Last update: Oct 2026

Cost of Living Comparison Between Toronto and Great Falls, MT

For one person, living is cheaper in Great Falls, MT: $2,207 a month against $2,530 in Toronto, rent and utilities included – about $3,900 less a year. Other living expenses account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
107

Cost of Living Index in Great Falls, MT
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Great Falls, MT Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Great Falls, MT

🇺🇸 United States

$2,207

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Great Falls, MT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Great Falls, MT actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $2,207 in Great Falls, MT, rent included.

Toronto $2,530
Great Falls, MT $2,207

A couple spends around $3,646 per month in Toronto vs $3,040 in Great Falls, MT, rent included.

Toronto $3,646
Great Falls, MT $3,040

A family of three spends $4,761 per month in Toronto vs $3,874 in Great Falls, MT, rent included.

Toronto $4,761
Great Falls, MT $3,874

Toronto costs about 15% more than Great Falls, MT, and outside of rent the biggest gap is in transport.

Both Toronto and Great Falls, MT sit above the global median – Toronto by 89%, Great Falls, MT by 65%.

Meal at Budget Restaurant

$17.67 CA$25.19

$11.33 $11.33

55.96%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$37.38 $37.38

107.01%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$9.47 $9.47

10.56%

Cappuccino

$4.08 CA$5.81

$4.20 $4.20

-2.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.28 $2.28

-7.02%

Water (0.33 liter bottle)

$1.76 CA$2.51

$2.06 $2.06

-14.56%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$5.95 $5.95

3.70%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$6.07 $6.07

13.51%

Milk (1 liter)

$2.43 CA$3.46

$1.08 $1.08

125.00%

White Bread (500g)

$2.75 CA$3.92

$3.33 $3.33

-17.42%

Rice (white) (1kg)

$2.23 CA$3.18

$4.87 $4.87

-54.21%

Eggs

$3.45 CA$4.91

$3.24 $3.24

6.48%

Local Cheese (1kg)

$8.93 CA$12.73

$16.85 $16.85

-47.00%

Chicken Fillets (1kg)

$11.44 CA$16.31

$9.82 $9.82

16.50%

Beef Round Steak (1kg)

$14.61 CA$20.83

$11.92 $11.92

22.57%

Apples (1kg)

$3.75 CA$5.34

$4.76 $4.76

-21.22%

Banana (1kg)

$1.15 CA$1.64

$1.40 $1.40

-17.86%

Oranges (1kg)

$3.55 CA$5.06

$4.25 $4.25

-16.47%

Tomato (1kg)

$4.28 CA$6.10

$2.23 $2.23

91.93%

Potato (1kg)

$1.85 CA$2.63

$2.42 $2.42

-23.55%

Onion (1kg)

$1.67 CA$2.38

$2.85 $2.85

-41.40%

Lettuce (1 head)

$2.22 CA$3.16

$2.40 $2.40

-7.50%

Water (1.5 liter bottle)

$1.21 CA$1.72

$3.37 $3.37

-64.09%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$8.30 $8.30

67.23%

Wine (Bottle)

$14.25 CA$20.31

$18.20 $18.20

-21.70%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.02 $2.02

8.91%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$4.63 $4.63

-47.73%

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$29.86 $29.86

270.86%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$6.17 $6.17

-53.00%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.34 $1.34

-5.97%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$40.76 $40.76

-45.95%

Gasoline (1 liter)

$1.22 CA$1.74

$0.92 $0.92

32.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$33.0K $33.0K

-16.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$25.5K $25.5K

-22.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$133 $133

-8.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$39.87 $39.87

-19.66%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$70.6 $70.6

-32.12%

Gym Membership (Monthly)

$38.90 CA$55.5

$63.8 $63.8

-39.07%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$12.61 CA$17.97

$11.41 $11.41

10.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$925 $925

-9.85%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$13.8K $13.8K

69.51%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$25.45 $25.45

106.68%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$30.02 $30.02

34.11%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$81.2 $81.2

18.43%

Men's Leather Business Shoes

$123 CA$175

$64.0 $64.0

92.21%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,405 $1,405

13.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$1,123 $1,123

27.77%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$2,691 $2,691

-1.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$1,669 $1,669

25.56%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$2,115 $2,115

279.79%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$2,120 $2,120

209.29%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$3,503 $3,503

6.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.2

-27.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Great Falls, MT: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Great Falls, MT

$1.1K 50.9% 21.7% $312

Groceries & Markets

Toronto

$340 13.1%

Great Falls, MT

$391 17.7% 15% $51

Eating Out

Toronto

$282 10.9%

Great Falls, MT

$229 10.4% 18.9% $53

Monthly Utilities & Internet

Toronto

$202 7.8%

Great Falls, MT

$243 11% 20.6% $42

Clothing & Footwear

Toronto

$140 5.4%

Great Falls, MT

$90 4.1% 35.7% $50

Getting Around

Toronto

$130 5%

Great Falls, MT

$43 * 1.9% 67% $87

Sport & Entertainment

Toronto

$64 2.5%

Great Falls, MT

$87 3.9% 35.2% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $1,405 in Great Falls, MT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $37.00 in Great Falls, MT. Groceries tell a different story – $340 in Toronto vs $391 in Great Falls, MT – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Great Falls, MT

🕒 Local time

01:02 1:02 AM

23:02 11:02 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

60,442

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Great Falls, MT 2,500 km ≈ 3 h 45 min nonstop flight

From you

Toronto
Great Falls, MT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Great Falls, MT: Cost of Living - Frequently Asked Questions

Toronto costs about 15% more than Great Falls, MT, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,795 per month in Toronto and $3,310 in Great Falls, MT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Great Falls, MT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 15% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $77.0 in Toronto and $37.00 in Great Falls, MT. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Great Falls, MT, where all-in costs run around $2,207, than in Toronto at $2,530. In Great Falls, MT it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Great Falls, MT – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Great Falls, MT. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.