Last update: Oct 2026

Cost of Living Comparison Between Toronto and Irati

For one person, living is cheaper in Irati: $784 a month against $2,610 in Toronto, rent and utilities included – about $21,900 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
38

Cost of Living Index in Irati
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Irati Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Irati

🇧🇷 Brazil

$784

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Irati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Irati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $784 in Irati.

Toronto $2,610
Irati $784

Estimated couple costs with rent: $3,727 in Toronto versus $1,240 in Irati.

Toronto $3,727
Irati $1,240

Monthly costs for a family of three with rent: $4,844 in Toronto versus $1,695 in Irati.

Toronto $4,844
Irati $1,695

Living in Toronto is roughly 233% more expensive than in Irati, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 93% above, Irati is 42% below.

Meal at Budget Restaurant

$17.59 CA$24.87

$6.14 R$31.12

186.48%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$24.52 R$124

221.45%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$7.08 R$35.87

51.55%

Cappuccino

$4.09 CA$5.78

$1.46 R$7.41

180.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$0.58 R$2.94

262.07%

Water (0.33 liter bottle)

$1.72 CA$2.43

$0.52 R$2.65

230.77%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$1.38 R$6.99

360.87%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$2.10 R$10.62

237.14%

Milk (1 liter)

$2.54 CA$3.59

$0.83 R$4.20

206.02%

White Bread (500g)

$2.72 CA$3.85

$1.16 R$5.89

134.48%

Rice (white) (1kg)

$2.18 CA$3.09

$0.81 R$4.08

169.14%

Eggs

$3.63 CA$5.13

$1.38 R$7.00

163.04%

Local Cheese (1kg)

$9.46 CA$13.37

$6.61 R$33.50

43.12%

Chicken Fillets (1kg)

$11.54 CA$16.32

$3.22 R$16.33

258.39%

Beef Round Steak (1kg)

$14.37 CA$20.32

$6.95 R$35.25

106.76%

Apples (1kg)

$3.70 CA$5.23

$1.66 R$8.41

122.89%

Banana (1kg)

$1.19 CA$1.68

$0.79 R$4.00

50.63%

Oranges (1kg)

$3.46 CA$4.90

$0.76 R$3.86

355.26%

Tomato (1kg)

$4.22 CA$5.97

$1.35 R$6.86

212.59%

Potato (1kg)

$1.79 CA$2.52

$0.78 R$3.94

129.49%

Onion (1kg)

$1.65 CA$2.33

$0.57 R$2.91

189.47%

Lettuce (1 head)

$2.20 CA$3.11

$0.50 R$2.55

340.00%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.61 R$3.07

106.56%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$2.23 R$11.30

526.46%

Wine (Bottle)

$14.20 CA$20.07

$8.69 R$44.04

63.41%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.12 R$5.66

100.89%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$1.55 R$7.88

63.23%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.00 R$5.09

132.00%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$43.53 R$221

156.49%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$1.37 R$6.93

123.36%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.56 R$7.93

-21.79%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$5.49 R$27.83

295.08%

Gasoline (1 liter)

$1.21 CA$1.72

$1.31 R$6.63

-7.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$18.2K R$92.3K

43.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.1K R$132.1K

-18.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$60.4 R$306

97.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$11.44 R$58.0

181.56%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$17.50 R$88.7

179.31%

Gym Membership (Monthly)

$39.34 CA$55.6

$25.95 R$132

51.60%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$27.79 R$141

-15.15%

Cinema Ticket

$12.58 CA$17.79

$7.04 R$35.70

78.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$321 R$1,627

159.24%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$6,513 R$33.0K

262.50%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$46.12 R$234

13.36%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$47.86 R$243

-17.59%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$92.0 R$466

7.61%

Men's Leather Business Shoes

$122 CA$172

$59.0 R$299

106.49%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$355 R$1,800

359.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$237 R$1,202

510.86%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$686 R$3,476

299.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$464 R$2,352

358.86%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,735 R$8,796

372.91%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,194 R$6,053

472.62%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$517 R$2,621

580.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-55.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Irati: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Irati

$237 30.2% 83.6% $1.2K

Groceries & Markets

Toronto

$343 13.1%

Irati

$147 18.8% 57.1% $196

Eating Out

Toronto

$283 10.9%

Irati

$103 13.2% 63.5% $180

Monthly Utilities & Internet

Toronto

$201 7.7%

Irati

$89 11.4% 55.5% $111

Clothing & Footwear

Toronto

$141 5.4%

Irati

$110 14.1% 21.6% $30

Getting Around

Toronto

$130 5%

Irati

$57 7.2% 56.4% $73

Sport & Entertainment

Toronto

$65 2.5%

Irati

$40 5.1% 37.9% $24

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $355 in Irati. Housing cost is often the main lever when comparing two cities.

Toronto pays 581% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $25.00 in Irati for a mid-range dinner for two. Groceries echo the gap at $343 vs $147 per month, with Irati cheaper across the board.

Good to know

🇨🇦 Toronto

🇧🇷 Irati

🕒 Local time

20:22 8:22 PM

21:22 9:22 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

59,250

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Irati 8,230 km ≈ 11 h nonstop flight

From you

Toronto
Irati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Irati: Cost of Living - Frequently Asked Questions

Irati wins on cost – living expenses run 233% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Irati the obvious pick if budget is a priority.

Average pay runs 581% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $355 in Irati. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Irati runs roughly 156% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $832 in Toronto versus $321 in Irati. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $784 in Irati versus $2,610 in Toronto, a $1,000 budget is realistic in Irati but tight or insufficient in Toronto. The gap between the two cities makes Irati the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Irati gentler on the wallet – expenses run 233% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.