Last update: Oct 2026

Cost of Living Comparison Between Toronto and Houston, MO

For one person, living costs are similar in Toronto and in Houston, MO: $2,610 and $2,698 a month, rent and utilities included.

Toronto
🇨🇦 Canada
$2,610
/mo nomad
Houston, MO
🇺🇸 United States
$2,698
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Houston, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Houston, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $2,698 in Houston, MO.

  • Toronto $2,610
  • Houston, MO $2,698

Estimated couple costs with rent: $3,727 in Toronto versus $3,946 in Houston, MO.

  • Toronto $3,727
  • Houston, MO $3,946

Monthly costs for a family of three with rent: $4,844 in Toronto versus $5,195 in Houston, MO.

  • Toronto $4,844
  • Houston, MO $5,195

Living in Toronto costs roughly 3% less than in Houston, MO, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 93% above, Houston, MO 99% above.

Currency
🍽 Eating Out
Toronto
Houston, MO
Difference
Meal at Budget Restaurant
$17.59 CA$24.87
$17.96 $17.96
-2.06%
Three-Course Dinner for Two, Mid-Range
$78.8 CA$111
$78.0 $78.0
1.09%
Fast Food Meal (McDonalds, etc)
$10.73 CA$15.16
$11.87 $11.87
-9.60%
Cappuccino
$4.09 CA$5.78
$5.20 $5.20
-21.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 CA$2.97
$2.35 $2.35
-10.64%
Water (0.33 liter bottle)
$1.72 CA$2.43
$1.69 $1.69
1.78%
Local Beer (0.5 liter draught)
$6.36 CA$8.99
$5.59 $5.59
13.77%
Imported Beer (0.33 liter bottle)
$7.08 CA$10.01
$7.20 $7.20
-1.67%
🛒 Groceries & Markets
Toronto
Houston, MO
Difference
Milk (1 liter)
$2.54 CA$3.59
$1.24 $1.24
104.84%
White Bread (500g)
$2.72 CA$3.85
$3.75 $3.75
-27.47%
Rice (white) (1kg)
$2.18 CA$3.09
$5.62 $5.62
-61.21%
Eggs
$3.63 CA$5.13
$4.05 $4.05
-10.37%
Local Cheese (1kg)
$9.46 CA$13.37
$13.42 $13.42
-29.51%
Chicken Fillets (1kg)
$11.54 CA$16.32
$15.45 $15.45
-25.31%
Beef Round Steak (1kg)
$14.37 CA$20.32
$20.46 $20.46
-29.77%
Apples (1kg)
$3.70 CA$5.23
$8.25 $8.25
-55.15%
Banana (1kg)
$1.19 CA$1.68
$2.40 $2.40
-50.42%
Oranges (1kg)
$3.46 CA$4.90
$5.69 $5.69
-39.19%
Tomato (1kg)
$4.22 CA$5.97
$5.35 $5.35
-21.12%
Potato (1kg)
$1.79 CA$2.52
$4.19 $4.19
-57.28%
Onion (1kg)
$1.65 CA$2.33
$4.98 $4.98
-66.87%
Lettuce (1 head)
$2.20 CA$3.11
$2.77 $2.77
-20.58%
Water (1.5 liter bottle)
$1.26 CA$1.78
$2.85 $2.85
-55.79%
Cigarettes 20 Pack (Marlboro, Camel)
$13.97 CA$19.75
$8.25 $8.25
69.33%
Wine (Bottle)
$14.20 CA$20.07
$14.94 $14.94
-4.95%
Local Beer (0.5 liter bottle)
$2.25 CA$3.18
$2.90 $2.90
-22.41%
Imported Beer (0.33 liter bottle)
$2.53 CA$3.58
$3.28 $3.28
-22.87%
🚌 Getting Around
Toronto
Houston, MO
Difference
One-way Ticket (Public Transport)
$2.32 CA$3.28
$1.90 $1.90
22.11%
Public Transport Monthly Pass (Regular Price)
$112 CA$158
-
-
Taxi Start (Normal Tariff)
$3.06 CA$4.33
$3.55 $3.55
-13.80%
Taxi (Normal Tariff) (1km)
$1.22 CA$1.72
$1.57 $1.57
-22.29%
Taxi 1hour Waiting (Normal Tariff)
$21.69 CA$30.66
$40.60 $40.60
-46.58%
Gasoline (1 liter)
$1.21 CA$1.72
$0.93 $0.93
30.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K CA$37.0K
$28.3K $28.3K
-7.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.9K
$25.7K $25.7K
-17.66%
🧾 Monthly Utilities & Internet
Toronto
Houston, MO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$169
$239 $239
-50.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.21 CA$45.54
$69.9 $69.9
-53.93%
Internet (50+ Mbps, Unlimited Data)
$48.88 CA$69.1
$76.3 $76.3
-35.96%
🎉 Sport & Entertainment
Toronto
Houston, MO
Difference
Gym Membership (Monthly)
$39.34 CA$55.6
$44.69 $44.69
-11.97%
Tennis Court (1 Hour on Weekend)
$23.58 CA$33.34
-
-
Cinema Ticket
$12.58 CA$17.79
$13.96 $13.96
-9.89%
🧸 Childcare & Education
Toronto
Houston, MO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$832 CA$1,176
$1,406 $1,406
-40.85%
International Primary School, 1 Child (Yearly)
$23.6K CA$33.4K
$23.4K $23.4K
0.82%
👕👟 Clothing & Footwear
Toronto
Houston, MO
Difference
Jeans (Levis 501 Or Similar)
$52.3 CA$73.9
$58.8 $58.8
-11.15%
Summer Dress (H&M, Zara, etc)
$39.44 CA$55.8
$40.65 $40.65
-2.98%
Sport Shoes (Adidas, Nike)
$99.0 CA$140
$89.9 $89.9
10.10%
Men's Leather Business Shoes
$122 CA$172
$119 $119
2.07%
🏠 Accommodation & Living
Toronto
Houston, MO
Difference
1-bedroom Apartment, City Center (Monthly)
$1,631 CA$2,306
$1,361 $1,361
19.84%
1-bedroom Apartment, Outside City Center (Monthly)
$1,448 CA$2,048
$1,290 $1,290
12.26%
3-bedroom Apartment, City Center (Monthly)
$2,737 CA$3,869
$2,511 $2,511
9.01%
3-bedroom Apartment, Outside City Center (Monthly)
$2,129 CA$3,010
$2,115 $2,115
0.65%
Buy Apartment in City Center (m2)
$8,206 CA$11.6K
$2,461 $2,461
233.51%
Buy Apartment Outside City Center (m2)
$6,838 CA$9,666
$2,601 $2,601
162.89%
💵 Salaries & Financials
Toronto
Houston, MO
Difference
Average Monthly Net Salary (After Tax)
$3,520 CA$4,976
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.72
-33.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Houston, MO: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Houston, MO
$1.3K 10.9% $158
Groceries & Markets
Toronto
$343
Houston, MO
$491 43.3% $149
Eating Out
Toronto
$283
Houston, MO
$300 6% $17
Monthly Utilities & Internet
Toronto
$201
Houston, MO
$386 92.1% $185
Clothing & Footwear
Toronto
$141
Houston, MO
$139 1.2% $1.7
Getting Around
Toronto
$130
Houston, MO
$19 * 85.4% $111
Sport & Entertainment
Toronto
$65
Houston, MO
$73 12.6% $8.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $1,361 in Houston, MO. Housing cost is often the main lever when comparing two cities.

Dining out: $79.0 in Toronto vs $78.0 in Houston, MO. Groceries flip the comparison at $343 vs $491, with Toronto cheaper for home cooking.

Good to know
🇨🇦 Toronto
🇺🇸 Houston, MO
🕒 Local time
15:12 3:12 PM
14:12 2:12 PM
1 h behind Toronto
🌤 Weather
👥 Population
2,731,571
2,304,580
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto Houston, MO 1,270 km ≈ 2 h nonstop flight
From you
  • Toronto
  • Houston, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Houston, MO: Cost of Living - Frequently Asked Questions
Is Houston, MO cheaper than Toronto?
Toronto is cheaper overall, especially in groceries, eating out, and utilities. The 3% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,916 in Toronto and $4,047 in Houston, MO to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Toronto and Houston, MO?
Rent for a central apartment: $1,631 in Toronto versus $1,361 in Houston, MO. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $832 in Toronto versus $1,406 in Houston, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Toronto or in Houston, MO?
Dining out is cheaper in Toronto – a meal for two runs $79.0 versus $78.0 in Houston, MO. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,500 enough to cover costs in Toronto or in Houston, MO?
Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Is it better to live in Toronto or in Houston, MO?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Toronto gentler on the wallet – expenses run 3% less than in Houston, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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