Cost of Living Comparison Between Toronto and Kelowna Cost of Living Comparison Between Toronto and Kelowna

😐 Solo nomad: Toronto is 2.3% more expensive than Kelowna without rent, and 17.9% more expensive with rent.

😐 Family of 3: Toronto is 6.3% more expensive than Kelowna without rent, and 12.7% more expensive with rent.

Meal at Budget Restaurant

$18.50 CA$25.34

$18.67 CA$25.58

-0.91%

Three-Course Dinner for Two, Mid-Range

$82.9 CA$114

$65.8 CA$90.1

26.04%

Fast Food Meal (McDonalds, etc)

$11.00 CA$15.07

$11.02 CA$15.10

-0.18%

Cappuccino

$3.93 CA$5.39

$4.31 CA$5.91

-8.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.90

$2.21 CA$3.03

-4.52%

Water (0.33 liter bottle)

$1.64 CA$2.25

$1.74 CA$2.38

-5.75%

Local Beer (0.5 liter draught)

$5.92 CA$8.11

$5.85 CA$8.01

1.20%

Imported Beer (0.33 liter bottle)

$6.49 CA$8.90

$6.30 CA$8.63

3.02%

Milk (1 liter)

$2.72 CA$3.72

$1.89 CA$2.59

43.92%

White Bread (500g)

$2.86 CA$3.92

$3.13 CA$4.28

-8.63%

Rice (white) (1kg)

$3.60 CA$4.93

$3.11 CA$4.26

15.76%

Eggs

$3.61 CA$4.95

$3.69 CA$5.06

-2.17%

Local Cheese (1kg)

$13.35 CA$18.29

$11.01 CA$15.09

21.25%

Chicken Fillets (1kg)

$13.14 CA$18.01

$15.19 CA$20.81

-13.50%

Beef Round Steak (1kg)

$16.87 CA$23.11

$20.03 CA$27.45

-15.78%

Apples (1kg)

$4.17 CA$5.72

$3.81 CA$5.22

9.45%

Banana (1kg)

$1.16 CA$1.59

$1.36 CA$1.87

-14.71%

Oranges (1kg)

$3.24 CA$4.44

$3.88 CA$5.31

-16.49%

Tomato (1kg)

$4.03 CA$5.52

$3.89 CA$5.33

3.60%

Potato (1kg)

$2.54 CA$3.49

$2.58 CA$3.54

-1.55%

Onion (1kg)

$2.92 CA$4.00

$2.87 CA$3.93

1.74%

Lettuce (1 head)

$2.46 CA$3.37

$2.60 CA$3.56

-5.38%

Water (1.5 liter bottle)

$1.97 CA$2.70

$1.79 CA$2.45

10.06%

Cigarettes 20 Pack (Marlboro, Camel)

$15.02 CA$20.57

$14.59 CA$19.99

2.95%

Wine (Bottle)

$13.76 CA$18.86

$14.14 CA$19.37

-2.69%

Local Beer (0.5 liter bottle)

$2.67 CA$3.66

$2.47 CA$3.39

8.10%

Imported Beer (0.33 liter bottle)

$3.19 CA$4.37

$3.06 CA$4.20

4.25%

One-way Ticket (Public Transport)

$2.42 CA$3.31

$1.81 CA$2.49

33.70%

Public Transport Monthly Pass (Regular Price)

$113 CA$155

$51.0 CA$69.9

121.41%

Taxi Start (Normal Tariff)

$3.73 CA$5.11

$2.90 CA$3.98

28.62%

Taxi (Normal Tariff) (1km)

$1.42 CA$1.94

$1.75 CA$2.40

-18.86%

Taxi 1hour Waiting (Normal Tariff)

$25.91 CA$35.50

$35.32 CA$48.38

-26.64%

Gasoline (1 liter)

$1.09 CA$1.50

$1.24 CA$1.71

-12.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$34.1K

$25.4K CA$34.8K

-1.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K CA$29.2K

$20.3K CA$27.8K

5.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$160

$143 CA$196

-18.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.93 CA$52.0

$51.1 CA$70.0

-25.80%

Internet (50+ Mbps, Unlimited Data)

$53.3 CA$73.0

$67.2 CA$92.0

-20.71%

Gym Membership (Monthly)

$56.4 CA$77.3

$44.66 CA$61.2

26.27%

Tennis Court (1 Hour on Weekend)

$21.08 CA$28.87

$32.13 CA$44.02

-34.39%

Cinema Ticket

$11.98 CA$16.41

$11.67 CA$15.98

2.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,126 CA$1,543

$1,056 CA$1,447

6.65%

International Primary School, 1 Child (Yearly)

$18.5K CA$25.3K

$16.7K CA$22.9K

10.68%

Jeans (Levis 501 Or Similar)

$58.4 CA$80.1

$52.3 CA$71.7

11.72%

Summer Dress (H&M, Zara, etc)

$39.18 CA$53.7

$39.73 CA$54.4

-1.38%

Sport Shoes (Adidas, Nike)

$89.2 CA$122

$83.7 CA$115

6.56%

Men's Leather Business Shoes

$117 CA$160

$126 CA$173

-7.80%

1-bedroom Apartment, City Center (Monthly)

$1,787 CA$2,448

$1,384 CA$1,896

29.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,137

$1,194 CA$1,635

30.69%

3-bedroom Apartment, City Center (Monthly)

$2,987 CA$4,093

$2,189 CA$2,999

36.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,445 CA$3,350

$2,024 CA$2,773

20.83%

Buy Apartment in City Center (m2)

$8,834 CA$12.1K

$4,358 CA$5,971

102.71%

Buy Apartment Outside City Center (m2)

$6,835 CA$9,365

$3,369 CA$4,615

102.91%

Average Monthly Net Salary (After Tax)

$3,638 CA$4,984

$2,954 CA$4,048

23.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.53

-20.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: March 3, 2026

Last update for Kelowna: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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