Last update: Oct 2026

Cost of Living Comparison Between Toronto and Gujranwala

For one person, living is cheaper in Gujranwala: $400 a month against $2,561 in Toronto, rent and utilities included – about $25,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
19

Cost of Living Index in Gujranwala
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Gujranwala Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Gujranwala

🇵🇰 Pakistan

$400

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Gujranwala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Gujranwala actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $400 in Gujranwala, rent included.

Toronto $2,561
Gujranwala $400

A couple spends around $3,694 per month in Toronto vs $623 in Gujranwala, rent included.

Toronto $3,694
Gujranwala $623

A family of three spends $4,826 per month in Toronto vs $846 in Gujranwala, rent included.

Toronto $4,826
Gujranwala $846

Toronto costs about 541% more than Gujranwala, and outside of rent the biggest gap is in groceries.

Toronto sits 90% above the global median, while Gujranwala is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$3.62 PKR 1,003

374.59%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$12.71 PKR 3,519

497.72%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$5.33 PKR 1,476

97.75%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.87 PKR 241

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.68 PKR 1,850

Cappuccino

$4.02 CA$5.68

$1.15 PKR 317

249.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.23 PKR 63.8

821.74%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.15 PKR 42.10

1066.67%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$2.44 CA$3.45

$0.77 PKR 214

216.88%

White Bread (500g)

$2.68 CA$3.78

$0.67 PKR 185

300.00%

Rice (white) (1kg)

$2.24 CA$3.17

$1.12 PKR 311

100.00%

Eggs

$3.56 CA$5.03

$1.28 PKR 353

178.13%

Local Cheese (1kg)

$9.09 CA$12.85

$6.31 PKR 1,747

44.06%

Chicken Fillets (1kg)

$11.33 CA$16.01

$2.34 PKR 647

384.19%

Beef Round Steak (1kg)

$14.53 CA$20.55

$5.43 PKR 1,502

167.59%

Apples (1kg)

$3.62 CA$5.12

$1.32 PKR 365

174.24%

Banana (1kg)

$1.21 CA$1.72

$0.87 PKR 242

39.08%

Oranges (1kg)

$3.60 CA$5.09

$1.03 PKR 286

249.51%

Tomato (1kg)

$4.21 CA$5.96

$0.53 PKR 146

694.34%

Potato (1kg)

$1.79 CA$2.53

$0.29 PKR 80.6

517.24%

Onion (1kg)

$1.59 CA$2.25

$0.36 PKR 98.8

341.67%

Lettuce (1 head)

$2.27 CA$3.21

$0.24 PKR 66.5

845.83%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.38 PKR 104

228.95%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.94 PKR 538

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.21 PKR 334

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.73 PKR 754

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$2.15 PKR 595

542.79%

Wine (Bottle)

$14.27 CA$20.18

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.16 PKR 44.65

1393.75%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$0.95 PKR 263

206.32%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.74 PKR 206

62.16%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$1.48 PKR 408

1344.59%

Gasoline (1 liter)

$1.21 CA$1.71

$1.18 PKR 328

2.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$17.9K PKR 5.0M

57.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$21.4K PKR 5.9M

-5.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$103 PKR 28.5K

16.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$5.53 PKR 1,532

483.36%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$16.42 PKR 4,544

191.90%

Gym Membership (Monthly)

$38.48 CA$54.4

$7.06 PKR 1,954

445.04%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$5.93 PKR 1,642

287.18%

Cinema Ticket

$12.38 CA$17.50

$4.21 PKR 1,165

194.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$28.10 PKR 7,777

2853.56%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$941 PKR 260.6K

2352.58%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$14.29 PKR 3,956

254.86%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$25.44 PKR 7,041

57.31%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$73.3 PKR 20.3K

33.58%

Men's Leather Business Shoes

$121 CA$171

$33.24 PKR 9,199

262.97%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$53.8 PKR 14.9K

2860.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$31.33 PKR 8,671

4401.60%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$159 PKR 44.1K

1575.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$101 PKR 27.8K

2040.02%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$236 PKR 65.2K

1481.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.5

-61.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Gujranwala: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Gujranwala

$31 7.8% 97.8% $1.4K

Groceries & Markets

Toronto

$340 13.3%

Gujranwala

$97 24.2% 71.6% $243

Eating Out

Toronto

$278 10.9%

Gujranwala

$60 15.1% 78.3% $218

Monthly Utilities & Internet

Toronto

$201 7.8%

Gujranwala

$125 31.2% 37.7% $76

Clothing & Footwear

Toronto

$139 5.4%

Gujranwala

$66 16.5% 52.7% $73

Getting Around

Toronto

$129 5.1%

Gujranwala

$5.3 * 1.3% 95.9% $124

Sport & Entertainment

Toronto

$63 2.5%

Gujranwala

$15 3.9% 75.5% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $53.8 in Gujranwala. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1481% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $13.00 in Gujranwala. Monthly groceries follow the same trend: $340 vs $97.0 – making Gujranwala the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇵🇰 Gujranwala

🕒 Local time

18:31 6:31 PM

03:31 3:31 AM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

2,027,001

💱 Currency

Canadian Dollar CAD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to CAD in detail →

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Between locations

Toronto Gujranwala 11,170 km ≈ 14 h nonstop flight

From you

Toronto
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Gujranwala: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $400 in Gujranwala – roughly 541% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,841 per month in Toronto and $600 in Gujranwala. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gujranwala, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toronto and $13.00 in Gujranwala. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 252% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Gujranwala, where all-in costs run around $400, than in Toronto at $2,561. In Gujranwala it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Gujranwala – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Gujranwala. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.