Last update: Oct 2026

Cost of Living Comparison Between Toronto and Grand Falls-Windsor

For one person, living is cheaper in Grand Falls-Windsor: $2,327 a month against $2,610 in Toronto, rent and utilities included – about $3,400 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
109

Cost of Living Index in Grand Falls-Windsor
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Grand Falls-Windsor Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Grand Falls-Windsor

🇨🇦 Canada

$2,327

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Grand Falls-Windsor

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Grand Falls-Windsor actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,327 in Grand Falls-Windsor, rent included.

Toronto $2,610
Grand Falls-Windsor $2,327

A couple spends around $3,727 per month in Toronto vs $3,355 in Grand Falls-Windsor, rent included.

Toronto $3,727
Grand Falls-Windsor $3,355

A family of three spends $4,844 per month in Toronto vs $4,383 in Grand Falls-Windsor, rent included.

Toronto $4,844
Grand Falls-Windsor $4,383

Toronto costs about 12% more than Grand Falls-Windsor, and outside of rent the biggest gap is in transport.

Both Toronto and Grand Falls-Windsor sit above the global median – Toronto by 93%, Grand Falls-Windsor by 72%.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.73 CA$27.89

-10.85%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$74.0 CA$105

6.48%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$9.10 CA$12.87

17.91%

Cappuccino

$4.09 CA$5.78

$3.58 CA$5.06

14.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$2.07 CA$2.92

1.45%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.73 CA$2.45

-0.58%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$4.70 CA$6.64

35.32%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$6.26 CA$8.85

13.10%

Milk (1 liter)

$2.54 CA$3.59

$2.09 CA$2.96

21.53%

White Bread (500g)

$2.72 CA$3.85

$2.89 CA$4.08

-5.88%

Rice (white) (1kg)

$2.18 CA$3.09

$2.95 CA$4.17

-26.10%

Eggs

$3.63 CA$5.13

$3.30 CA$4.66

10.00%

Local Cheese (1kg)

$9.46 CA$13.37

$8.98 CA$12.69

5.35%

Chicken Fillets (1kg)

$11.54 CA$16.32

$10.97 CA$15.51

5.20%

Beef Round Steak (1kg)

$14.37 CA$20.32

$16.05 CA$22.69

-10.47%

Apples (1kg)

$3.70 CA$5.23

$3.53 CA$4.99

4.82%

Banana (1kg)

$1.19 CA$1.68

$1.38 CA$1.94

-13.77%

Oranges (1kg)

$3.46 CA$4.90

$3.98 CA$5.62

-13.07%

Tomato (1kg)

$4.22 CA$5.97

$3.52 CA$4.97

19.89%

Potato (1kg)

$1.79 CA$2.52

$2.11 CA$2.98

-15.17%

Onion (1kg)

$1.65 CA$2.33

$2.01 CA$2.85

-17.91%

Lettuce (1 head)

$2.20 CA$3.11

$2.34 CA$3.31

-5.98%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.57 CA$2.21

-19.75%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$15.00 CA$21.20

-6.87%

Wine (Bottle)

$14.20 CA$20.07

$13.30 CA$18.80

6.77%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.48 CA$3.50

-9.27%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.85 CA$4.03

-11.23%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.61 CA$3.69

-11.11%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$60.4 CA$85.4

84.94%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$2.87 CA$4.06

6.62%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.49 CA$2.10

-18.12%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$21.55 CA$30.47

0.65%

Gasoline (1 liter)

$1.21 CA$1.72

$1.15 CA$1.63

5.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$26.3K CA$37.1K

-0.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$18.7K CA$26.4K

13.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$154 CA$218

-22.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$37.51 CA$53.0

-14.13%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$52.0 CA$73.5

-5.95%

Gym Membership (Monthly)

$39.34 CA$55.6

$36.76 CA$52.0

7.02%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$18.26 CA$25.81

29.13%

Cinema Ticket

$12.58 CA$17.79

$10.84 CA$15.33

16.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$689 CA$974

20.74%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$14.0K CA$19.7K

69.22%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$58.4 CA$82.5

-10.45%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$40.94 CA$57.9

-3.66%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$80.8 CA$114

22.56%

Men's Leather Business Shoes

$122 CA$172

$93.4 CA$132

30.57%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,269 CA$1,794

28.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,195 CA$1,689

21.25%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,228 CA$3,149

22.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$1,789 CA$2,529

19.01%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$4,792 CA$6,774

71.25%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$3,978 CA$5,624

71.88%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.67

-4.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Grand Falls-Windsor: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Grand Falls-Windsor

$1.2K 51.3% 17.5% $254

Groceries & Markets

Toronto

$343 13.1%

Grand Falls-Windsor

$347 14.9% 1.3% $4.4

Eating Out

Toronto

$283 10.9%

Grand Falls-Windsor

$279 12% 1.4% $3.8

Monthly Utilities & Internet

Toronto

$201 7.7%

Grand Falls-Windsor

$243 10.5% 21.3% $43

Clothing & Footwear

Toronto

$141 5.4%

Grand Falls-Windsor

$123 5.3% 12.5% $18

Getting Around

Toronto

$130 5%

Grand Falls-Windsor

$81 3.5% 37.6% $49

Sport & Entertainment

Toronto

$65 2.5%

Grand Falls-Windsor

$58 2.5% 9.4% $6.1

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,269 in Grand Falls-Windsor. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Toronto versus $74.0 in Grand Falls-Windsor. Groceries tell a different story – $343 in Toronto vs $347 in Grand Falls-Windsor – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 Grand Falls-Windsor

🕒 Local time

02:28 2:28 AM

03:58 3:58 AM

1 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

13,725

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Toronto Grand Falls-Windsor 1,910 km ≈ 3 h nonstop flight

From you

Toronto
Grand Falls-Windsor

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Grand Falls-Windsor: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 12%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,916 per month in Toronto and $3,491 in Grand Falls-Windsor. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Grand Falls-Windsor, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 85% less in Grand Falls-Windsor. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $832 per month in Toronto and $689 in Grand Falls-Windsor. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,500 monthly budget goes further in Grand Falls-Windsor, where all-in costs run around $2,327, than in Toronto at $2,610. In Grand Falls-Windsor it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Grand Falls-Windsor – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Grand Falls-Windsor. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.