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Cost of Living Comparison Between Toronto and Hamburg Cost of Living Comparison Between Toronto and Hamburg

🙂 Solo nomad: Toronto is 0.2% cheaper than Hamburg without rent, and 17.1% more expensive with rent.
🙂 Family of 3: Toronto is 3.4% cheaper than Hamburg without rent, and 6.5% more expensive with rent.
Currency
🍽 Eating Out
Toronto
Hamburg
Difference
Meal at Budget Restaurant
$18.88 CA$26.44
$19.34 €16.65
-2.38%
Three-Course Dinner for Two, Mid-Range
$83.5 CA$117
$93.2 €80.2
-10.33%
Fast Food Meal (McDonalds, etc)
$10.95 CA$15.33
$13.83 €11.91
-20.82%
Cappuccino
$3.97 CA$5.56
$4.77 €4.11
-16.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 CA$3.01
$3.64 €3.14
-40.93%
Water (0.33 liter bottle)
$1.68 CA$2.36
$3.17 €2.73
-47.00%
Local Beer (0.5 liter draught)
$6.02 CA$8.43
$5.8 €5
3.79%
Imported Beer (0.33 liter bottle)
$6.44 CA$9.01
$5.62 €4.84
14.59%
🛒 Groceries & Markets
Toronto
Hamburg
Difference
Milk (1 liter)
$2.82 CA$3.95
$1.36 €1.18
107.35%
White Bread (500g)
$2.77 CA$3.88
$2.13 €1.83
30.05%
Rice (white) (1kg)
$3.66 CA$5.12
$3.47 €2.99
5.48%
Eggs
$3.56 CA$4.99
$3.7 €3.19
-3.78%
Local Cheese (1kg)
$13.5 CA$18.9
$14.46 €12.46
-6.64%
Chicken Fillets (1kg)
$13.35 CA$18.69
$13.26 €11.42
0.68%
Beef Round Steak (1kg)
$16.75 CA$23.45
$21.28 €18.32
-21.29%
Apples (1kg)
$3.98 CA$5.57
$3.36 €2.89
18.45%
Banana (1kg)
$1.17 CA$1.63
$2.18 €1.88
-46.33%
Oranges (1kg)
$3.26 CA$4.56
$2.31 €1.99
41.13%
Tomato (1kg)
$4.18 CA$5.85
$4.78 €4.12
-12.55%
Potato (1kg)
$2.45 CA$3.43
$1.59 €1.37
54.09%
Onion (1kg)
$2.84 CA$3.98
$1.55 €1.34
83.23%
Lettuce (1 head)
$2.34 CA$3.28
$1.97 €1.7
18.78%
Water (1.5 liter bottle)
$1.9 CA$2.66
$1.04 €0.9
82.69%
Cigarettes 20 Pack (Marlboro, Camel)
$14.52 CA$20.33
$9.48 €8.16
53.16%
Wine (Bottle)
$12.94 CA$18.12
$6.96 €6
85.92%
Local Beer (0.5 liter bottle)
$2.72 CA$3.81
$1.1 €0.95
147.27%
Imported Beer (0.33 liter bottle)
$3.12 CA$4.36
$1.54 €1.33
102.60%
🚌 Getting Around
Toronto
Hamburg
Difference
One-way Ticket (Public Transport)
$2.46 CA$3.44
$4.19 €3.61
-41.29%
Public Transport Monthly Pass (Regular Price)
$115 CA$160
$65.9 €56.8
73.79%
Taxi Start (Normal Tariff)
$3.67 CA$5.14
$7.1 €6.12
-48.31%
Taxi (Normal Tariff) (1km)
$1.41 CA$1.97
$2.74 €2.36
-48.54%
Taxi 1hour Waiting (Normal Tariff)
$26.04 CA$36.46
$44.77 €38.56
-41.84%
Gasoline (1 liter)
$1.14 CA$1.59
$2.04 €1.76
-44.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K CA$35.7K
$31.3K €26.9K
-18.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.6K
$40.8K €35.1K
-48.24%
🧾 Monthly Utilities & Internet
Toronto
Hamburg
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$164
$366 €315
-67.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.01 CA$53.2
$21.46 €18.48
77.12%
Internet (50+ Mbps, Unlimited Data)
$53.4 CA$74.7
$39.14 €33.71
36.36%
🎉 Sport & Entertainment
Toronto
Hamburg
Difference
Gym Membership (Monthly)
$57.3 CA$80.2
$46.17 €39.76
24.13%
Tennis Court (1 Hour on Weekend)
$21.08 CA$29.52
$23.64 €20.36
-10.83%
Cinema Ticket
$11.67 CA$16.33
$15.97 €13.75
-26.93%
🧸 Childcare & Education
Toronto
Hamburg
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,126 CA$1,576
$262 €225
330.25%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.8K
$26.7K €23K
-30.99%
👕👟 Clothing & Footwear
Toronto
Hamburg
Difference
Jeans (Levis 501 Or Similar)
$57.1 CA$79.9
$91.6 €78.9
-37.70%
Summer Dress (H&M, Zara, etc)
$39.11 CA$54.8
$58.3 €50.3
-32.96%
Sport Shoes (Adidas, Nike)
$87.6 CA$123
$123 €106
-28.96%
Men's Leather Business Shoes
$114 CA$159
$184 €158
-38.22%
🏠 Accommodation & Living
Toronto
Hamburg
Difference
1-bedroom Apartment, City Center (Monthly)
$1,782 CA$2,495
$1,390 €1,197
28.26%
1-bedroom Apartment, Outside City Center (Monthly)
$1,577 CA$2,208
$948 €817
66.28%
3-bedroom Apartment, City Center (Monthly)
$3,016 CA$4,223
$2,425 €2,088
24.40%
3-bedroom Apartment, Outside City Center (Monthly)
$2,483 CA$3,477
$1,783 €1,535
39.31%
Buy Apartment in City Center (m2)
$7,934 CA$11.1K
$9,185 €7,911
-13.62%
Buy Apartment Outside City Center (m2)
$6,968 CA$9,755
$5,680 €4,892
22.67%
💵 Salaries & Financials
Toronto
Hamburg
Difference
Average Monthly Net Salary (After Tax)
$3,434 CA$4,808
$4,008 €3,452
-14.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
3.9
32.31%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: December 1, 2025

Last update for Hamburg: November 29, 2025

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