Last update: Oct 2026

Cost of Living Comparison Between Toronto and Los Cabos

For one person, living is cheaper in Los Cabos: $1,371 a month against $2,561 in Toronto, rent and utilities included – about $14,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
66

Cost of Living Index in Los Cabos
Learn more

Los Cabos Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Los Cabos

🇲🇽 Mexico

$1,371

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Los Cabos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Los Cabos actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,371 in Los Cabos.

Toronto $2,561
Los Cabos $1,371

Estimated couple costs with rent: $3,694 in Toronto versus $2,211 in Los Cabos.

Toronto $3,694
Los Cabos $2,211

Monthly costs for a family of three with rent: $4,826 in Toronto versus $3,051 in Los Cabos.

Toronto $4,826
Los Cabos $3,051

Living in Toronto is roughly 87% more expensive than in Los Cabos, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Los Cabos 2% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$22.30 MX$412

-22.96%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$43.70 MX$807

73.84%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$13.76 MX$254

-23.40%

Cappuccino

$4.02 CA$5.68

$5.22 MX$96.5

-22.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.30 MX$42.51

-7.83%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.06 MX$38.06

-15.05%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.99 MX$92.2

25.05%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$8.36 MX$154

-15.19%

Milk (1 liter)

$2.44 CA$3.45

$1.65 MX$30.46

47.88%

White Bread (500g)

$2.68 CA$3.78

$2.86 MX$52.8

-6.29%

Rice (white) (1kg)

$2.24 CA$3.17

$2.38 MX$44.07

-5.88%

Eggs

$3.56 CA$5.03

$2.41 MX$44.49

47.72%

Local Cheese (1kg)

$9.09 CA$12.85

$8.96 MX$166

1.45%

Chicken Fillets (1kg)

$11.33 CA$16.01

$9.56 MX$177

18.51%

Beef Round Steak (1kg)

$14.53 CA$20.55

$17.76 MX$328

-18.19%

Apples (1kg)

$3.62 CA$5.12

$4.13 MX$76.4

-12.35%

Banana (1kg)

$1.21 CA$1.72

$1.78 MX$32.89

-32.02%

Oranges (1kg)

$3.60 CA$5.09

$2.93 MX$54.2

22.87%

Tomato (1kg)

$4.21 CA$5.96

$2.53 MX$46.70

66.40%

Potato (1kg)

$1.79 CA$2.53

$2.34 MX$43.16

-23.50%

Onion (1kg)

$1.59 CA$2.25

$2.53 MX$46.73

-37.15%

Lettuce (1 head)

$2.27 CA$3.21

$1.24 MX$22.99

83.06%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.86 MX$15.94

45.35%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$4.52 MX$83.6

205.75%

Wine (Bottle)

$14.27 CA$20.18

$10.32 MX$191

38.28%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.61 MX$29.70

36.65%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.13 MX$57.8

-22.36%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.41 MX$25.98

69.50%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.66 MX$49.20

9.40%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.93 MX$35.59

-37.82%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$11.63 MX$215

83.83%

Gasoline (1 liter)

$1.21 CA$1.71

$1.38 MX$25.43

-12.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$21.0K MX$388.2K

34.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$24.3K MX$449.9K

-16.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$58.6 MX$1,083

105.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$27.70 MX$512

16.46%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$24.59 MX$454

94.92%

Gym Membership (Monthly)

$38.48 CA$54.4

$34.48 MX$637

11.60%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$20.05 MX$371

14.51%

Cinema Ticket

$12.38 CA$17.50

$4.28 MX$79.1

189.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$215 MX$3,971

286.18%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$4,652 MX$86.0K

396.34%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$93.3 MX$1,724

-45.65%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$40.63 MX$751

-1.50%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$124 MX$2,298

-21.21%

Men's Leather Business Shoes

$121 CA$171

$89.7 MX$1,657

34.58%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$612 MX$11.3K

160.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$391 MX$7,226

260.68%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,044 MX$19.3K

155.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$781 MX$14.4K

175.57%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,933 MX$35.7K

311.00%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,131 MX$20.9K

478.54%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$811 MX$15.0K

359.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.3

-60.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Los Cabos: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Los Cabos

$391 28.5% 72.3% $1K

Groceries & Markets

Toronto

$340 13.3%

Los Cabos

$310 22.6% 8.7% $30

Eating Out

Toronto

$278 10.9%

Los Cabos

$341 24.9% 22.7% $63

Monthly Utilities & Internet

Toronto

$201 7.8%

Los Cabos

$111 8.1% 44.7% $90

Clothing & Footwear

Toronto

$139 5.4%

Los Cabos

$157 11.4% 12.5% $17

Getting Around

Toronto

$129 5.1%

Los Cabos

$18 * 1.3% 86.2% $111

Sport & Entertainment

Toronto

$63 2.5%

Los Cabos

$43 3.1% 31.9% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $612 in Los Cabos. Housing cost is often the main lever when comparing two cities.

Toronto pays 360% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $44.00 in Los Cabos for a mid-range dinner for two. Groceries echo the gap at $340 vs $310 per month, with Los Cabos cheaper across the board.

Good to know

🇨🇦 Toronto

🇲🇽 Los Cabos

🕒 Local time

12:45 12:45 PM

09:45 9:45 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

202,694

💱 Currency

Canadian Dollar CAD $

Mexican Peso MXN $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Mexican Peso exchange rates as of October 18, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Los Cabos 3,620 km ≈ 5 h nonstop flight

From you

Toronto
Los Cabos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Los Cabos: Cost of Living - Frequently Asked Questions

Los Cabos is cheaper overall, especially in groceries, transport, and utilities. The 87% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 360% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $612 in Los Cabos. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,561 per month in Toronto versus $1,371 in Los Cabos – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,371 in Los Cabos versus $2,561 in Toronto, a $1,500 budget is realistic in Los Cabos but tight or insufficient in Toronto. The gap between the two cities makes Los Cabos the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Los Cabos gentler on the wallet – expenses run 87% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.