Cost of Living Comparison Between Toronto and High Level Cost of Living Comparison Between Toronto and High Level

Monthly Cost of Living

Monthly costs for one person with rent: $2,620 in Toronto versus $2,275 in High Level.

Estimated couple costs with rent: $3,866 in Toronto versus $3,297 in High Level.

Monthly costs for a family of three with rent: $5,111 in Toronto versus $4,318 in High Level.

Living in Toronto is roughly 15% more expensive than in High Level, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 90% above, High Level 65% above.

Meal at Budget Restaurant

$17.85 CA$24.75

$16.86 CA$23.38

5.87%

Three-Course Dinner for Two, Mid-Range

$86.8 CA$120

$60.0 CA$83.2

44.72%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.17

$11.19 CA$15.52

-2.23%

Cappuccino

$4.01 CA$5.57

$3.31 CA$4.60

21.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.04

$2.03 CA$2.81

7.88%

Water (0.33 liter bottle)

$1.69 CA$2.34

$1.68 CA$2.33

0.60%

Local Beer (0.5 liter draught)

$6.45 CA$8.94

$5.94 CA$8.23

8.59%

Imported Beer (0.33 liter bottle)

$7.05 CA$9.77

$5.04 CA$6.99

39.88%

Milk (1 liter)

$2.71 CA$3.77

$1.96 CA$2.72

38.27%

White Bread (500g)

$2.92 CA$4.05

$2.83 CA$3.93

3.18%

Rice (white) (1kg)

$2.48 CA$3.44

$3.33 CA$4.62

-25.53%

Eggs

$3.85 CA$5.34

$3.09 CA$4.28

24.60%

Local Cheese (1kg)

$10.10 CA$14.01

$9.17 CA$12.72

10.14%

Chicken Fillets (1kg)

$12.02 CA$16.66

$13.08 CA$18.14

-8.10%

Beef Round Steak (1kg)

$15.61 CA$21.65

$14.79 CA$20.51

5.54%

Apples (1kg)

$3.90 CA$5.41

$4.41 CA$6.11

-11.56%

Banana (1kg)

$1.24 CA$1.72

$1.17 CA$1.63

5.98%

Oranges (1kg)

$3.78 CA$5.24

$3.62 CA$5.02

4.42%

Tomato (1kg)

$4.38 CA$6.08

$4.39 CA$6.09

-0.23%

Potato (1kg)

$1.93 CA$2.67

$2.29 CA$3.17

-15.72%

Onion (1kg)

$1.50 CA$2.08

$2.50 CA$3.47

-40.00%

Lettuce (1 head)

$2.28 CA$3.17

$2.60 CA$3.60

-12.31%

Water (1.5 liter bottle)

$1.46 CA$2.02

$1.58 CA$2.19

-7.59%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 CA$20.14

$13.74 CA$19.05

5.68%

Wine (Bottle)

$14.42 CA$20.00

$11.14 CA$15.45

29.44%

Local Beer (0.5 liter bottle)

$2.26 CA$3.14

$2.78 CA$3.86

-18.71%

Imported Beer (0.33 liter bottle)

$2.59 CA$3.60

$2.91 CA$4.04

-11.00%

One-way Ticket (Public Transport)

$2.36 CA$3.28

$2.17 CA$3.01

8.76%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$55.6 CA$77.1

105.56%

Taxi Start (Normal Tariff)

$3.16 CA$4.38

$2.66 CA$3.69

18.80%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.74

$1.42 CA$1.97

-11.27%

Taxi 1hour Waiting (Normal Tariff)

$22.57 CA$31.30

$27.06 CA$37.53

-16.59%

Gasoline (1 liter)

$1.24 CA$1.72

$1.15 CA$1.59

7.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$37.9K

$29.4K CA$40.7K

-6.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.8K

$19.1K CA$26.5K

8.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$172

$139 CA$192

-10.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.72 CA$45.38

$33.52 CA$46.49

-2.39%

Internet (50+ Mbps, Unlimited Data)

$48.79 CA$67.7

$52.8 CA$73.3

-7.61%

Gym Membership (Monthly)

$40.27 CA$55.9

$42.19 CA$58.5

-4.55%

Tennis Court (1 Hour on Weekend)

$23.84 CA$33.06

$20.93 CA$29.03

13.90%

Cinema Ticket

$12.82 CA$17.77

$12.23 CA$16.96

4.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 CA$1,092

$887 CA$1,230

-11.22%

International Primary School, 1 Child (Yearly)

$24.5K CA$34.0K

$12.6K CA$17.5K

94.86%

Jeans (Levis 501 Or Similar)

$54.2 CA$75.2

$56.9 CA$78.9

-4.66%

Summer Dress (H&M, Zara, etc)

$43.10 CA$59.8

$43.52 CA$60.4

-0.97%

Sport Shoes (Adidas, Nike)

$97.9 CA$136

$73.9 CA$103

32.40%

Men's Leather Business Shoes

$126 CA$175

$105 CA$146

19.53%

1-bedroom Apartment, City Center (Monthly)

$1,660 CA$2,303

$1,276 CA$1,770

30.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,483 CA$2,057

$1,281 CA$1,777

15.76%

3-bedroom Apartment, City Center (Monthly)

$2,800 CA$3,883

$1,717 CA$2,382

63.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,157 CA$2,991

$1,568 CA$2,175

37.54%

Buy Apartment in City Center (m2)

$8,381 CA$11.6K

$4,084 CA$5,665

105.20%

Buy Apartment Outside City Center (m2)

$6,842 CA$9,489

$4,144 CA$5,748

65.09%

Average Monthly Net Salary (After Tax)

$3,799 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.68

-4.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 6, 2026

Last update for High Level: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,660 in Toronto and $1,276 in High Level. Housing cost is often the main lever when comparing two cities.

Dining out: $87.0 in Toronto vs $60.0 in High Level for a mid-range dinner for two. Groceries echo the gap at $364 vs $360 per month, with High Level cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs High Level: Cost of Living - Frequently Asked Questions

Toronto and High Level differ by about 15% in total monthly costs ($2,620 vs $2,275 including rent). High Level is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,930 in Toronto and $3,413 in High Level to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,660 in Toronto versus $1,276 in High Level. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,620 per month in Toronto versus $2,275 in High Level – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in High Level runs roughly 106% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,275 in High Level versus $2,620 in Toronto, a $3,000 budget is realistic in High Level but tight or insufficient in Toronto. The gap between the two cities makes High Level the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and High Level are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find High Level gentler on the wallet – expenses run 15% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.