Last update: Oct 2026

Cost of Living Comparison Between Toronto and Jackson, TN

For one person, living is cheaper in Jackson, TN: $2,181 a month against $2,530 in Toronto, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

Toronto
🇨🇦 Canada
$2,530
/mo nomad
Jackson, TN
🇺🇸 United States
$2,181
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Jackson, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Jackson, TN actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $2,181 in Jackson, TN, rent included.

  • Toronto $2,530
  • Jackson, TN $2,181

A couple spends around $3,646 per month in Toronto vs $3,079 in Jackson, TN, rent included.

  • Toronto $3,646
  • Jackson, TN $3,079

A family of three spends $4,761 per month in Toronto vs $3,978 in Jackson, TN, rent included.

  • Toronto $4,761
  • Jackson, TN $3,978

Toronto costs about 16% more than Jackson, TN, and outside of rent the biggest gap is in transport.

Both Toronto and Jackson, TN sit above the global median – Toronto by 89%, Jackson, TN by 63%.

Currency
🍽 Eating Out
Toronto
Jackson, TN
Difference
Meal at Budget Restaurant
$17.67 CA$25.19
$17.24 $17.24
2.49%
Three-Course Dinner for Two, Mid-Range
$77.4 CA$110
$49.79 $49.79
55.41%
Fast Food Meal (McDonalds, etc)
$10.47 CA$14.93
$10.64 $10.64
-1.60%
Cappuccino
$4.08 CA$5.81
$4.96 $4.96
-17.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.02
$2.36 $2.36
-10.17%
Water (0.33 liter bottle)
$1.76 CA$2.51
$1.84 $1.84
-4.35%
Local Beer (0.5 liter draught)
$6.17 CA$8.80
$3.97 $3.97
55.42%
Imported Beer (0.33 liter bottle)
$6.89 CA$9.82
$5.03 $5.03
36.98%
🛒 Groceries & Markets
Toronto
Jackson, TN
Difference
Milk (1 liter)
$2.43 CA$3.46
$0.86 $0.86
182.56%
White Bread (500g)
$2.75 CA$3.92
$3.01 $3.01
-8.64%
Rice (white) (1kg)
$2.23 CA$3.18
$2.73 $2.73
-18.32%
Eggs
$3.45 CA$4.91
$4.16 $4.16
-17.07%
Local Cheese (1kg)
$8.93 CA$12.73
$9.74 $9.74
-8.32%
Chicken Fillets (1kg)
$11.44 CA$16.31
$9.56 $9.56
19.67%
Beef Round Steak (1kg)
$14.61 CA$20.83
$14.02 $14.02
4.21%
Apples (1kg)
$3.75 CA$5.34
$3.92 $3.92
-4.34%
Banana (1kg)
$1.15 CA$1.64
$1.37 $1.37
-16.06%
Oranges (1kg)
$3.55 CA$5.06
$2.79 $2.79
27.24%
Tomato (1kg)
$4.28 CA$6.10
$2.99 $2.99
43.14%
Potato (1kg)
$1.85 CA$2.63
$1.84 $1.84
0.54%
Onion (1kg)
$1.67 CA$2.38
$2.30 $2.30
-27.39%
Lettuce (1 head)
$2.22 CA$3.16
$1.94 $1.94
14.43%
Water (1.5 liter bottle)
$1.21 CA$1.72
$1.92 $1.92
-36.98%
Cigarettes 20 Pack (Marlboro, Camel)
$13.88 CA$19.78
$8.69 $8.69
59.72%
Wine (Bottle)
$14.25 CA$20.31
$13.15 $13.15
8.37%
Local Beer (0.5 liter bottle)
$2.20 CA$3.13
$1.71 $1.71
28.65%
Imported Beer (0.33 liter bottle)
$2.42 CA$3.45
$2.05 $2.05
18.05%
🚌 Getting Around
Toronto
Jackson, TN
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.44
$1.22 $1.22
98.36%
Public Transport Monthly Pass (Regular Price)
$111 CA$158
$35.36 $35.36
213.18%
Taxi Start (Normal Tariff)
$2.90 CA$4.13
$1.98 $1.98
46.46%
Taxi (Normal Tariff) (1km)
$1.26 CA$1.80
$1.22 $1.22
3.28%
Taxi 1hour Waiting (Normal Tariff)
$22.03 CA$31.40
$19.70 $19.70
11.83%
Gasoline (1 liter)
$1.22 CA$1.74
$0.83 $0.83
46.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K CA$39.4K
$34.4K $34.4K
-19.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K CA$28.3K
$25.3K $25.3K
-21.70%
🧾 Monthly Utilities & Internet
Toronto
Jackson, TN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 CA$174
$169 $169
-27.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.03 CA$45.66
$66.5 $66.5
-51.86%
Internet (50+ Mbps, Unlimited Data)
$47.92 CA$68.3
$72.7 $72.7
-34.05%
🎉 Sport & Entertainment
Toronto
Jackson, TN
Difference
Gym Membership (Monthly)
$38.90 CA$55.5
$50.4 $50.4
-22.79%
Tennis Court (1 Hour on Weekend)
$23.24 CA$33.12
$50.9 $50.9
-54.30%
Cinema Ticket
$12.61 CA$17.97
$10.87 $10.87
16.01%
🧸 Childcare & Education
Toronto
Jackson, TN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$834 CA$1,189
$1,136 $1,136
-26.61%
International Primary School, 1 Child (Yearly)
$23.3K CA$33.3K
$8,428 $8,428
176.92%
👕👟 Clothing & Footwear
Toronto
Jackson, TN
Difference
Jeans (Levis 501 Or Similar)
$52.6 CA$75.0
$51.9 $51.9
1.31%
Summer Dress (H&M, Zara, etc)
$40.26 CA$57.4
$36.61 $36.61
9.97%
Sport Shoes (Adidas, Nike)
$96.2 CA$137
$64.7 $64.7
48.73%
Men's Leather Business Shoes
$123 CA$175
$101 $101
22.13%
🏠 Accommodation & Living
Toronto
Jackson, TN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,598 CA$2,278
$1,212 $1,212
31.85%
1-bedroom Apartment, Outside City Center (Monthly)
$1,435 CA$2,045
$1,032 $1,032
39.09%
3-bedroom Apartment, City Center (Monthly)
$2,657 CA$3,787
$1,662 $1,662
59.85%
3-bedroom Apartment, Outside City Center (Monthly)
$2,096 CA$2,988
$1,608 $1,608
30.35%
Buy Apartment in City Center (m2)
$8,033 CA$11.5K
$1,706 $1,706
370.99%
Buy Apartment Outside City Center (m2)
$6,557 CA$9,347
$1,704 $1,704
284.86%
💵 Salaries & Financials
Toronto
Jackson, TN
Difference
Average Monthly Net Salary (After Tax)
$3,743 CA$5,335
$4,135 $4,135
-9.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.53
-31.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Jackson, TN: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Jackson, TN
$1K 28.1% $403
Groceries & Markets
Toronto
$340
Jackson, TN
$319 6.2% $21
Eating Out
Toronto
$282
Jackson, TN
$276 2.1% $5.8
Monthly Utilities & Internet
Toronto
$202
Jackson, TN
$308 52.5% $106
Clothing & Footwear
Toronto
$140
Jackson, TN
$114 18.6% $26
Getting Around
Toronto
$130
Jackson, TN
$48 62.7% $81
Sport & Entertainment
Toronto
$64
Jackson, TN
$72 12.5% $8

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $1,212 in Jackson, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Jackson, TN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $77.0 in Toronto versus $50.0 in Jackson, TN. Monthly groceries follow the same trend: $340 vs $319 – making Jackson, TN the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇺🇸 Jackson, TN
🕒 Local time
03:08 3:08 AM
02:08 2:08 AM
1 h behind Toronto
🌤 Weather
👥 Population
2,731,571
153,701
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Toronto Jackson, TN 1,200 km ≈ 2 h nonstop flight
From you
  • Toronto
  • Jackson, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Jackson, TN: Cost of Living - Frequently Asked Questions
How do living costs in Toronto and in Jackson, TN compare overall?
Monthly costs with rent: $2,530 in Toronto, $2,181 in Jackson, TN – roughly 16% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Toronto compared to Jackson, TN?
For a comfortable life, plan on about $3,795 per month in Toronto and $3,271 in Jackson, TN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Toronto and Jackson, TN?
Rent is clearly cheaper in Jackson, TN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 7% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $77.0 in Toronto and $50.0 in Jackson, TN. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Jackson, TN, where all-in costs run around $2,181, than in Toronto at $2,530. In Jackson, TN it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Where should families live: Toronto or Jackson, TN?
Families tend to lean toward Jackson, TN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Toronto or Jackson, TN safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Toronto and Jackson, TN?
If budget matters most, go with Jackson, TN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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