Last update: Oct 2026

Cost of Living Comparison Between Toronto and Las Cruces, NM

For one person, living is cheaper in Las Cruces, NM: $2,067 a month against $2,610 in Toronto, rent and utilities included – about $6,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
100

Cost of Living Index in Las Cruces, NM
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Las Cruces, NM Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Las Cruces, NM

🇺🇸 United States

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Las Cruces, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Las Cruces, NM actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,067 in Las Cruces, NM, rent included.

Toronto $2,610
Las Cruces, NM $2,067

A couple spends around $3,727 per month in Toronto vs $3,132 in Las Cruces, NM, rent included.

Toronto $3,727
Las Cruces, NM $3,132

A family of three spends $4,844 per month in Toronto vs $4,196 in Las Cruces, NM, rent included.

Toronto $4,844
Las Cruces, NM $4,196

Toronto costs about 26% more than Las Cruces, NM, and outside of rent the biggest gap is in transport.

Both Toronto and Las Cruces, NM sit above the global median – Toronto by 93%, Las Cruces, NM by 53%.

Meal at Budget Restaurant

$17.59 CA$24.87

$17.34 $17.34

1.44%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$45.20 $45.20

74.38%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$12.15 $12.15

-11.69%

Cappuccino

$4.09 CA$5.78

$5.78 $5.78

-29.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.40 $2.40

-12.50%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.17 $2.17

-20.74%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.31 $6.31

0.79%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$9.13 $9.13

-22.45%

Milk (1 liter)

$2.54 CA$3.59

$0.77 $0.77

229.87%

White Bread (500g)

$2.72 CA$3.85

$3.60 $3.60

-24.44%

Rice (white) (1kg)

$2.18 CA$3.09

$3.76 $3.76

-42.02%

Eggs

$3.63 CA$5.13

$4.72 $4.72

-23.09%

Local Cheese (1kg)

$9.46 CA$13.37

$13.56 $13.56

-30.24%

Chicken Fillets (1kg)

$11.54 CA$16.32

$12.04 $12.04

-4.15%

Beef Round Steak (1kg)

$14.37 CA$20.32

$17.48 $17.48

-17.79%

Apples (1kg)

$3.70 CA$5.23

$4.37 $4.37

-15.33%

Banana (1kg)

$1.19 CA$1.68

$2.11 $2.11

-43.60%

Oranges (1kg)

$3.46 CA$4.90

$3.39 $3.39

2.06%

Tomato (1kg)

$4.22 CA$5.97

$3.87 $3.87

9.04%

Potato (1kg)

$1.79 CA$2.52

$2.36 $2.36

-24.15%

Onion (1kg)

$1.65 CA$2.33

$2.37 $2.37

-30.38%

Lettuce (1 head)

$2.20 CA$3.11

$1.80 $1.80

22.22%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.84 $1.84

-31.52%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$11.02 $11.02

26.77%

Wine (Bottle)

$14.20 CA$20.07

$15.10 $15.10

-5.96%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.46 $2.46

-8.54%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.51 $3.51

-27.92%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.99 $0.99

134.34%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$38.50 $38.50

190.00%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.35 $2.35

30.21%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$2.32 $2.32

-47.41%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$1.21 CA$1.72

$0.98 $0.98

23.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$27.8K $27.8K

-5.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$23.9K $23.9K

-11.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$176 $176

-32.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$57.0 $57.0

-43.48%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$87.4 $87.4

-44.09%

Gym Membership (Monthly)

$39.34 CA$55.6

$50.2 $50.2

-21.57%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$10.89 $10.89

116.53%

Cinema Ticket

$12.58 CA$17.79

$10.09 $10.09

24.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$683 $683

21.88%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$58.2 $58.2

-10.11%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$31.55 $31.55

25.01%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$84.7 $84.7

16.95%

Men's Leather Business Shoes

$122 CA$172

$102 $102

19.46%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$966 $966

68.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$794 $794

82.35%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$1,725 $1,725

58.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,532 $1,532

39.02%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,121 $2,121

286.93%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,971 $1,971

246.94%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,589 $3,589

-1.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.36

-29.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Las Cruces, NM: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Las Cruces, NM

$794 38.4% 45.2% $654

Groceries & Markets

Toronto

$343 13.1%

Las Cruces, NM

$389 18.8% 13.4% $46

Eating Out

Toronto

$283 10.9%

Las Cruces, NM

$313 15.1% 10.4% $30

Monthly Utilities & Internet

Toronto

$201 7.7%

Las Cruces, NM

$320 15.5% 59.7% $120

Clothing & Footwear

Toronto

$141 5.4%

Las Cruces, NM

$124 6% 11.6% $16

Getting Around

Toronto

$130 5%

Las Cruces, NM

$56 2.7% 56.6% $74

Sport & Entertainment

Toronto

$65 2.5%

Las Cruces, NM

$70 3.4% 9.1% $5.8

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $966 in Las Cruces, NM. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Las Cruces, NM, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Toronto versus $45.00 in Las Cruces, NM. Groceries tell a different story – $343 in Toronto vs $389 in Las Cruces, NM – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Las Cruces, NM

🕒 Local time

09:37 9:37 AM

07:37 7:37 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

111,385

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Toronto Las Cruces, NM 2,690 km ≈ 3 h 45 min nonstop flight

From you

Toronto
Las Cruces, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Las Cruces, NM: Cost of Living - Frequently Asked Questions

Toronto costs about 26% more than Las Cruces, NM, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,916 per month in Toronto and $3,101 in Las Cruces, NM. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Las Cruces, NM, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $832 per month in Toronto and $683 in Las Cruces, NM. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 13% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,000 monthly budget goes further in Las Cruces, NM, where all-in costs run around $2,067, than in Toronto at $2,610. In Las Cruces, NM it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Las Cruces, NM – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Las Cruces, NM. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.