09%
Tomato (1kg)
$4.21 CA$5.96
$3.47 $3.47
21.33%
Potato (1kg)
$1.79 CA$2.53
$2.18 $2.18
-17.89%
Onion (1kg)
$1.59 CA$2.25
$2.17 $2.17
-26.73%
Lettuce (1 head)
$2.27 CA$3.21
$1.94 $1.94
17.01%
Water (1.5 liter bottle)
$1.25 CA$1.77
$1.92 $1.92
-34.90%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.53
$10.84 $10.84
27.49%
Wine (Bottle)
$14.27 CA$20.18
$13.69 $13.69
4.24%
Local Beer (0.5 liter bottle)
$2.20 CA$3.10
$1.78 $1.78
23.60%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.44
$3.63 $3.63
-33.06%
🚌 Getting Around
Toronto
McMinnville, OR
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.38
$1.75 $1.75
36.57%
Public Transport Monthly Pass (Regular Price)
$111 CA$157
-
-
Taxi Start (Normal Tariff)
$2.91 CA$4.12
$4.91 $4.91
-40.73%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.69
$1.35 $1.35
-11.11%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.23
$29.96 $29.96
-28.64%
Gasoline (1 liter)
$1.21 CA$1.71
$1.25 $1.25
-3.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.8K
$33.6K $33.6K
-16.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.6K
$24.3K $24.3K
-16.77%
🧾 Monthly Utilities & Internet
Toronto
McMinnville, OR
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$170
$112 $112
7.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.60
$45.70 $45.70
-29.41%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$67.8
$54.9 $54.9
-12.65%
🎉 Sport & Entertainment
Toronto
McMinnville, OR
Difference
Gym Membership (Monthly)
$38.48 CA$54.4
$35.62 $35.62
8.03%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.46
-
-
Cinema Ticket
$12.38 CA$17.50
$13.97 $13.97
-11.38%
🧸 Childcare & Education
Toronto
McMinnville, OR
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,173
$1,225 $1,225
-32.27%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.6K
$12.4K $12.4K
86.49%
👕👟 Clothing & Footwear
Toronto
McMinnville, OR
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$71.7
$49.34 $49.34
2.78%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.6
$45.58 $45.58
-12.20%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$94.0 $94.0
4.27%
Men's Leather Business Shoes
$121 CA$171
$104 $104
16.56%
🏠 Accommodation & Living
Toronto
McMinnville, OR
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,251
$1,588 $1,588
0.30%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$1,994
$1,361 $1,361
3.63%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,775
$2,271 $2,271
17.56%
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,042
$2,166 $2,166
-0.67%
Buy Apartment in City Center (m2)
$7,945 CA$11.2K
$2,702 $2,702
194.02%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,249
$2,097 $2,097
211.98%
💵 Salaries & Financials
Toronto
McMinnville, OR
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,269
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.67
-32.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for McMinnville, OR: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
McMinnville, OR
$1.4K 3.5% $49
Groceries & Markets
Toronto
$340
McMinnville, OR
$389 14.5% $49
Eating Out
Toronto
$278
McMinnville, OR
$283 1.8% $5
Monthly Utilities & Internet
Toronto
$201
McMinnville, OR
$213 6% $12
Clothing & Footwear
Toronto
$139
McMinnville, OR
$132 5.5% $7.6
Getting Around
Toronto
$129
McMinnville, OR
$19 * 85.6% $111
Sport & Entertainment
Toronto
$63
McMinnville, OR
$64 0.5% $0.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $1,588 in McMinnville, OR. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76.0 in Toronto versus $74.0 in McMinnville, OR. Groceries tell a different story – $340 in Toronto vs $389 in McMinnville, OR – so Toronto wins on supermarket bills even if dining out costs more.

Good to know
🇨🇦 Toronto
🇺🇸 McMinnville, OR
🕒 Local time
03:11 3:11 AM
00:11 12:11 AM
3 h behind Toronto
🌤 Weather
👥 Population
2,731,571
30,410
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto McMinnville, OR 3,440 km ≈ 4 h 45 min nonstop flight
From you
  • Toronto
  • McMinnville, OR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs McMinnville, OR: Cost of Living - Frequently Asked Questions
Is McMinnville, OR cheaper than Toronto?
Yes – Toronto is pricier by about 4%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $3,841 per month in Toronto and $3,689 in McMinnville, OR. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in McMinnville, OR, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toronto and in McMinnville, OR?
Monthly expenses with rent come to $2,561 in Toronto and $2,460 in McMinnville, OR. That's a gap of about 4%.
Which city has cheaper kindergarten?
Kindergarten costs $830 per month in Toronto and $1,225 in McMinnville, OR. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 enough to cover costs in Toronto or in McMinnville, OR?
$2,500 is a stretch for both – monthly costs hit $2,561 in Toronto and $2,460 in McMinnville, OR. You'll need shared housing and careful budgeting no matter which city you pick.
Is Toronto or McMinnville, OR more family-friendly?
Families tend to lean toward McMinnville, OR – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with McMinnville, OR. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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