Cost of Living Comparison Between Toronto and Kelowna Cost of Living Comparison Between Toronto and Kelowna

😐 Solo nomad: Toronto is 2.6% more expensive than Kelowna without rent, and 12% more expensive with rent.

😐 Family of 3: Toronto is 6.2% more expensive than Kelowna without rent, and 10.2% more expensive with rent.

Meal at Budget Restaurant

$18.44 CA$25.1

$18.53 CA$25.23

-0.49%

Three-Course Dinner for Two, Mid-Range

$83.7 CA$114

$66.4 CA$90.3

26.09%

Fast Food Meal (McDonalds, etc)

$11.24 CA$15.3

$10.96 CA$14.92

2.55%

Cappuccino

$3.93 CA$5.34

$4.41 CA$6.01

-10.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 CA$2.93

$2.18 CA$2.97

-1.38%

Water (0.33 liter bottle)

$1.69 CA$2.3

$1.75 CA$2.38

-3.43%

Local Beer (0.5 liter draught)

$5.95 CA$8.1

$5.96 CA$8.12

-0.17%

Imported Beer (0.33 liter bottle)

$6.8 CA$9.25

$6.2 CA$8.44

9.68%

Milk (1 liter)

$2.71 CA$3.68

$1.91 CA$2.6

41.88%

White Bread (500g)

$2.72 CA$3.7

$3.19 CA$4.34

-14.73%

Rice (white) (1kg)

$3.64 CA$4.96

$3 CA$4.09

21.33%

Eggs

$3.49 CA$4.75

$3.83 CA$5.22

-8.88%

Local Cheese (1kg)

$13.31 CA$18.12

$11.25 CA$15.32

18.31%

Chicken Fillets (1kg)

$12.9 CA$17.56

$14.87 CA$20.24

-13.25%

Beef Round Steak (1kg)

$16.93 CA$23.05

$20 CA$27.23

-15.35%

Apples (1kg)

$3.97 CA$5.41

$3.77 CA$5.13

5.31%

Banana (1kg)

$1.13 CA$1.54

$1.4 CA$1.9

-19.29%

Oranges (1kg)

$3.39 CA$4.61

$3.86 CA$5.26

-12.18%

Tomato (1kg)

$4.07 CA$5.54

$4.01 CA$5.45

1.50%

Potato (1kg)

$2.42 CA$3.29

$2.51 CA$3.42

-3.59%

Onion (1kg)

$2.89 CA$3.93

$2.84 CA$3.87

1.76%

Lettuce (1 head)

$2.36 CA$3.21

$2.61 CA$3.56

-9.58%

Water (1.5 liter bottle)

$1.98 CA$2.7

$1.86 CA$2.54

6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$14.81 CA$20.16

$14.76 CA$20.1

0.34%

Wine (Bottle)

$12.68 CA$17.26

$13.54 CA$18.43

-6.35%

Local Beer (0.5 liter bottle)

$2.77 CA$3.77

$2.44 CA$3.32

13.52%

Imported Beer (0.33 liter bottle)

$3.16 CA$4.3

$3.14 CA$4.28

0.64%

One-way Ticket (Public Transport)

$2.53 CA$3.44

$1.89 CA$2.57

33.86%

Public Transport Monthly Pass (Regular Price)

$116 CA$158

$51.1 CA$69.5

127.32%

Taxi Start (Normal Tariff)

$3.73 CA$5.08

$2.91 CA$3.96

28.18%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.82

$1.75 CA$2.38

-23.43%

Taxi 1hour Waiting (Normal Tariff)

$26.03 CA$35.44

$34.8 CA$47.37

-25.20%

Gasoline (1 liter)

$1.15 CA$1.57

$1.24 CA$1.69

-7.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$33.8K

$25.4K CA$34.6K

-2.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$28.7K

$19.8K CA$26.9K

6.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 CA$160

$145 CA$197

-18.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.04 CA$51.8

$51.2 CA$69.6

-25.65%

Internet (50+ Mbps, Unlimited Data)

$53.4 CA$72.7

$67.2 CA$91.4

-20.46%

Gym Membership (Monthly)

$57.2 CA$77.8

$45.27 CA$61.6

26.29%

Tennis Court (1 Hour on Weekend)

$20.67 CA$28.13

$32.47 CA$44.2

-36.34%

Cinema Ticket

$11.92 CA$16.23

$11.75 CA$16

1.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,155 CA$1,572

$1,049 CA$1,428

10.08%

International Primary School, 1 Child (Yearly)

$17.9K CA$24.4K

$16.9K CA$23K

5.95%

Jeans (Levis 501 Or Similar)

$58.6 CA$79.8

$52.2 CA$71.1

12.27%

Summer Dress (H&M, Zara, etc)

$39.24 CA$53.4

$39.8 CA$54.2

-1.41%

Sport Shoes (Adidas, Nike)

$88.1 CA$120

$86.7 CA$118

1.59%

Men's Leather Business Shoes

$114 CA$155

$129 CA$175

-11.32%

1-bedroom Apartment, City Center (Monthly)

$1,805 CA$2,456

$1,410 CA$1,919

28.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,522 CA$2,072

$1,206 CA$1,642

26.22%

3-bedroom Apartment, City Center (Monthly)

$2,963 CA$4,033

$2,241 CA$3,050

32.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,466 CA$3,357

$2,045 CA$2,783

20.59%

Buy Apartment in City Center (m2)

$8,787 CA$12K

$5,264 CA$7,165

66.94%

Buy Apartment Outside City Center (m2)

$7,087 CA$9,646

$4,252 CA$5,787

66.68%

Average Monthly Net Salary (After Tax)

$3,391 CA$4,616

$2,770 CA$3,770

22.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.53

-20.98%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 29, 2025

Last update for Kelowna: October 28, 2025

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