Last update: Oct 2026

Cost of Living Comparison Between Toronto and Hamilton, MT

For one person, living is cheaper in Hamilton, MT: $2,151 a month against $2,610 in Toronto, rent and utilities included – about $5,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

126

Cost of Living Index in Toronto
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Toronto Living Index
104

Cost of Living Index in Hamilton, MT
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Hamilton, MT Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Hamilton, MT

🇺🇸 United States

$2,151

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Hamilton, MT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Hamilton, MT actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,151 in Hamilton, MT, rent included.

Toronto $2,610
Hamilton, MT $2,151

A couple spends around $3,727 per month in Toronto vs $3,548 in Hamilton, MT, rent included.

Toronto $3,727
Hamilton, MT $3,548

A family of three spends $4,844 per month in Toronto vs $4,944 in Hamilton, MT, rent included.

Toronto $4,844
Hamilton, MT $4,944

Toronto costs about 21% more than Hamilton, MT, and outside of rent the biggest gap is in eating out.

Both Toronto and Hamilton, MT sit above the global median – Toronto by 93%, Hamilton, MT by 59%.

Meal at Budget Restaurant

$17.59 CA$24.87

$37.24 $37.24

-52.77%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$68.6 $68.6

14.86%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$11.45 $11.45

-6.29%

Cappuccino

$4.09 CA$5.78

$5.26 $5.26

-22.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.71 $2.71

-22.51%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.01 $2.01

-14.43%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$6.07 $6.07

4.78%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$7.19 $7.19

-1.53%

Milk (1 liter)

$2.54 CA$3.59

$1.07 $1.07

137.38%

White Bread (500g)

$2.72 CA$3.85

$3.47 $3.47

-21.61%

Rice (white) (1kg)

$2.18 CA$3.09

$3.93 $3.93

-44.53%

Eggs

$3.63 CA$5.13

$4.28 $4.28

-15.19%

Local Cheese (1kg)

$9.46 CA$13.37

$14.06 $14.06

-32.72%

Chicken Fillets (1kg)

$11.54 CA$16.32

$12.10 $12.10

-4.63%

Beef Round Steak (1kg)

$14.37 CA$20.32

$16.29 $16.29

-11.79%

Apples (1kg)

$3.70 CA$5.23

$6.14 $6.14

-39.74%

Banana (1kg)

$1.19 CA$1.68

$1.31 $1.31

-9.16%

Oranges (1kg)

$3.46 CA$4.90

$4.34 $4.34

-20.28%

Tomato (1kg)

$4.22 CA$5.97

$4.73 $4.73

-10.78%

Potato (1kg)

$1.79 CA$2.52

$2.61 $2.61

-31.42%

Onion (1kg)

$1.65 CA$2.33

$2.83 $2.83

-41.70%

Lettuce (1 head)

$2.20 CA$3.11

$2.18 $2.18

0.92%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.40 $2.40

-47.50%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.30 $10.30

35.63%

Wine (Bottle)

$14.20 CA$20.07

$14.74 $14.74

-3.66%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.91 $1.91

17.80%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$3.67 $3.67

-31.06%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.01 $2.01

15.42%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.28 $3.28

-6.71%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.54 $1.54

-20.78%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$33.65 $33.65

-35.54%

Gasoline (1 liter)

$1.21 CA$1.72

$1.02 $1.02

18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$25.4K $25.4K

2.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$25.7K $25.7K

-17.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$201 $201

-40.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$58.9 $58.9

-45.30%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$89.0 $89.0

-45.07%

Gym Membership (Monthly)

$39.34 CA$55.6

$41.62 $41.62

-5.48%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$12.05 $12.05

4.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,308 $1,308

-36.41%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$25.6K $25.6K

-7.70%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$52.5 $52.5

-0.44%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$46.30 $46.30

-14.82%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$90.0 $90.0

10.04%

Men's Leather Business Shoes

$122 CA$172

$113 $113

8.13%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,147 $1,147

42.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$717 $717

102.14%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,378 $2,378

15.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,826 $1,826

16.63%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,306 $2,306

255.80%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,405 $2,405

184.25%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$3,556 $3,556

-1.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

7.29

-38.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Hamilton, MT: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Hamilton, MT

$717 33.3% 50.5% $732

Groceries & Markets

Toronto

$343 13.1%

Hamilton, MT

$407 18.9% 18.6% $64

Eating Out

Toronto

$283 10.9%

Hamilton, MT

$459 21.3% 62.1% $176

Monthly Utilities & Internet

Toronto

$201 7.7%

Hamilton, MT

$349 16.2% 73.7% $148

Clothing & Footwear

Toronto

$141 5.4%

Hamilton, MT

$136 6.3% 3.6% $5

Getting Around

Toronto

$130 5%

Hamilton, MT

$19 * 0.9% 85.4% $111

Sport & Entertainment

Toronto

$65 2.5%

Hamilton, MT

$66 3.1% 1.9% $1.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,147 in Hamilton, MT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1% higher in Hamilton, MT, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Toronto versus $69.0 in Hamilton, MT. Groceries tell a different story – $343 in Toronto vs $407 in Hamilton, MT – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Hamilton, MT

🕒 Local time

07:39 7:39 AM

05:39 5:39 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

62,447

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Hamilton, MT 2,730 km ≈ 4 h nonstop flight

From you

Toronto
Hamilton, MT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Hamilton, MT: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $2,151 in Hamilton, MT – roughly 21% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,916 per month in Toronto and $3,227 in Hamilton, MT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hamilton, MT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,610 in Toronto and $2,151 in Hamilton, MT. That's a gap of about 21%.

Kindergarten costs $832 per month in Toronto and $1,308 in Hamilton, MT. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Hamilton, MT, where all-in costs run around $2,151, than in Toronto at $2,610. In Hamilton, MT it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Hamilton, MT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hamilton, MT. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.