Last update: Nov 2026

Cost of Living Comparison Between Toronto and Jolly Harbour

For one person, living is cheaper in Jolly Harbour: $1,275 a month against $2,599 in Toronto, rent and utilities included – about $15,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Jolly Harbour

🇦🇬 Antigua and Barbuda

$1,275

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Jolly Harbour

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Jolly Harbour actually costs, broken down by who's living it.

A single person spends $2,599 per month in Toronto vs $1,275 in Jolly Harbour, rent included.

Toronto $2,599
Jolly Harbour $1,275

A couple spends around $3,700 per month in Toronto vs $1,883 in Jolly Harbour, rent included.

Toronto $3,700
Jolly Harbour $1,883

A family of three spends $4,801 per month in Toronto vs $2,492 in Jolly Harbour, rent included.

Toronto $4,801
Jolly Harbour $2,492

Toronto costs about 104% more than Jolly Harbour, and outside of rent the biggest gap is in transport.

Toronto sits 92% above the global median, while Jolly Harbour is 6% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.98 CA$25.20

$9.17 EC$24.75

96.07%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$101

$73.5 EC$198

-1.67%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.18

$7.22 EC$19.49

50.00%

Cappuccino

$4.34 CA$6.09

$5.62 EC$15.17

-22.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.03

$2.27 EC$6.14

-4.85%

Water (0.33 liter bottle)

$1.66 CA$2.32

$1.14 EC$3.07

45.61%

Local Beer (0.5 liter draught)

$6.35 CA$8.90

$5.69 EC$15.37

11.60%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.29

$4.54 EC$12.26

61.67%

Milk (1 liter)

$2.57 CA$3.60

White Bread (500g)

$2.71 CA$3.79

$2.92 EC$7.89

-7.19%

Rice (white) (1kg)

$2.28 CA$3.19

$5.62 EC$15.18

-59.43%

Eggs

$3.60 CA$5.05

$8.06 EC$21.77

-55.33%

Local Cheese (1kg)

$8.94 CA$12.54

$5.46 EC$14.73

63.74%

Chicken Fillets (1kg)

$11.19 CA$15.69

$6.37 EC$17.21

75.67%

Beef Round Steak (1kg)

$15.23 CA$21.34

$16.70 EC$45.10

-8.80%

Apples (1kg)

$3.74 CA$5.25

$5.39 EC$14.56

-30.61%

Banana (1kg)

$1.23 CA$1.72

$1.83 EC$4.94

-32.79%

Oranges (1kg)

$3.58 CA$5.02

$2.95 EC$7.96

21.36%

Tomato (1kg)

$4.25 CA$5.96

$5.41 EC$14.61

-21.44%

Potato (1kg)

$1.94 CA$2.72

$5.57 EC$15.03

-65.17%

Onion (1kg)

$1.67 CA$2.34

Lettuce (1 head)

$2.30 CA$3.22

$6.35 EC$17.14

-63.78%

Water (1.5 liter bottle)

$1.26 CA$1.77

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.90

Wine (Bottle)

$14.25 CA$19.97

$12.79 EC$34.54

11.42%

Local Beer (0.5 liter bottle)

$2.28 CA$3.20

$1.32 EC$3.58

72.73%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.62

$1.87 EC$5.04

37.97%

One-way Ticket (Public Transport)

$2.35 CA$3.30

$1.80 EC$4.86

30.56%

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.22

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$5.63 EC$15.19

-78.33%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.59

Gasoline (1 liter)

$1.23 CA$1.73

$0.73 EC$1.97

68.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

$515 EC$1,390

-76.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.40

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$68.8

$67.3 EC$182

-27.05%

Gym Membership (Monthly)

$36.65 CA$51.4

$73.1 EC$197

-49.84%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.06

$56.0 EC$151

-55.36%

Cinema Ticket

$12.78 CA$17.91

$16.58 EC$44.76

-22.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,058

International Primary School, 1 Child (Yearly)

$33.7K CA$47.2K

Jeans (Levis 501 Or Similar)

$50.4 CA$70.6

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.1

Sport Shoes (Adidas, Nike)

$101 CA$142

Men's Leather Business Shoes

$130 CA$183

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,228

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,996

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,702

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,930

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,661

Average Monthly Net Salary (After Tax)

$3,623 CA$5,078

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

-25.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Jolly Harbour: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Jolly Harbour

–

Groceries & Markets

Toronto

$345 13.3%

Jolly Harbour

–

Eating Out

Toronto

$290 11.2%

Jolly Harbour

–

Monthly Utilities & Internet

Toronto

$203 7.8%

Jolly Harbour

–

Clothing & Footwear

Toronto

$145 5.6%

Jolly Harbour

–

Getting Around

Toronto

$130 5%

Jolly Harbour

–

Sport & Entertainment

Toronto

$62 2.4%

Jolly Harbour

–

Cost Breakdown

A mid-range dinner for two costs $72 in Toronto versus $73 in Jolly Harbour. Groceries tell a different story – $345 in Toronto vs $337 in Jolly Harbour – so Jolly Harbour wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇦🇬 Jolly Harbour

🕒 Local time

11:08 11:08 AM

12:08 12:08 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

2,000

💱 Currency

Canadian Dollar CAD $

East Caribbean Dollar XCD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 XCD = 0.37 USD

1 XCD = 0.33 EUR

Exchange rates and currency converter

XCD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

East Caribbean Dollar exchange rates as of November 6, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.03 XCD (1 XCD = 0.33 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Jolly Harbour 3,380 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Jolly Harbour

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Jolly Harbour: Cost of Living - Frequently Asked Questions

Toronto costs about 104% more than Jolly Harbour, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,899 per month in Toronto and $1,912 in Jolly Harbour. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

$1,000 is a stretch for both – monthly costs hit $2,599 in Toronto and $1,275 in Jolly Harbour. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Jolly Harbour has an edge in some lifestyle areas, with costs from $1,275 in Jolly Harbour to $2,599 in Toronto. Climate, culture, job market, and personal taste all factor in.