Last update: Oct 2026

Cost of Living Comparison Between Toronto and Itapema

For one person, living is cheaper in Itapema: $772 a month against $2,610 in Toronto, rent and utilities included – about $22,100 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
37

Cost of Living Index in Itapema
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Itapema Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Itapema

🇧🇷 Brazil

$772

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Itapema

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Itapema actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $772 in Itapema.

Toronto $2,610
Itapema $772

Estimated couple costs with rent: $3,727 in Toronto versus $1,233 in Itapema.

Toronto $3,727
Itapema $1,233

Monthly costs for a family of three with rent: $4,844 in Toronto versus $1,694 in Itapema.

Toronto $4,844
Itapema $1,694

Living in Toronto is roughly 238% more expensive than in Itapema, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 93% above, Itapema is 43% below.

Meal at Budget Restaurant

$17.59 CA$24.87

$5.55 R$28.13

216.94%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$27.67 R$140

184.86%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$6.45 R$32.69

66.36%

Cappuccino

$4.09 CA$5.78

$1.75 R$8.89

133.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$1.08 R$5.46

94.44%

Water (0.33 liter bottle)

$1.72 CA$2.43

$0.64 R$3.26

168.75%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$1.79 R$9.05

255.31%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$2.65 R$13.45

167.17%

Milk (1 liter)

$2.54 CA$3.59

$0.99 R$5.03

156.57%

White Bread (500g)

$2.72 CA$3.85

$1.50 R$7.59

81.33%

Rice (white) (1kg)

$2.18 CA$3.09

$1.14 R$5.79

91.23%

Eggs

$3.63 CA$5.13

$2.03 R$10.28

78.82%

Local Cheese (1kg)

$9.46 CA$13.37

$8.39 R$42.52

12.75%

Chicken Fillets (1kg)

$11.54 CA$16.32

$3.65 R$18.52

216.16%

Beef Round Steak (1kg)

$14.37 CA$20.32

$7.28 R$36.90

97.39%

Apples (1kg)

$3.70 CA$5.23

$2.06 R$10.46

79.61%

Banana (1kg)

$1.19 CA$1.68

$1.24 R$6.30

-4.03%

Oranges (1kg)

$3.46 CA$4.90

$1.16 R$5.87

198.28%

Tomato (1kg)

$4.22 CA$5.97

$1.49 R$7.57

183.22%

Potato (1kg)

$1.79 CA$2.52

$1.15 R$5.82

55.65%

Onion (1kg)

$1.65 CA$2.33

$1.05 R$5.33

57.14%

Lettuce (1 head)

$2.20 CA$3.11

$0.68 R$3.42

223.53%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.63 R$3.19

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$2.09 R$10.62

568.42%

Wine (Bottle)

$14.20 CA$20.07

$7.45 R$37.75

90.60%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.24 R$6.30

81.45%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.06 R$10.43

22.82%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.92 R$4.67

152.17%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$37.79 R$192

195.45%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$1.09 R$5.54

180.73%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$0.70 R$3.57

74.29%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$6.54 R$33.18

231.65%

Gasoline (1 liter)

$1.21 CA$1.72

$1.04 R$5.25

16.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$21.0K R$106.5K

24.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$28.1K R$142.6K

-24.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$59.5 R$302

101.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$13.32 R$67.5

141.82%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$18.44 R$93.5

165.08%

Gym Membership (Monthly)

$39.34 CA$55.6

$22.93 R$116

71.57%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$21.84 R$111

7.97%

Cinema Ticket

$12.58 CA$17.79

$6.49 R$32.89

93.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$278 R$1,410

199.06%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$6,357 R$32.2K

271.40%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$46.61 R$236

12.16%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$42.86 R$217

-7.98%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$76.2 R$386

29.94%

Men's Leather Business Shoes

$122 CA$172

$62.5 R$317

94.99%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$320 R$1,623

409.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$217 R$1,099

568.09%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$571 R$2,897

378.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$427 R$2,164

398.72%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,472 R$7,464

457.31%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,044 R$5,292

555.04%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

10.92

-59.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Itapema: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Itapema

$217 28.1% 85% $1.2K

Groceries & Markets

Toronto

$343 13.1%

Itapema

$174 22.5% 49.3% $169

Eating Out

Toronto

$283 10.9%

Itapema

$106 13.7% 62.6% $177

Monthly Utilities & Internet

Toronto

$201 7.7%

Itapema

$91 11.8% 54.5% $109

Clothing & Footwear

Toronto

$141 5.4%

Itapema

$103 13.3% 27% $38

Getting Around

Toronto

$130 5%

Itapema

$46 6% 64.6% $84

Sport & Entertainment

Toronto

$65 2.5%

Itapema

$36 4.7% 44.3% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $320 in Itapema. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Toronto vs $28.00 in Itapema for a mid-range dinner for two. Groceries echo the gap at $343 vs $174 per month, with Itapema cheaper across the board.

Good to know

🇨🇦 Toronto

🇧🇷 Itapema

🕒 Local time

19:06 7:06 PM

20:06 8:06 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

75,940

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 21, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Itapema 8,470 km ≈ 11 h nonstop flight

From you

Toronto
Itapema

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Itapema: Cost of Living - Frequently Asked Questions

Itapema is cheaper overall, especially in groceries, eating out, and clothing. The 238% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,916 in Toronto and $1,159 in Itapema to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,631 in Toronto versus $320 in Itapema. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,610 per month in Toronto versus $772 in Itapema – a 238% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Itapema runs roughly 195% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $772 in Itapema versus $2,610 in Toronto, a $1,500 budget is realistic in Itapema but tight or insufficient in Toronto. The gap between the two cities makes Itapema the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Itapema are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Itapema gentler on the wallet – expenses run 238% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.