Last update: Oct 2026

Cost of Living Comparison Between Toronto and Mardan

For one person, living is cheaper in Mardan: $492 a month against $2,561 in Toronto, rent and utilities included – about $24,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
24

Cost of Living Index in Mardan
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Mardan Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Mardan

🇵🇰 Pakistan

$492

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Mardan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Mardan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $492 in Mardan.

Toronto $2,561
Mardan $492

Estimated couple costs with rent: $3,694 in Toronto versus $768 in Mardan.

Toronto $3,694
Mardan $768

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,045 in Mardan.

Toronto $4,826
Mardan $1,045

Living in Toronto is roughly 421% more expensive than in Mardan, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Mardan is 64% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$3.54 PKR 980

385.31%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$23.75 PKR 6,572

219.87%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$5.44 PKR 1,506

93.75%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.70 PKR 1,023

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.81 PKR 1,885

Cappuccino

$4.02 CA$5.68

$2.72 PKR 753

47.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.32 PKR 89.6

562.50%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.23 PKR 63.8

660.87%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$2.44 CA$3.45

$0.91 PKR 252

168.13%

White Bread (500g)

$2.68 CA$3.78

$0.72 PKR 199

272.22%

Rice (white) (1kg)

$2.24 CA$3.17

$1.28 PKR 354

75.00%

Eggs

$3.56 CA$5.03

$1.16 PKR 320

206.90%

Local Cheese (1kg)

$9.09 CA$12.85

$2.82 PKR 781

222.34%

Chicken Fillets (1kg)

$11.33 CA$16.01

$3.14 PKR 870

260.83%

Beef Round Steak (1kg)

$14.53 CA$20.55

$3.89 PKR 1,076

273.52%

Apples (1kg)

$3.62 CA$5.12

$0.93 PKR 258

289.25%

Banana (1kg)

$1.21 CA$1.72

$0.71 PKR 196

70.42%

Oranges (1kg)

$3.60 CA$5.09

$1.07 PKR 296

236.45%

Tomato (1kg)

$4.21 CA$5.96

$0.38 PKR 104

1007.89%

Potato (1kg)

$1.79 CA$2.53

$0.27 PKR 73.8

562.96%

Onion (1kg)

$1.59 CA$2.25

$0.36 PKR 99.1

341.67%

Lettuce (1 head)

$2.27 CA$3.21

$0.28 PKR 77.1

710.71%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.37 PKR 103

237.84%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.79 PKR 495

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.20 PKR 332

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.35 PKR 651

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$1.83 PKR 507

655.19%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.16 PKR 43.24

1393.75%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$10.19 PKR 2,821

988.62%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.25 PKR 346

132.80%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.69 PKR 192

73.91%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.58 PKR 436

1253.16%

Gasoline (1 liter)

$1.21 CA$1.71

$1.06 PKR 292

14.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$21.8K PKR 6.0M

29.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$24.6K PKR 6.8M

-17.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$101 PKR 27.9K

19.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$5.88 PKR 1,628

448.64%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$16.89 PKR 4,674

183.78%

Gym Membership (Monthly)

$38.48 CA$54.4

$16.54 PKR 4,578

132.65%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$7.15 PKR 1,978

221.12%

Cinema Ticket

$12.38 CA$17.50

$4.42 PKR 1,224

180.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$75.8 PKR 21.0K

995.35%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,028 PKR 284.5K

2145.93%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$25.76 PKR 7,131

96.86%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$34.46 PKR 9,537

16.13%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$94.6 PKR 26.2K

3.57%

Men's Leather Business Shoes

$121 CA$171

$40.80 PKR 11.3K

195.71%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$127 PKR 35.0K

1158.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$75.6 PKR 20.9K

1764.56%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$253 PKR 69.9K

957.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$149 PKR 41.3K

1340.53%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$830 PKR 229.7K

857.49%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$443 PKR 122.7K

1375.77%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

13.08

-65.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Mardan: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Mardan

$76 15.4% 94.6% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Mardan

$84 17.1% 75.3% $256

Eating Out

Toronto

$278 10.9%

Mardan

$80 16.2% 71.4% $199

Monthly Utilities & Internet

Toronto

$201 7.8%

Mardan

$123 25.1% 38.5% $77

Clothing & Footwear

Toronto

$139 5.4%

Mardan

$88 17.9% 36.8% $51

Getting Around

Toronto

$129 5.1%

Mardan

$16 3.2% 88% $114

Sport & Entertainment

Toronto

$63 2.5%

Mardan

$25 5.2% 59.8% $38

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $127 in Mardan. Housing cost is often the main lever when comparing two cities.

Dining out: $76.0 in Toronto vs $24.00 in Mardan for a mid-range dinner for two. Groceries echo the gap at $340 vs $84.0 per month, with Mardan cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇰 Mardan

🕒 Local time

23:32 11:32 PM

08:32 8:32 AM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

358,604

💱 Currency

Canadian Dollar CAD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Mardan 10,890 km ≈ 14 h nonstop flight

From you

Toronto
Mardan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Mardan: Cost of Living - Frequently Asked Questions

Mardan is cheaper overall, especially in groceries, eating out, and clothing. The 421% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,841 in Toronto and $737 in Mardan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,592 in Toronto versus $127 in Mardan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $75.8 in Mardan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 304% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

At $492 in Mardan versus $2,561 in Toronto, a $1,500 budget is realistic in Mardan but tight or insufficient in Toronto. The gap between the two cities makes Mardan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Mardan gentler on the wallet – expenses run 421% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.