Last update: Oct 2026

Cost of Living Comparison Between Toronto and Lomas de Zamora

For one person, living is cheaper in Lomas de Zamora: $1,223 a month against $2,561 in Toronto, rent and utilities included – about $16,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
59

Cost of Living Index in Lomas de Zamora
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Lomas de Zamora Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Lomas de Zamora

🇦🇷 Argentina

$1,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Lomas de Zamora

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Lomas de Zamora actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,223 in Lomas de Zamora.

Toronto $2,561
Lomas de Zamora $1,223

Estimated couple costs with rent: $3,694 in Toronto versus $2,079 in Lomas de Zamora.

Toronto $3,694
Lomas de Zamora $2,079

Monthly costs for a family of three with rent: $4,826 in Toronto versus $2,935 in Lomas de Zamora.

Toronto $4,826
Lomas de Zamora $2,935

Living in Toronto is roughly 109% more expensive than in Lomas de Zamora, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Toronto is 90% above, Lomas de Zamora is 9% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$10.03 ARS 15.2K

71.29%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$53.9 ARS 81.8K

40.89%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$11.58 ARS 17.6K

-8.98%

Cappuccino

$4.02 CA$5.68

$3.41 ARS 5,175

17.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.96 ARS 2,978

8.16%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.70 ARS 2,572

2.94%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$3.94 ARS 5,976

58.38%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$4.66 ARS 7,070

52.15%

Milk (1 liter)

$2.44 CA$3.45

$1.31 ARS 1,990

86.26%

White Bread (500g)

$2.68 CA$3.78

$2.04 ARS 3,102

31.37%

Rice (white) (1kg)

$2.24 CA$3.17

$1.57 ARS 2,385

42.68%

Eggs

$3.56 CA$5.03

$2.74 ARS 4,153

29.93%

Local Cheese (1kg)

$9.09 CA$12.85

$10.51 ARS 15.9K

-13.51%

Chicken Fillets (1kg)

$11.33 CA$16.01

$10.32 ARS 15.7K

9.79%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.26 ARS 20.1K

9.58%

Apples (1kg)

$3.62 CA$5.12

$2.71 ARS 4,119

33.58%

Banana (1kg)

$1.21 CA$1.72

$1.95 ARS 2,955

-37.95%

Oranges (1kg)

$3.60 CA$5.09

$1.36 ARS 2,068

164.71%

Tomato (1kg)

$4.21 CA$5.96

$1.99 ARS 3,019

111.56%

Potato (1kg)

$1.79 CA$2.53

$1.20 ARS 1,821

49.17%

Onion (1kg)

$1.59 CA$2.25

$1.26 ARS 1,905

26.19%

Lettuce (1 head)

$2.27 CA$3.21

$1.36 ARS 2,070

66.91%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.72 ARS 2,614

-27.33%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$3.29 ARS 4,985

320.06%

Wine (Bottle)

$14.27 CA$20.18

$5.46 ARS 8,286

161.36%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.70 ARS 2,584

29.41%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.65 ARS 4,017

-8.30%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.04 ARS 1,575

129.81%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$26.87 ARS 40.8K

312.84%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.61 ARS 2,445

80.75%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.01 ARS 1,535

18.81%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$8.00 ARS 12.1K

167.25%

Gasoline (1 liter)

$1.21 CA$1.71

$1.38 ARS 2,090

-12.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$16.8K ARS 25.5M

67.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$30.0K ARS 45.6M

-32.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$98.1 ARS 148.9K

22.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$19.99 ARS 30.3K

61.38%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$27.23 ARS 41.3K

76.02%

Gym Membership (Monthly)

$38.48 CA$54.4

$30.84 ARS 46.8K

24.77%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$32.78 ARS 49.7K

-29.96%

Cinema Ticket

$12.38 CA$17.50

$7.93 ARS 12.0K

56.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$400 ARS 606.4K

107.70%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$7,354 ARS 11.2M

213.98%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$122 ARS 185.0K

-58.40%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$96.0 ARS 145.6K

-58.29%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$117 ARS 178.1K

-16.54%

Men's Leather Business Shoes

$121 CA$171

$102 ARS 154.3K

18.67%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$517 ARS 784.9K

207.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$325 ARS 493.8K

333.41%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$975 ARS 1.5M

173.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$837 ARS 1.3M

157.16%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,953 ARS 4.5M

169.06%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,507 ARS 2.3M

334.20%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$761 ARS 1.2M

389.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

57.25

-92.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Lomas de Zamora: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Lomas de Zamora

$325 26.6% 76.9% $1.1K

Groceries & Markets

Toronto

$340 13.3%

Lomas de Zamora

$271 22.2% 20.1% $68

Eating Out

Toronto

$278 10.9%

Lomas de Zamora

$200 16.3% 28.3% $79

Monthly Utilities & Internet

Toronto

$201 7.8%

Lomas de Zamora

$145 11.9% 27.5% $55

Clothing & Footwear

Toronto

$139 5.4%

Lomas de Zamora

$197 16.1% 41.2% $57

Getting Around

Toronto

$129 5.1%

Lomas de Zamora

$38 3.1% 70.9% $92

Sport & Entertainment

Toronto

$63 2.5%

Lomas de Zamora

$47 3.8% 26.1% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $517 in Lomas de Zamora. Housing cost is often the main lever when comparing two cities.

Toronto pays 390% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $54.0 in Lomas de Zamora for a mid-range dinner for two. Groceries echo the gap at $340 vs $271 per month, with Lomas de Zamora cheaper across the board.

Good to know

🇨🇦 Toronto

🇦🇷 Lomas de Zamora

🕒 Local time

18:07 6:07 PM

19:07 7:07 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

616,279

💱 Currency

Canadian Dollar CAD $

Argentine Peso ARS $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 ARS = 6.59 USD

10,000 ARS = 5.86 EUR

Exchange rates and currency converter

ARS, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Argentine Peso exchange rates as of October 17, 2026: 1 USD = 1,517 ARS (10,000 ARS = 6.59 USD). 1 EUR = 1,706 ARS (10,000 ARS = 5.86 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Lomas de Zamora 8,970 km ≈ 12 h nonstop flight

From you

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Lomas de Zamora

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Lomas de Zamora: Cost of Living - Frequently Asked Questions

Toronto and Lomas de Zamora differ by about 109% in total monthly costs ($2,561 vs $1,223 including rent). Lomas de Zamora is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 390% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $517 in Lomas de Zamora. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lomas de Zamora – a meal for two runs $54.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,561 per month in Toronto versus $1,223 in Lomas de Zamora – a 109% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,223 in Lomas de Zamora versus $2,561 in Toronto, a $2,000 budget is realistic in Lomas de Zamora but tight or insufficient in Toronto. The gap between the two cities makes Lomas de Zamora the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Lomas de Zamora are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomas de Zamora gentler on the wallet – expenses run 109% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.