Last update: Oct 2026

Cost of Living Comparison Between Toronto and Layyah

For one person, living is cheaper in Layyah: $421 a month against $2,561 in Toronto, rent and utilities included – about $25,700 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
20

Cost of Living Index in Layyah
Learn more

Layyah Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Layyah

🇵🇰 Pakistan

$421

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Layyah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Layyah actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $421 in Layyah, rent included.

Toronto $2,561
Layyah $421

A couple spends around $3,694 per month in Toronto vs $646 in Layyah, rent included.

Toronto $3,694
Layyah $646

A family of three spends $4,826 per month in Toronto vs $870 in Layyah, rent included.

Toronto $4,826
Layyah $870

Toronto costs about 508% more than Layyah, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Layyah is 69% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$1.80 PKR 497

854.44%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$10.98 PKR 3,040

591.89%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$5.50 PKR 1,523

91.64%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.52 PKR 697

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.23 PKR 618

Cappuccino

$4.02 CA$5.68

$1.46 PKR 405

175.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.46 PKR 129

360.87%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.32 PKR 88.8

446.88%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$2.44 CA$3.45

$0.78 PKR 215

212.82%

White Bread (500g)

$2.68 CA$3.78

$0.65 PKR 180

312.31%

Rice (white) (1kg)

$2.24 CA$3.17

$1.25 PKR 345

79.20%

Eggs

$3.56 CA$5.03

$1.21 PKR 335

194.21%

Local Cheese (1kg)

$9.09 CA$12.85

$8.58 PKR 2,376

5.94%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.49 PKR 689

355.02%

Beef Round Steak (1kg)

$14.53 CA$20.55

$4.04 PKR 1,119

259.65%

Apples (1kg)

$3.62 CA$5.12

$1.06 PKR 292

241.51%

Banana (1kg)

$1.21 CA$1.72

$0.65 PKR 180

86.15%

Oranges (1kg)

$3.60 CA$5.09

$0.60 PKR 166

500.00%

Tomato (1kg)

$4.21 CA$5.96

$0.62 PKR 173

579.03%

Potato (1kg)

$1.79 CA$2.53

$0.28 PKR 76.4

539.29%

Onion (1kg)

$1.59 CA$2.25

$0.51 PKR 140

211.76%

Lettuce (1 head)

$2.27 CA$3.21

$0.44 PKR 123

415.91%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.43 PKR 120

190.70%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.56 PKR 154

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 144

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.70 PKR 194

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$1.46 PKR 404

846.58%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.17 PKR 46.09

1305.88%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$9.02 PKR 2,497

1129.82%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.11 PKR 307

162.16%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.10 PKR 304

9.09%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$2.87 PKR 795

644.95%

Gasoline (1 liter)

$1.21 CA$1.71

$1.18 PKR 326

2.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$23.6K PKR 6.5M

19.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$23.5K PKR 6.5M

-13.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$67.5 PKR 18.7K

78.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$5.59 PKR 1,547

477.10%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$14.62 PKR 4,047

227.84%

Gym Membership (Monthly)

$38.48 CA$54.4

$14.81 PKR 4,100

159.82%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$8.79 PKR 2,432

161.21%

Cinema Ticket

$12.38 CA$17.50

$7.26 PKR 2,009

70.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$26.51 PKR 7,337

3030.71%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$2,043 PKR 565.5K

1030.02%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$18.90 PKR 5,231

168.31%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$26.90 PKR 7,446

48.77%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$54.3 PKR 15.0K

80.56%

Men's Leather Business Shoes

$121 CA$171

$29.47 PKR 8,156

309.40%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$121 PKR 33.4K

1218.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$80.0 PKR 22.1K

1662.72%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$253 PKR 69.9K

956.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$157 PKR 43.4K

1270.78%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$896 PKR 248.1K

786.39%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$524 PKR 145.0K

1149.16%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.83

-62.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Layyah: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Layyah

$80 19% 94.3% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Layyah

$98 23.3% 71.2% $242

Eating Out

Toronto

$278 10.9%

Layyah

$52 12.3% 81.5% $227

Monthly Utilities & Internet

Toronto

$201 7.8%

Layyah

$88 20.8% 56.3% $113

Clothing & Footwear

Toronto

$139 5.4%

Layyah

$58 13.8% 58.1% $81

Getting Around

Toronto

$129 5.1%

Layyah

$16 3.9% 87.4% $113

Sport & Entertainment

Toronto

$63 2.5%

Layyah

$29 7% 53.6% $34

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $121 in Layyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76.0 in Toronto versus $11.00 in Layyah. Monthly groceries follow the same trend: $340 vs $98.0 – making Layyah the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇵🇰 Layyah

🕒 Local time

19:37 7:37 PM

04:37 4:37 AM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

126,361

💱 Currency

Canadian Dollar CAD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Pakistani Rupee exchange rates as of October 19, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to CAD in detail →

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Between locations

Toronto Layyah 11,190 km ≈ 14 h nonstop flight

From you

Toronto
Layyah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Layyah: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 508%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,841 per month in Toronto and $632 in Layyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Layyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toronto and $11.00 in Layyah. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,561 in Toronto and $421 in Layyah. That's a gap of about 508%.

A $1,500 monthly budget goes further in Layyah, where all-in costs run around $421, than in Toronto at $2,561. In Layyah it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Layyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Layyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.