Last update: Oct 2026

Cost of Living Comparison Between Toronto and Mary

For one person, living is cheaper in Mary: $474 a month against $2,530 in Toronto, rent and utilities included – about $24,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Mary

🇹🇲 Turkmenistan

$474

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Mary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Mary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $474 in Mary.

Toronto $2,530
Mary $474

Estimated couple costs with rent: $3,646 in Toronto versus $705 in Mary.

Toronto $3,646
Mary $705

Monthly costs for a family of three with rent: $4,761 in Toronto versus $936 in Mary.

Toronto $4,761
Mary $936

Living in Toronto is roughly 434% more expensive than in Mary, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 89% above, Mary is 65% below.

Meal at Budget Restaurant

$17.67 CA$25.19

$11.60 TMT 38.99

52.33%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$8.30 TMT 27.88

26.14%

Cappuccino

$4.08 CA$5.81

$8.78 TMT 29.51

-53.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$12.63 TMT 42.44

-83.21%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.41 TMT 4.73

24.82%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$14.48 TMT 48.65

-57.39%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$11.57 TMT 38.88

-40.45%

Milk (1 liter)

$2.43 CA$3.46

$2.89 TMT 9.69

-15.92%

White Bread (500g)

$2.75 CA$3.92

Rice (white) (1kg)

$2.23 CA$3.18

Eggs

$3.45 CA$4.91

$6.81 TMT 22.87

-49.34%

Local Cheese (1kg)

$8.93 CA$12.73

Chicken Fillets (1kg)

$11.44 CA$16.31

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$3.75 CA$5.34

$2.23 TMT 7.50

68.16%

Banana (1kg)

$1.15 CA$1.64

Oranges (1kg)

$3.55 CA$5.06

Tomato (1kg)

$4.28 CA$6.10

$1.38 TMT 4.63

210.14%

Potato (1kg)

$1.85 CA$2.63

$2.05 TMT 6.89

-9.76%

Onion (1kg)

$1.67 CA$2.38

$1.73 TMT 5.83

-3.47%

Lettuce (1 head)

$2.22 CA$3.16

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.16 TMT 3.91

4.31%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$16.92 TMT 56.9

-17.97%

Wine (Bottle)

$14.25 CA$20.31

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.13

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

Gasoline (1 liter)

$1.22 CA$1.74

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

Gym Membership (Monthly)

$38.90 CA$55.5

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$12.61 CA$17.97

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

Sport Shoes (Adidas, Nike)

$96.2 CA$137

Men's Leather Business Shoes

$123 CA$175

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$208 TMT 700

1697.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Mary: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Mary

–

Groceries & Markets

Toronto

$340 13.1%

Mary

–

Eating Out

Toronto

$282 10.9%

Mary

–

Monthly Utilities & Internet

Toronto

$202 7.8%

Mary

–

Clothing & Footwear

Toronto

$140 5.4%

Mary

–

Getting Around

Toronto

$130 5%

Mary

–

Sport & Entertainment

Toronto

$64 2.5%

Mary

–

Cost Breakdown

Toronto pays 1697% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Good to know

🇨🇦 Toronto

🇹🇲 Mary

🕒 Local time

01:25 1:25 AM

10:25 10:25 AM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

123,000

💱 Currency

Canadian Dollar CAD $

Turkmenistani Manat TMT m

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 TMT = 0.298 USD

1 TMT = 0.265 EUR

Exchange rates and currency converter

TMT, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Turkmenistani Manat exchange rates as of October 10, 2026: 1 USD = 3.36 TMT (1 TMT = 0.298 USD). 1 EUR = 3.77 TMT (1 TMT = 0.265 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Mary 10,170 km ≈ 13 h nonstop flight

From you

Toronto
Mary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Mary: Cost of Living - Frequently Asked Questions

Mary wins on cost – living expenses run 434% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Mary the obvious pick if budget is a priority.

Average pay runs 1697% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 248% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,530 per month in Toronto versus $474 in Mary – a 434% gap that adds up to real savings over time for anyone picking the cheaper option.

At $474 in Mary versus $2,530 in Toronto, a $1,000 budget is realistic in Mary but tight or insufficient in Toronto. The gap between the two cities makes Mary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Mary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mary gentler on the wallet – expenses run 434% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.