Last update: Oct 2026

Cost of Living Comparison Between Toronto and Greeley, CO

For one person, living is cheaper in Greeley, CO: $2,466 a month against $2,610 in Toronto, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

Toronto
🇨🇦 Canada
$2,610
/mo nomad
Greeley, CO
🇺🇸 United States
$2,466
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Greeley, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Greeley, CO actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,466 in Greeley, CO, rent included.

  • Toronto $2,610
  • Greeley, CO $2,466

A couple spends around $3,727 per month in Toronto vs $3,528 in Greeley, CO, rent included.

  • Toronto $3,727
  • Greeley, CO $3,528

A family of three spends $4,844 per month in Toronto vs $4,591 in Greeley, CO, rent included.

  • Toronto $4,844
  • Greeley, CO $4,591

Toronto costs about 6% more than Greeley, CO, and outside of rent the biggest gap is in transport.

Both Toronto and Greeley, CO sit above the global median – Toronto by 93%, Greeley, CO by 82%.

Currency
🍽 Eating Out
Toronto
Greeley, CO
Difference
Meal at Budget Restaurant
$17.59 CA$24.87
$16.47 $16.47
6.80%
Three-Course Dinner for Two, Mid-Range
$78.8 CA$111
$85.3 $85.3
-7.56%
Fast Food Meal (McDonalds, etc)
$10.73 CA$15.16
$11.84 $11.84
-9.37%
Cappuccino
$4.09 CA$5.78
$5.37 $5.37
-23.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 CA$2.97
$2.83 $2.83
-25.80%
Water (0.33 liter bottle)
$1.72 CA$2.43
$2.23 $2.23
-22.87%
Local Beer (0.5 liter draught)
$6.36 CA$8.99
$4.61 $4.61
37.96%
Imported Beer (0.33 liter bottle)
$7.08 CA$10.01
$6.41 $6.41
10.45%
🛒 Groceries & Markets
Toronto
Greeley, CO
Difference
Milk (1 liter)
$2.54 CA$3.59
$0.96 $0.96
164.58%
White Bread (500g)
$2.72 CA$3.85
$4.18 $4.18
-34.93%
Rice (white) (1kg)
$2.18 CA$3.09
$2.38 $2.38
-8.40%
Eggs
$3.63 CA$5.13
$2.81 $2.81
29.18%
Local Cheese (1kg)
$9.46 CA$13.37
$11.93 $11.93
-20.70%
Chicken Fillets (1kg)
$11.54 CA$16.32
$13.44 $13.44
-14.14%
Beef Round Steak (1kg)
$14.37 CA$20.32
$18.40 $18.40
-21.90%
Apples (1kg)
$3.70 CA$5.23
$5.24 $5.24
-29.39%
Banana (1kg)
$1.19 CA$1.68
$1.72 $1.72
-30.81%
Oranges (1kg)
$3.46 CA$4.90
$3.76 $3.76
-7.98%
Tomato (1kg)
$4.22 CA$5.97
$5.25 $5.25
-19.62%
Potato (1kg)
$1.79 CA$2.52
$2.56 $2.56
-30.08%
Onion (1kg)
$1.65 CA$2.33
$2.57 $2.57
-35.80%
Lettuce (1 head)
$2.20 CA$3.11
$2.21 $2.21
-0.45%
Water (1.5 liter bottle)
$1.26 CA$1.78
$1.97 $1.97
-36.04%
Cigarettes 20 Pack (Marlboro, Camel)
$13.97 CA$19.75
$9.55 $9.55
46.28%
Wine (Bottle)
$14.20 CA$20.07
$18.73 $18.73
-24.19%
Local Beer (0.5 liter bottle)
$2.25 CA$3.18
$2.75 $2.75
-18.18%
Imported Beer (0.33 liter bottle)
$2.53 CA$3.58
$3.62 $3.62
-30.11%
🚌 Getting Around
Toronto
Greeley, CO
Difference
One-way Ticket (Public Transport)
$2.32 CA$3.28
-
-
Public Transport Monthly Pass (Regular Price)
$112 CA$158
$45.50 $45.50
145.38%
Taxi Start (Normal Tariff)
$3.06 CA$4.33
$3.44 $3.44
-11.05%
Taxi (Normal Tariff) (1km)
$1.22 CA$1.72
$1.77 $1.77
-31.07%
Taxi 1hour Waiting (Normal Tariff)
$21.69 CA$30.66
$29.95 $29.95
-27.58%
Gasoline (1 liter)
$1.21 CA$1.72
$0.89 $0.89
35.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K CA$37.0K
$30.7K $30.7K
-14.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.9K
$25.5K $25.5K
-17.32%
🧾 Monthly Utilities & Internet
Toronto
Greeley, CO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$169
$165 $165
-27.46%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.21 CA$45.54
$76.5 $76.5
-57.87%
Internet (50+ Mbps, Unlimited Data)
$48.88 CA$69.1
$70.3 $70.3
-30.46%
🎉 Sport & Entertainment
Toronto
Greeley, CO
Difference
Gym Membership (Monthly)
$39.34 CA$55.6
$49.39 $49.39
-20.35%
Tennis Court (1 Hour on Weekend)
$23.58 CA$33.34
-
-
Cinema Ticket
$12.58 CA$17.79
$13.31 $13.31
-5.48%
🧸 Childcare & Education
Toronto
Greeley, CO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$832 CA$1,176
$914 $914
-8.97%
International Primary School, 1 Child (Yearly)
$23.6K CA$33.4K
$34.3K $34.3K
-31.07%
👕👟 Clothing & Footwear
Toronto
Greeley, CO
Difference
Jeans (Levis 501 Or Similar)
$52.3 CA$73.9
$69.7 $69.7
-24.94%
Summer Dress (H&M, Zara, etc)
$39.44 CA$55.8
$44.84 $44.84
-12.04%
Sport Shoes (Adidas, Nike)
$99.0 CA$140
$89.0 $89.0
11.30%
Men's Leather Business Shoes
$122 CA$172
$134 $134
-8.97%
🏠 Accommodation & Living
Toronto
Greeley, CO
Difference
1-bedroom Apartment, City Center (Monthly)
$1,631 CA$2,306
$1,103 $1,103
47.96%
1-bedroom Apartment, Outside City Center (Monthly)
$1,448 CA$2,048
$1,169 $1,169
23.88%
3-bedroom Apartment, City Center (Monthly)
$2,737 CA$3,869
$1,576 $1,576
73.66%
3-bedroom Apartment, Outside City Center (Monthly)
$2,129 CA$3,010
$1,657 $1,657
28.46%
Buy Apartment in City Center (m2)
$8,206 CA$11.6K
$2,372 $2,372
245.92%
Buy Apartment Outside City Center (m2)
$6,838 CA$9,666
$2,313 $2,313
195.66%
💵 Salaries & Financials
Toronto
Greeley, CO
Difference
Average Monthly Net Salary (After Tax)
$3,520 CA$4,976
$3,758 $3,758
-6.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.36
-29.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Greeley, CO: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Greeley, CO
$1.2K 19.3% $279
Groceries & Markets
Toronto
$343
Greeley, CO
$412 20.1% $69
Eating Out
Toronto
$283
Greeley, CO
$288 1.6% $4.7
Monthly Utilities & Internet
Toronto
$201
Greeley, CO
$312 55.3% $111
Clothing & Footwear
Toronto
$141
Greeley, CO
$152 7.9% $11
Getting Around
Toronto
$130
Greeley, CO
$58 * 55.6% $72
Sport & Entertainment
Toronto
$65
Greeley, CO
$76 17.8% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,103 in Greeley, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Greeley, CO, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Toronto versus $85.0 in Greeley, CO. Monthly groceries follow the same trend: $343 vs $412 – making Toronto the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇺🇸 Greeley, CO
🕒 Local time
20:08 8:08 PM
18:08 6:08 PM
2 h behind Toronto
🌤 Weather
👥 Population
2,731,571
108,795
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto Greeley, CO 2,110 km ≈ 3 h 15 min nonstop flight
From you
  • Toronto
  • Greeley, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Greeley, CO: Cost of Living - Frequently Asked Questions
How do living costs in Toronto and in Greeley, CO compare overall?
Monthly costs with rent: $2,610 in Toronto, $2,466 in Greeley, CO – roughly 6% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Toronto compared to Greeley, CO?
For a comfortable life, plan on about $3,916 per month in Toronto and $3,699 in Greeley, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Toronto and Greeley, CO?
Rent is clearly cheaper in Greeley, CO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 20% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $79.0 in Toronto and $85.0 in Greeley, CO. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Greeley, CO, where all-in costs run around $2,466, than in Toronto at $2,610. In Greeley, CO it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Where should families live: Toronto or Greeley, CO?
Families tend to lean toward Greeley, CO – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Toronto or Greeley, CO safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Toronto and Greeley, CO?
If budget matters most, go with Greeley, CO. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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