Last update: Oct 2026

Cost of Living Comparison Between Toronto and Laurel, MD

For one person, living costs are similar in Toronto and in Laurel, MD: $2,610 and $2,538 a month, rent and utilities included.

126

Cost of Living Index in Toronto
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Toronto Living Index
124

Cost of Living Index in Laurel, MD
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Laurel, MD Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Laurel, MD

🇺🇸 United States

$2,538

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Laurel, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Laurel, MD actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,538 in Laurel, MD.

Toronto $2,610
Laurel, MD $2,538

Estimated couple costs with rent: $3,727 in Toronto versus $4,254 in Laurel, MD.

Toronto $3,727
Laurel, MD $4,254

Monthly costs for a family of three with rent: $4,844 in Toronto versus $5,969 in Laurel, MD.

Toronto $4,844
Laurel, MD $5,969

Living in Toronto is roughly 3% more expensive than in Laurel, MD, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 93% above, Laurel, MD 87% above.

Meal at Budget Restaurant

$17.59 CA$24.87

$18.12 $18.12

-2.92%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$94.9 $94.9

-16.94%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$10.82 $10.82

-0.83%

Cappuccino

$4.09 CA$5.78

$5.53 $5.53

-26.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$3.07 $3.07

-31.60%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.71 $2.71

-36.53%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.82 $6.82

-6.74%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.80 $7.80

-9.23%

Milk (1 liter)

$2.54 CA$3.59

$1.15 $1.15

120.87%

White Bread (500g)

$2.72 CA$3.85

$3.94 $3.94

-30.96%

Rice (white) (1kg)

$2.18 CA$3.09

$3.88 $3.88

-43.81%

Eggs

$3.63 CA$5.13

$4.71 $4.71

-22.93%

Local Cheese (1kg)

$9.46 CA$13.37

$12.86 $12.86

-26.44%

Chicken Fillets (1kg)

$11.54 CA$16.32

$13.10 $13.10

-11.91%

Beef Round Steak (1kg)

$14.37 CA$20.32

$18.67 $18.67

-23.03%

Apples (1kg)

$3.70 CA$5.23

$6.12 $6.12

-39.54%

Banana (1kg)

$1.19 CA$1.68

$1.52 $1.52

-21.71%

Oranges (1kg)

$3.46 CA$4.90

$4.09 $4.09

-15.40%

Tomato (1kg)

$4.22 CA$5.97

$4.26 $4.26

-0.94%

Potato (1kg)

$1.79 CA$2.52

$2.17 $2.17

-17.51%

Onion (1kg)

$1.65 CA$2.33

$2.77 $2.77

-40.43%

Lettuce (1 head)

$2.20 CA$3.11

$2.49 $2.49

-11.65%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.54 $2.54

-50.39%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$13.44 $13.44

3.94%

Wine (Bottle)

$14.20 CA$20.07

$15.90 $15.90

-10.69%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.71 $1.71

31.58%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.18 $3.18

-20.44%

One-way Ticket (Public Transport)

$2.32 CA$3.28

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$1.83 $1.83

67.21%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.38 $1.38

-11.59%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$23.67 $23.67

-8.37%

Gasoline (1 liter)

$1.21 CA$1.72

$1.04 $1.04

16.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$23.0K $23.0K

13.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$23.8K $23.8K

-11.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$203 $203

-40.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$67.7 $67.7

-52.45%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$90.5 $90.5

-45.98%

Gym Membership (Monthly)

$39.34 CA$55.6

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$14.46 $14.46

-13.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,933 $1,933

-56.97%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$35.2K $35.2K

-32.86%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$52.3 $52.3

-0.08%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$57.3 $57.3

-31.19%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$91.4 $91.4

8.30%

Men's Leather Business Shoes

$122 CA$172

$113 $113

7.60%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,352 $1,352

20.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,260 $1,260

14.98%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,399 $2,399

14.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$3,073 $3,073

-30.71%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,215 $2,215

270.43%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,568 $2,568

166.26%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$5,478 $5,478

-35.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.72

-33.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Laurel, MD: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Laurel, MD

$1.3K 49.7% 13% $189

Groceries & Markets

Toronto

$343 13.1%

Laurel, MD

$422 16.6% 23% $79

Eating Out

Toronto

$283 10.9%

Laurel, MD

$317 12.5% 11.8% $33

Monthly Utilities & Internet

Toronto

$201 7.7%

Laurel, MD

$361 14.2% 79.8% $160

Clothing & Footwear

Toronto

$141 5.4%

Laurel, MD

$141 5.6% 0.5% $0.8

Getting Around

Toronto

$130 5%

Laurel, MD

$8.8 * 0.3% 93.3% $121

Sport & Entertainment

Toronto

$65 2.5%

Laurel, MD

$29 * 1.1% 55.2% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,352 in Laurel, MD. Housing cost is often the main lever when comparing two cities.

Laurel, MD pays 56% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79.0 in Toronto vs $95.0 in Laurel, MD for a mid-range dinner for two. Groceries echo the gap at $343 vs $422 per month, with Toronto cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Laurel, MD

🕒 Local time

13:51 1:51 PM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

18,540

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Laurel, MD 550 km ≈ 1 h 15 min nonstop flight

From you

Toronto
Laurel, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Laurel, MD: Cost of Living - Frequently Asked Questions

Toronto and Laurel, MD differ by about 3% in total monthly costs ($2,610 vs $2,538 including rent). Laurel, MD is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 56% lower in Laurel, MD. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,631 in Toronto versus $1,352 in Laurel, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 23% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,610 per month in Toronto versus $2,538 in Laurel, MD – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,538 in Laurel, MD versus $2,610 in Toronto, a $3,000 budget is realistic in Laurel, MD but tight or insufficient in Toronto. The gap between the two cities makes Laurel, MD the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Laurel, MD gentler on the wallet – expenses run 3% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.