Last update: Oct 2026

Cost of Living Comparison Between Toronto and Luque

For one person, living is cheaper in Luque: $1,050 a month against $2,561 in Toronto, rent and utilities included – about $18,100 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,561
/mo nomad
Luque
🇵🇾 Paraguay
$1,050
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Luque

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Luque actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $1,050 in Luque, rent included.

  • Toronto $2,561
  • Luque $1,050

A couple spends around $3,694 per month in Toronto vs $1,582 in Luque, rent included.

  • Toronto $3,694
  • Luque $1,582

A family of three spends $4,826 per month in Toronto vs $2,115 in Luque, rent included.

  • Toronto $4,826
  • Luque $2,115

Toronto costs about 144% more than Luque, and outside of rent the biggest gap is in eating out.

Toronto sits 90% above the global median, while Luque is 22% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Toronto
Luque
Difference
Meal at Budget Restaurant
$17.18 CA$24.29
$4.41 ₲25.1K
289.57%
Three-Course Dinner for Two, Mid-Range
$76.0 CA$107
$35.23 ₲200.3K
115.64%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.89
$5.17 ₲29.4K
103.87%
Cappuccino
$4.02 CA$5.68
$3.40 ₲19.3K
18.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.00
$1.07 ₲6,078
98.13%
Water (0.33 liter bottle)
$1.75 CA$2.48
$0.57 ₲3,265
207.02%
Local Beer (0.5 liter draught)
$6.24 CA$8.83
$1.95 ₲11.1K
220.00%
Imported Beer (0.33 liter bottle)
$7.09 CA$10.02
$1.80 ₲10.2K
293.89%
🛒 Groceries & Markets
Toronto
Luque
Difference
Milk (1 liter)
$2.44 CA$3.45
$1.29 ₲7,347
89.15%
White Bread (500g)
$2.68 CA$3.78
$1.53 ₲8,720
75.16%
Rice (white) (1kg)
$2.24 CA$3.17
$1.40 ₲7,950
60.00%
Eggs
$3.56 CA$5.03
$2.09 ₲11.9K
70.33%
Local Cheese (1kg)
$9.09 CA$12.85
$10.18 ₲57.9K
-10.71%
Chicken Fillets (1kg)
$11.33 CA$16.01
$5.20 ₲29.6K
117.88%
Beef Round Steak (1kg)
$14.53 CA$20.55
$10.19 ₲57.9K
42.59%
Apples (1kg)
$3.62 CA$5.12
$3.01 ₲17.1K
20.27%
Banana (1kg)
$1.21 CA$1.72
$1.25 ₲7,119
-3.20%
Oranges (1kg)
$3.60 CA$5.09
$1.25 ₲7,101
188.00%
Tomato (1kg)
$4.21 CA$5.96
$2.47 ₲14.0K
70.45%
Potato (1kg)
$1.79 CA$2.53
$1.35 ₲7,685
32.59%
Onion (1kg)
$1.59 CA$2.25
$1.38 ₲7,853
15.22%
Lettuce (1 head)
$2.27 CA$3.21
$0.91 ₲5,194
149.45%
Water (1.5 liter bottle)
$1.25 CA$1.77
$0.78 ₲4,425
60.26%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 CA$19.53
$2.30 ₲13.1K
500.87%
Wine (Bottle)
$14.27 CA$20.18
$9.54 ₲54.2K
49.58%
Local Beer (0.5 liter bottle)
$2.20 CA$3.10
$1.35 ₲7,682
62.96%
Imported Beer (0.33 liter bottle)
$2.43 CA$3.44
$1.81 ₲10.3K
34.25%
🚌 Getting Around
Toronto
Luque
Difference
One-way Ticket (Public Transport)
$2.39 CA$3.38
$0.73 ₲4,153
227.40%
Public Transport Monthly Pass (Regular Price)
$111 CA$157
-
-
Taxi Start (Normal Tariff)
$2.91 CA$4.12
$1.50 ₲8,529
94.00%
Taxi (Normal Tariff) (1km)
$1.20 CA$1.69
$1.62 ₲9,191
-25.93%
Taxi 1hour Waiting (Normal Tariff)
$21.38 CA$30.23
$10.44 ₲59.4K
104.79%
Gasoline (1 liter)
$1.21 CA$1.71
$1.29 ₲7,311
-6.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K CA$39.8K
$17.9K ₲101.8M
57.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.6K
$35.3K ₲200.6M
-42.59%
🧾 Monthly Utilities & Internet
Toronto
Luque
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$170
$26.84 ₲152.6K
348.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.26 CA$45.60
$17.64 ₲100.3K
82.88%
Internet (50+ Mbps, Unlimited Data)
$47.93 CA$67.8
$20.79 ₲118.2K
130.54%
🎉 Sport & Entertainment
Toronto
Luque
Difference
Gym Membership (Monthly)
$38.48 CA$54.4
$49.51 ₲281.5K
-22.28%
Tennis Court (1 Hour on Weekend)
$22.96 CA$32.46
-
-
Cinema Ticket
$12.38 CA$17.50
$8.65 ₲49.2K
43.12%
🧸 Childcare & Education
Toronto
Luque
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$830 CA$1,173
$184 ₲1.0M
350.25%
International Primary School, 1 Child (Yearly)
$23.1K CA$32.6K
$4,747 ₲27.0M
386.43%
👕👟 Clothing & Footwear
Toronto
Luque
Difference
Jeans (Levis 501 Or Similar)
$50.7 CA$71.7
$64.0 ₲363.9K
-20.77%
Summer Dress (H&M, Zara, etc)
$40.02 CA$56.6
$57.6 ₲327.5K
-30.51%
Sport Shoes (Adidas, Nike)
$98.0 CA$139
$107 ₲607.9K
-8.36%
Men's Leather Business Shoes
$121 CA$171
$71.7 ₲407.6K
68.29%
🏠 Accommodation & Living
Toronto
Luque
Difference
1-bedroom Apartment, City Center (Monthly)
$1,592 CA$2,251
$440 ₲2.5M
261.56%
1-bedroom Apartment, Outside City Center (Monthly)
$1,410 CA$1,994
$440 ₲2.5M
220.44%
3-bedroom Apartment, City Center (Monthly)
$2,670 CA$3,775
$1,484 ₲8.4M
79.93%
3-bedroom Apartment, Outside City Center (Monthly)
$2,152 CA$3,042
$672 ₲3.8M
220.20%
Buy Apartment in City Center (m2)
$7,945 CA$11.2K
$1,272 ₲7.2M
524.42%
Buy Apartment Outside City Center (m2)
$6,542 CA$9,249
-
-
💵 Salaries & Financials
Toronto
Luque
Difference
Average Monthly Net Salary (After Tax)
$3,727 CA$5,269
$488 ₲2.8M
664.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
10.15
-55.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Luque: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Luque
$440 68.8% $970
Groceries & Markets
Toronto
$340
Luque
$218 35.7% $121
Eating Out
Toronto
$278
Luque
$112 59.9% $167
Monthly Utilities & Internet
Toronto
$201
Luque
$65 67.5% $135
Clothing & Footwear
Toronto
$139
Luque
$135 3% $4.1
Getting Around
Toronto
$129
Luque
$13 * 90.3% $117
Sport & Entertainment
Toronto
$63
Luque
$67 5.6% $3.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $440 in Luque. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 664% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $35.00 in Luque. Monthly groceries follow the same trend: $340 vs $218 – making Luque the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇵🇾 Luque
🕒 Local time
16:10 4:10 PM
17:10 5:10 PM
1 h ahead of Toronto
🌤 Weather
👥 Population
2,731,571
224,000
💱 Currency
Exchange rates and currency converter

PYG, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Paraguayan Guarani exchange rates as of October 17, 2026: 1 USD = 5,686 PYG (10,000 PYG = 1.76 USD). 1 EUR = 6,393 PYG (10,000 PYG = 1.56 EUR).

On the map
Between locations
  • Toronto Luque 7,980 km ≈ 10 h nonstop flight
From you
  • Toronto
  • Luque

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Luque: Cost of Living - Frequently Asked Questions
Is Luque cheaper than Toronto?
Yes – Toronto is pricier by about 144%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $3,841 per month in Toronto and $1,575 in Luque. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Luque, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toronto and in Luque?
Monthly expenses with rent come to $2,561 in Toronto and $1,050 in Luque. That's a gap of about 144%.
Which city has cheaper kindergarten?
Kindergarten costs $830 per month in Toronto and $184 in Luque. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Toronto or in Luque?
A $1,500 monthly budget goes further in Luque, where all-in costs run around $1,050, than in Toronto at $2,561. In Luque it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Luque more family-friendly?
Families tend to lean toward Luque – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Luque. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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