Last update: Oct 2026

Cost of Living Comparison Between Toronto and Gujrat

For one person, living is cheaper in Gujrat: $388 a month against $2,561 in Toronto, rent and utilities included – about $26,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
19

Cost of Living Index in Gujrat
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Gujrat Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Gujrat

🇵🇰 Pakistan

$388

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Gujrat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Gujrat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $388 in Gujrat.

Toronto $2,561
Gujrat $388

Estimated couple costs with rent: $3,694 in Toronto versus $590 in Gujrat.

Toronto $3,694
Gujrat $590

Monthly costs for a family of three with rent: $4,826 in Toronto versus $793 in Gujrat.

Toronto $4,826
Gujrat $793

Living in Toronto is roughly 559% more expensive than in Gujrat, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Gujrat is 71% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$1.82 PKR 505

843.96%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$10.99 PKR 3,043

591.26%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$5.37 PKR 1,487

96.28%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.59 PKR 717

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.13 PKR 590

Cappuccino

$4.02 CA$5.68

$0.71 PKR 196

466.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.28 PKR 77.2

657.14%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.20 PKR 56.3

775.00%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$2.44 CA$3.45

$0.77 PKR 214

216.88%

White Bread (500g)

$2.68 CA$3.78

$0.55 PKR 153

387.27%

Rice (white) (1kg)

$2.24 CA$3.17

$1.21 PKR 335

85.12%

Eggs

$3.56 CA$5.03

$1.24 PKR 343

187.10%

Local Cheese (1kg)

$9.09 CA$12.85

$5.31 PKR 1,469

71.19%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.46 PKR 681

360.57%

Beef Round Steak (1kg)

$14.53 CA$20.55

$3.97 PKR 1,100

265.99%

Apples (1kg)

$3.62 CA$5.12

$1.10 PKR 305

229.09%

Banana (1kg)

$1.21 CA$1.72

$0.66 PKR 181

83.33%

Oranges (1kg)

$3.60 CA$5.09

$0.58 PKR 159

520.69%

Tomato (1kg)

$4.21 CA$5.96

$0.59 PKR 163

613.56%

Potato (1kg)

$1.79 CA$2.53

$0.20 PKR 54.7

795.00%

Onion (1kg)

$1.59 CA$2.25

$0.38 PKR 105

318.42%

Lettuce (1 head)

$2.27 CA$3.21

$0.17 PKR 48.30

1235.29%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.41 PKR 113

204.88%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.56 PKR 156

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.55 PKR 152

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.76 PKR 209

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$1.42 PKR 394

873.24%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.16 PKR 43.46

1393.75%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$10.37 PKR 2,870

969.72%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.75 PKR 209

288.00%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.10 PKR 305

9.09%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$2.67 PKR 738

700.75%

Gasoline (1 liter)

$1.21 CA$1.71

$0.91 PKR 251

32.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$23.1K PKR 6.4M

22.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$22.8K PKR 6.3M

-11.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$66.8 PKR 18.5K

80.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$5.65 PKR 1,564

470.97%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$14.38 PKR 3,980

233.31%

Gym Membership (Monthly)

$38.48 CA$54.4

$16.89 PKR 4,676

127.83%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$7.08 PKR 1,960

224.29%

Cinema Ticket

$12.38 CA$17.50

$7.25 PKR 2,007

70.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$26.09 PKR 7,221

3081.10%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,996 PKR 552.6K

1056.52%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$18.66 PKR 5,164

171.76%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$26.93 PKR 7,454

48.61%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$53.1 PKR 14.7K

84.61%

Men's Leather Business Shoes

$121 CA$171

$29.72 PKR 8,226

305.96%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$124 PKR 34.4K

1181.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$69.1 PKR 19.1K

1940.14%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$221 PKR 61.1K

1110.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$127 PKR 35.2K

1589.63%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$844 PKR 233.7K

841.01%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$425 PKR 117.6K

1439.24%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$249 PKR 69.0K

1395.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-59.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Gujrat: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Gujrat

$69 17.8% 95.1% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Gujrat

$85 21.9% 75% $255

Eating Out

Toronto

$278 10.9%

Gujrat

$41 10.6% 85.2% $237

Monthly Utilities & Internet

Toronto

$201 7.8%

Gujrat

$87 22.4% 56.7% $114

Clothing & Footwear

Toronto

$139 5.4%

Gujrat

$58 14.9% 58.5% $81

Getting Around

Toronto

$129 5.1%

Gujrat

$17 4.4% 86.7% $112

Sport & Entertainment

Toronto

$63 2.5%

Gujrat

$31 8.1% 50.3% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $124 in Gujrat. Housing cost is often the main lever when comparing two cities.

Toronto pays 1395% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $11.00 in Gujrat for a mid-range dinner for two. Groceries echo the gap at $340 vs $85.0 per month, with Gujrat cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇰 Gujrat

🕒 Local time

20:26 8:26 PM

05:26 5:26 AM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

390,533

💱 Currency

Canadian Dollar CAD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to CAD in detail →

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Between locations

Toronto Gujrat 11,120 km ≈ 14 h nonstop flight

From you

Toronto
Gujrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Gujrat: Cost of Living - Frequently Asked Questions

Toronto and Gujrat differ by about 559% in total monthly costs ($2,561 vs $388 including rent). Gujrat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1395% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $124 in Gujrat. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gujrat – a meal for two runs $11.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,561 per month in Toronto versus $388 in Gujrat – a 559% gap that adds up to real savings over time for anyone picking the cheaper option.

At $388 in Gujrat versus $2,561 in Toronto, a $2,000 budget is realistic in Gujrat but tight or insufficient in Toronto. The gap between the two cities makes Gujrat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gujrat gentler on the wallet – expenses run 559% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.