Cost of Living Comparison Between Toronto and Laurel, MD Cost of Living Comparison Between Toronto and Laurel, MD

Monthly Cost of Living

Monthly costs for one person with rent: $2,768 in Toronto versus $2,693 in Laurel, MD.

Estimated couple costs with rent: $4,066 in Toronto versus $4,269 in Laurel, MD.

Monthly costs for a family of three with rent: $5,364 in Toronto versus $5,844 in Laurel, MD.

Living in Toronto is roughly 3% more expensive than Laurel, MD, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Toronto 106% above, Laurel, MD 100% above.

Meal at Budget Restaurant

$18.40 CA$25.20

$12.20 $12.20

50.82%

Three-Course Dinner for Two, Mid-Range

$81.3 CA$111

$50.9 $50.9

59.78%

Fast Food Meal (McDonalds, etc)

$10.92 CA$14.97

$10.17 $10.17

7.37%

Cappuccino

$3.83 CA$5.25

$4.90 $4.90

-21.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.01

$2.05 $2.05

6.83%

Water (0.33 liter bottle)

$1.64 CA$2.25

$2.05 $2.05

-20.00%

Local Beer (0.5 liter draught)

$5.87 CA$8.05

$6.46 $6.46

-9.13%

Imported Beer (0.33 liter bottle)

$6.74 CA$9.24

$7.68 $7.68

-12.24%

Milk (1 liter)

$2.69 CA$3.68

$0.99 $0.99

171.72%

White Bread (500g)

$2.78 CA$3.81

$3.60 $3.60

-22.78%

Rice (white) (1kg)

$3.51 CA$4.81

$7.33 $7.33

-52.11%

Eggs

$3.47 CA$4.76

$3.89 $3.89

-10.80%

Local Cheese (1kg)

$13.25 CA$18.15

$18.77 $18.77

-29.41%

Chicken Fillets (1kg)

$12.92 CA$17.70

$19.84 $19.84

-34.88%

Beef Round Steak (1kg)

$16.38 CA$22.44

$13.39 $13.39

22.33%

Apples (1kg)

$4.03 CA$5.52

$6.29 $6.29

-35.93%

Banana (1kg)

$1.17 CA$1.61

$2.88 $2.88

-59.38%

Oranges (1kg)

$3.35 CA$4.59

$8.21 $8.21

-59.20%

Tomato (1kg)

$4.01 CA$5.50

$10.91 $10.91

-63.24%

Potato (1kg)

$2.44 CA$3.34

$2.80 $2.80

-12.86%

Onion (1kg)

$2.84 CA$3.90

$2.16 $2.16

31.48%

Lettuce (1 head)

$2.39 CA$3.27

$2.87 $2.87

-16.72%

Water (1.5 liter bottle)

$1.98 CA$2.71

$2.95 $2.95

-32.88%

Cigarettes 20 Pack (Marlboro, Camel)

$14.82 CA$20.31

$7.87 $7.87

88.31%

Wine (Bottle)

$14.37 CA$19.68

$17.70 $17.70

-18.81%

Local Beer (0.5 liter bottle)

$2.77 CA$3.79

$1.70 $1.70

62.94%

Imported Beer (0.33 liter bottle)

$3.30 CA$4.52

$3.78 $3.78

-12.70%

One-way Ticket (Public Transport)

$2.45 CA$3.35

$2.01 $2.01

21.89%

Public Transport Monthly Pass (Regular Price)

$113 CA$155

Taxi Start (Normal Tariff)

$3.61 CA$4.95

$4.48 $4.48

-19.42%

Taxi (Normal Tariff) (1km)

$1.42 CA$1.94

$1.63 $1.63

-12.88%

Taxi 1hour Waiting (Normal Tariff)

$25.90 CA$35.48

$29.47 $29.47

-12.11%

Gasoline (1 liter)

$1.10 CA$1.50

$0.84 $0.84

30.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K CA$35.0K

$26.4K $26.4K

-3.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$28.7K

$24.9K $24.9K

-15.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 CA$163

$161 $161

-26.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.69 CA$51.6

$53.2 $53.2

-29.10%

Internet (50+ Mbps, Unlimited Data)

$54.6 CA$74.7

$66.3 $66.3

-17.73%

Gym Membership (Monthly)

$57.3 CA$78.5

$42.51 $42.51

34.70%

Tennis Court (1 Hour on Weekend)

$20.68 CA$28.33

Cinema Ticket

$11.62 CA$15.92

$12.99 $12.99

-10.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,118 CA$1,531

$1,821 $1,821

-38.63%

International Primary School, 1 Child (Yearly)

$18.3K CA$25.0K

$23.5K $23.5K

-22.27%

Jeans (Levis 501 Or Similar)

$57.3 CA$78.6

$38.55 $38.55

48.72%

Summer Dress (H&M, Zara, etc)

$39.80 CA$54.5

$29.63 $29.63

34.32%

Sport Shoes (Adidas, Nike)

$88.4 CA$121

$90.6 $90.6

-2.43%

Men's Leather Business Shoes

$116 CA$159

$121 $121

-4.38%

1-bedroom Apartment, City Center (Monthly)

$1,836 CA$2,516

$1,582 $1,582

16.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,550 CA$2,124

$1,390 $1,390

11.54%

3-bedroom Apartment, City Center (Monthly)

$2,991 CA$4,097

$2,631 $2,631

13.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,492 CA$3,415

$2,989 $2,989

-16.61%

Buy Apartment in City Center (m2)

$8,566 CA$11.7K

$2,195 $2,195

290.19%

Buy Apartment Outside City Center (m2)

$6,905 CA$9,460

$2,502 $2,502

176.03%

Average Monthly Net Salary (After Tax)

$3,697 CA$5,064

$5,346 $5,346

-30.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.55

-21.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: April 13, 2026

Last update for Laurel, MD: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,836 in Toronto and $1,582 in Laurel, MD. Housing cost is often the main lever when comparing two cities.

Laurel, MD pays 45% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $81 in Toronto vs $51 in Laurel, MD. Groceries flip the comparison at $392 vs $534, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Laurel, MD: Cost of Living - Frequently Asked Questions

Toronto and Laurel, MD differ by about 3% in total monthly costs ($2,768 vs $2,693 including rent). Laurel, MD is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Laurel, MD earns 45% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,836 in Toronto versus $1,582 in Laurel, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 36% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,768 per month in Toronto versus $2,693 in Laurel, MD – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Laurel, MD is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Laurel, MD gentler on the wallet – expenses run 3% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.