Measurement units Temperature, distance and clock format
Last update: Oct 2026
Cost of Living Comparison Between Toronto and Khoy
For one person, living is cheaper in Khoy: $349 a month against $2,561 in Toronto, rent and utilities included – about $26,500 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Khoy actually costs, broken down by who's living it.
Monthly costs for one person with rent: $2,561 in Toronto versus $349 in Khoy.
Toronto $2,561
Khoy $349
Estimated couple costs with rent: $3,694 in Toronto versus $713 in Khoy.
Toronto $3,694
Khoy $713
Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,078 in Khoy.
Toronto $4,826
Khoy $1,078
🌍
Living in Toronto is roughly 634% more expensive than in Khoy, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Toronto is 90% above, Khoy is 74% below.
Currency
No currencies found
🍽 Eating Out
Toronto
Khoy
Difference
Meal at Budget Restaurant
$17.18CA$24.29
$1.83$1.83
838.80%
Three-Course Dinner for Two, Mid-Range
$76.0CA$107
$16.03$16.03
373.92%
Fast Food Meal(McDonalds, etc)
$10.54CA$14.89
$4.38$4.38
140.64%
Local Non-Alcoholic Beer(0.5 liter draught)
-
$0.68$0.68
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$1.11$1.11
-
Cappuccino
$4.02CA$5.68
$1.09$1.09
268.81%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.12CA$3.00
$0.48$0.48
341.67%
Water(0.33 liter bottle)
$1.75CA$2.48
$0.96$0.96
82.29%
Local Beer(0.5 liter draught)
$6.24CA$8.83
-
-
Imported Beer(0.33 liter bottle)
$7.09CA$10.02
-
-
🛒 Groceries & Markets
Toronto
Khoy
Difference
Milk(1 liter)
$2.44CA$3.45
$0.64$0.64
281.25%
White Bread(500g)
$2.68CA$3.78
$0.49$0.49
446.94%
Rice(white)(1kg)
$2.24CA$3.17
$2.08$2.08
7.69%
Eggs
$3.56CA$5.03
$1.23$1.23
189.43%
Local Cheese(1kg)
$9.09CA$12.85
$4.50$4.50
102.00%
Chicken Fillets(1kg)
$11.33CA$16.01
$3.45$3.45
228.41%
Beef Round Steak(1kg)
$14.53CA$20.55
$10.03$10.03
44.87%
Apples(1kg)
$3.62CA$5.12
$1.01$1.01
258.42%
Banana(1kg)
$1.21CA$1.72
$1.41$1.41
-14.18%
Oranges(1kg)
$3.60CA$5.09
$1.12$1.12
221.43%
Tomato(1kg)
$4.21CA$5.96
$0.63$0.63
568.25%
Potato(1kg)
$1.79CA$2.53
$0.55$0.55
225.45%
Onion(1kg)
$1.59CA$2.25
$0.61$0.61
160.66%
Lettuce(1 head)
$2.27CA$3.21
$0.54$0.54
320.37%
Water(1.5 liter bottle)
$1.25CA$1.77
$0.27$0.27
362.96%
Bottle of Non-Alcoholic Wine(Mid-Range)
-
$0.81$0.81
-
Local Non-Alcoholic Beer(0.5 liter bottle)
-
$0.54$0.54
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$1.51$1.51
-
Cigarettes 20 Pack(Marlboro, Camel)
$13.82CA$19.53
$2.46$2.46
461.79%
Wine(Bottle)
$14.27CA$20.18
-
-
Local Beer(0.5 liter bottle)
$2.20CA$3.10
-
-
Imported Beer(0.33 liter bottle)
$2.43CA$3.44
-
-
🚌 Getting Around
Toronto
Khoy
Difference
One-way Ticket(Public Transport)
$2.39CA$3.38
$0.14$0.14
1607.14%
Public Transport Monthly Pass(Regular Price)
$111CA$157
$9.53$9.53
1064.01%
Taxi Start(Normal Tariff)
$2.91CA$4.12
$0.35$0.35
731.43%
Taxi(Normal Tariff)(1km)
$1.20CA$1.69
$0.32$0.32
275.00%
Taxi 1hour Waiting(Normal Tariff)
$21.38CA$30.23
$2.74$2.74
680.29%
Gasoline(1 liter)
$1.21CA$1.71
$0.10$0.10
1110.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2KCA$39.8K
$50.8K$50.8K
-44.51%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3KCA$28.6K
$43.7K$43.7K
-53.63%
🧾 Monthly Utilities & Internet
Toronto
Khoy
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$120CA$170
$13.17$13.17
813.82%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.26CA$45.60
$2.15$2.15
1400.47%
Internet(50+ Mbps, Unlimited Data)
$47.93CA$67.8
$3.73$3.73
1184.99%
🎉 Sport & Entertainment
Toronto
Khoy
Difference
Gym Membership(Monthly)
$38.48CA$54.4
$18.35$18.35
109.70%
Tennis Court(1 Hour on Weekend)
$22.96CA$32.46
$14.29$14.29
60.67%
Cinema Ticket
$12.38CA$17.50
$1.99$1.99
522.11%
🧸 Childcare & Education
Toronto
Khoy
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$830CA$1,173
$94.6$94.6
777.14%
International Primary School, 1 Child(Yearly)
$23.1KCA$32.6K
$2,250$2,250
926.01%
👕👟 Clothing & Footwear
Toronto
Khoy
Difference
Jeans(Levis 501 Or Similar)
$50.7CA$71.7
$22.83$22.83
122.12%
Summer Dress(H&M, Zara, etc)
$40.02CA$56.6
$28.20$28.20
41.91%
Sport Shoes(Adidas, Nike)
$98.0CA$139
$85.8$85.8
14.14%
Men's Leather Business Shoes
$121CA$171
$27.23$27.23
343.08%
🏠 Accommodation & Living
Toronto
Khoy
Difference
1-bedroom Apartment, City Center(Monthly)
$1,592CA$2,251
$92.0$92.0
1630.67%
1-bedroom Apartment, Outside City Center(Monthly)
$1,410CA$1,994
$60.2$60.2
2242.77%
3-bedroom Apartment, City Center(Monthly)
$2,670CA$3,775
$801$801
233.19%
3-bedroom Apartment, Outside City Center(Monthly)
$2,152CA$3,042
$358$358
501.30%
Buy Apartment in City Center(m2)
$7,945CA$11.2K
$1,154$1,154
588.61%
Buy Apartment Outside City Center(m2)
$6,542CA$9,249
$527$527
1141.93%
💵 Salaries & Financials
Toronto
Khoy
Difference
Average Monthly Net Salary(After Tax)
$3,727CA$5,269
$213$213
1653.47%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.47
24.3
-81.60%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Toronto: October 12, 2026
Last update for Khoy: October 10, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Toronto
$1.4K 55.1%
Khoy
$60 17.3% ↓ 95.7%$1.4K
🛒Groceries & Markets
Toronto
$340 13.3%
Khoy
$115 32.9% ↓ 66.2%$225
🍽Eating Out
Toronto
$278 10.9%
Khoy
$47 13.4% ↓ 83.2%$232
🧾Monthly Utilities & Internet
Toronto
$201 7.8%
Khoy
$19 5.5% ↓ 90.5%$182
👕👟Clothing & Footwear
Toronto
$139 5.4%
Khoy
$74 21.2% ↓ 47%$65
🚌Getting Around
Toronto
$129 5.1%
Khoy
$12 3.5% ↓ 90.7%$117
🎉Sport & Entertainment
Toronto
$63 2.5%
Khoy
$22 6.4% ↓ 64.7%$41
🏠Accommodation & Living
Toronto
$2.2K 44.6%
Khoy
$358 33.2% ↓ 83.4%$1.8K
🛒Groceries & Markets
Toronto
$780 16.2%
Khoy
$282 26.1% ↓ 63.9%$498
🍽Eating Out
Toronto
$940 19.5%
Khoy
$170 15.8% ↓ 81.9%$770
🧾Monthly Utilities & Internet
Toronto
$233 4.8%
Khoy
$21 2% ↓ 90.9%$212
👕👟Clothing & Footwear
Toronto
$309 6.4%
Khoy
$164 15.2% ↓ 47%$145
🚌Getting Around
Toronto
$264 5.5%
Khoy
$24 2.3% ↓ 90.7%$239
🎉Sport & Entertainment
Toronto
$149 3.1%
Khoy
$59 5.5% ↓ 60.6%$90
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,592 in Toronto and $92.0 in Khoy. Housing cost is often the main lever when comparing two cities.
💰Toronto pays 1653% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $76.0 in Toronto vs $16.00 in Khoy for a mid-range dinner for two. Groceries echo the gap at $340 vs $115 per month, with Khoy cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Khoy: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Toronto and in Khoy?
Toronto and Khoy differ by about 634% in total monthly costs ($2,561 vs $349 including rent). Khoy is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Toronto or Khoy?
Average pay runs 1653% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Toronto and in Khoy?
Rent for a central apartment: $1,592 in Toronto versus $92.0 in Khoy. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Khoy – a meal for two runs $16.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Toronto or Khoy?
All in, you'll spend $2,561 per month in Toronto versus $349 in Khoy – a 634% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $349 in Khoy versus $2,561 in Toronto, a $2,000 budget is realistic in Khoy but tight or insufficient in Toronto. The gap between the two cities makes Khoy the clear choice for anyone on this budget.
How does quality of life compare between Toronto and Khoy?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Toronto or Khoy safer for residents?
Safety-wise, Toronto and Khoy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Toronto or Khoy?
Expats usually find Khoy gentler on the wallet – expenses run 634% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.