Last update: Oct 2026

Cost of Living Comparison Between Toronto and Livermore, CA

For one person, living is cheaper in Toronto: $2,610 a month against $3,579 in Livermore, CA, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
172

Cost of Living Index in Livermore, CA
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Livermore, CA Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Livermore, CA

🇺🇸 United States

$3,579

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Livermore, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Livermore, CA actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $3,579 in Livermore, CA, rent included.

Toronto $2,610
Livermore, CA $3,579

A couple spends around $3,727 per month in Toronto vs $5,837 in Livermore, CA, rent included.

Toronto $3,727
Livermore, CA $5,837

A family of three spends $4,844 per month in Toronto vs $8,095 in Livermore, CA, rent included.

Toronto $4,844
Livermore, CA $8,095

Toronto is about 27% cheaper than Livermore, CA, and outside of rent the biggest gap is in groceries.

Both Toronto and Livermore, CA sit above the global median – Toronto by 93%, Livermore, CA by 164%.

Meal at Budget Restaurant

$17.59 CA$24.87

$22.15 $22.15

-20.59%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$70.8 $70.8

11.41%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$10.57 $10.57

1.51%

Cappuccino

$4.09 CA$5.78

$5.92 $5.92

-30.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$1.97 $1.97

6.60%

Water (0.33 liter bottle)

$1.72 CA$2.43

$3.06 $3.06

-43.79%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$5.95 $5.95

6.89%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.53 $7.53

-5.98%

Milk (1 liter)

$2.54 CA$3.59

$1.96 $1.96

29.59%

White Bread (500g)

$2.72 CA$3.85

$4.36 $4.36

-37.61%

Rice (white) (1kg)

$2.18 CA$3.09

$5.84 $5.84

-62.67%

Eggs

$3.63 CA$5.13

$6.31 $6.31

-42.47%

Local Cheese (1kg)

$9.46 CA$13.37

$26.79 $26.79

-64.69%

Chicken Fillets (1kg)

$11.54 CA$16.32

$16.36 $16.36

-29.46%

Beef Round Steak (1kg)

$14.37 CA$20.32

$21.93 $21.93

-34.47%

Apples (1kg)

$3.70 CA$5.23

$6.89 $6.89

-46.30%

Banana (1kg)

$1.19 CA$1.68

$2.26 $2.26

-47.35%

Oranges (1kg)

$3.46 CA$4.90

$6.25 $6.25

-44.64%

Tomato (1kg)

$4.22 CA$5.97

$10.34 $10.34

-59.19%

Potato (1kg)

$1.79 CA$2.52

$3.77 $3.77

-52.52%

Onion (1kg)

$1.65 CA$2.33

$4.69 $4.69

-64.82%

Lettuce (1 head)

$2.20 CA$3.11

$2.49 $2.49

-11.65%

Water (1.5 liter bottle)

$1.26 CA$1.78

$3.12 $3.12

-59.62%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$11.92 $11.92

17.20%

Wine (Bottle)

$14.20 CA$20.07

$13.04 $13.04

8.90%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.10 $2.10

7.14%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.90 $2.90

-12.76%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.04 $2.04

13.73%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$59.6 $59.6

87.43%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.47 $3.47

-11.82%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.89 $1.89

-35.45%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$39.52 $39.52

-45.12%

Gasoline (1 liter)

$1.21 CA$1.72

$1.45 $1.45

-16.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$27.9K $27.9K

-6.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.2K $26.2K

-19.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$180 $180

-33.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$61.8 $61.8

-47.88%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$75.3 $75.3

-35.11%

Gym Membership (Monthly)

$39.34 CA$55.6

$40.49 $40.49

-2.84%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$13.74 $13.74

-8.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$2,506 $2,506

-66.81%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$35.2K $35.2K

-32.91%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$49.12 $49.12

6.43%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$38.80 $38.80

1.65%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$63.8 $63.8

55.17%

Men's Leather Business Shoes

$122 CA$172

$233 $233

-47.79%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$2,427 $2,427

-32.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$2,019 $2,019

-28.28%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$5,721 $5,721

-52.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$4,631 $4,631

-54.03%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$6,977 $6,977

-49.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.3

-29.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Livermore, CA: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Livermore, CA

$2K 56.4% 39.4% $571

Groceries & Markets

Toronto

$343 13.1%

Livermore, CA

$575 16.1% 67.7% $232

Eating Out

Toronto

$283 10.9%

Livermore, CA

$345 9.6% 21.8% $62

Monthly Utilities & Internet

Toronto

$201 7.7%

Livermore, CA

$318 8.9% 58.2% $117

Clothing & Footwear

Toronto

$141 5.4%

Livermore, CA

$173 4.8% 23.2% $33

Getting Around

Toronto

$130 5%

Livermore, CA

$81 2.3% 38% $49

Sport & Entertainment

Toronto

$65 2.5%

Livermore, CA

$68 1.9% 5.4% $3.5

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $2,427 in Livermore, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 98% higher in Livermore, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Toronto versus $71.0 in Livermore, CA. Groceries tell a different story – $343 in Toronto vs $575 in Livermore, CA – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Livermore, CA

🕒 Local time

11:13 11:13 AM

08:13 8:13 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

86,803

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Between locations

Toronto Livermore, CA 3,600 km ≈ 5 h nonstop flight

From you

Toronto
Livermore, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Livermore, CA: Cost of Living - Frequently Asked Questions

Livermore, CA costs about 37% more than Toronto, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,916 per month in Toronto and $5,368 in Livermore, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 68% more in Livermore, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $79.0 in Toronto and $71.0 in Livermore, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,610 in Toronto and $3,579 in Livermore, CA. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Toronto costs $2,610 versus $3,579 in Livermore, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Livermore, CA makes more sense. Both are solid long-term options with distinct trade-offs.