Cost of Living Comparison Between Toronto and Grand Falls-Windsor Cost of Living Comparison Between Toronto and Grand Falls-Windsor

Monthly Cost of Living

A single person spends $2,776 per month in Toronto vs $2,303 in Grand Falls-Windsor, rent included.

A couple spends around $4,051 per month in Toronto vs $3,378 in Grand Falls-Windsor, rent included.

A family of three spends $5,325 per month in Toronto vs $4,453 in Grand Falls-Windsor, rent included.

Toronto costs about 21% more than Grand Falls-Windsor, driven mainly by Getting Around.

Both Toronto and Grand Falls-Windsor sit above the global median – Toronto by 108%, Grand Falls-Windsor by 72%.

Currency
🍽 Eating Out
Toronto
Grand Falls-Windsor
Difference
Meal at Budget Restaurant
$18.95 CA$26.72
$17.16 CA$24.20
10.43%
Three-Course Dinner for Two, Mid-Range
$83.9 CA$118
$69.6 CA$98.2
20.53%
Fast Food Meal (McDonalds, etc)
$10.97 CA$15.47
$10.84 CA$15.29
1.20%
Cappuccino
$3.97 CA$5.60
$3.80 CA$5.36
4.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.15 CA$3.03
$1.96 CA$2.77
9.69%
Water (0.33 liter bottle)
$1.64 CA$2.31
$1.63 CA$2.30
0.61%
Local Beer (0.5 liter draught)
$6.06 CA$8.54
$5.37 CA$7.58
12.85%
Imported Beer (0.33 liter bottle)
$6.79 CA$9.58
$5.97 CA$8.42
13.74%
🛒 Groceries & Markets
Toronto
Grand Falls-Windsor
Difference
Milk (1 liter)
$2.71 CA$3.82
$2.18 CA$3.07
24.31%
White Bread (500g)
$2.75 CA$3.88
$2.59 CA$3.66
6.18%
Rice (white) (1kg)
$3.58 CA$5.05
$3.64 CA$5.13
-1.65%
Eggs
$3.47 CA$4.89
$3.54 CA$4.99
-1.98%
Local Cheese (1kg)
$13.60 CA$19.18
$10.95 CA$15.44
24.20%
Chicken Fillets (1kg)
$13.37 CA$18.86
$11.92 CA$16.81
12.16%
Beef Round Steak (1kg)
$16.87 CA$23.80
$14.75 CA$20.81
14.37%
Apples (1kg)
$4.19 CA$5.91
$3.99 CA$5.63
5.01%
Banana (1kg)
$1.14 CA$1.61
$1.36 CA$1.92
-16.18%
Oranges (1kg)
$3.23 CA$4.56
$3.75 CA$5.29
-13.87%
Tomato (1kg)
$3.98 CA$5.62
$3.75 CA$5.29
6.13%
Potato (1kg)
$2.48 CA$3.50
$2.47 CA$3.48
0.40%
Onion (1kg)
$2.82 CA$3.98
$2.48 CA$3.49
13.71%
Lettuce (1 head)
$2.35 CA$3.32
$2.64 CA$3.72
-10.98%
Water (1.5 liter bottle)
$1.96 CA$2.77
$1.79 CA$2.52
9.50%
Cigarettes 20 Pack (Marlboro, Camel)
$14.81 CA$20.89
$13.90 CA$19.61
6.55%
Wine (Bottle)
$14.21 CA$20.04
$11.00 CA$15.51
29.18%
Local Beer (0.5 liter bottle)
$2.70 CA$3.80
$2.90 CA$4.10
-6.90%
Imported Beer (0.33 liter bottle)
$3.14 CA$4.42
$3.13 CA$4.42
0.32%
🚌 Getting Around
Toronto
Grand Falls-Windsor
Difference
One-way Ticket (Public Transport)
$2.54 CA$3.58
$2.44 CA$3.43
4.10%
Public Transport Monthly Pass (Regular Price)
$116 CA$163
$63.2 CA$89.1
83.46%
Taxi Start (Normal Tariff)
$3.57 CA$5.04
$3.13 CA$4.41
14.06%
Taxi (Normal Tariff) (1km)
$1.40 CA$1.98
$1.48 CA$2.08
-5.41%
Taxi 1hour Waiting (Normal Tariff)
$25.54 CA$36.02
$25.86 CA$36.48
-1.24%
Gasoline (1 liter)
$1.09 CA$1.54
$1.16 CA$1.63
-6.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.4K CA$35.8K
$24.7K CA$34.8K
2.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K CA$30.0K
$20.9K CA$29.4K
1.84%
🧾 Monthly Utilities & Internet
Toronto
Grand Falls-Windsor
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$116 CA$164
$141 CA$199
-17.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.15 CA$52.4
$43.86 CA$61.9
-15.30%
Internet (50+ Mbps, Unlimited Data)
$53.2 CA$75.0
$61.7 CA$87.0
-13.75%
🎉 Sport & Entertainment
Toronto
Grand Falls-Windsor
Difference
Gym Membership (Monthly)
$55.7 CA$78.6
$42.46 CA$59.9
31.21%
Tennis Court (1 Hour on Weekend)
$20.88 CA$29.45
-
-
Cinema Ticket
$11.63 CA$16.40
$11.27 CA$15.89
3.19%
🧸 Childcare & Education
Toronto
Grand Falls-Windsor
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,122 CA$1,582
$731 CA$1,031
53.51%
International Primary School, 1 Child (Yearly)
$18.1K CA$25.5K
$11.8K CA$16.6K
53.13%
👕👟 Clothing & Footwear
Toronto
Grand Falls-Windsor
Difference
Jeans (Levis 501 Or Similar)
$58.5 CA$82.5
$55.4 CA$78.1
5.54%
Summer Dress (H&M, Zara, etc)
$39.43 CA$55.6
$39.17 CA$55.3
0.66%
Sport Shoes (Adidas, Nike)
$90.4 CA$128
$85.7 CA$121
5.53%
Men's Leather Business Shoes
$113 CA$159
$108 CA$152
4.93%
🏠 Accommodation & Living
Toronto
Grand Falls-Windsor
Difference
1-bedroom Apartment, City Center (Monthly)
$1,823 CA$2,572
$1,336 CA$1,885
36.45%
1-bedroom Apartment, Outside City Center (Monthly)
$1,557 CA$2,196
$1,194 CA$1,685
30.34%
3-bedroom Apartment, City Center (Monthly)
$2,986 CA$4,212
$2,050 CA$2,892
45.65%
3-bedroom Apartment, Outside City Center (Monthly)
$2,450 CA$3,456
$1,785 CA$2,518
37.26%
Buy Apartment in City Center (m2)
$8,678 CA$12.2K
$4,501 CA$6,348
92.81%
Buy Apartment Outside City Center (m2)
$6,940 CA$9,789
$3,582 CA$5,052
93.77%
💵 Salaries & Financials
Toronto
Grand Falls-Windsor
Difference
Average Monthly Net Salary (After Tax)
$3,390 CA$4,782
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.46
-20.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 21, 2026

Last update for Grand Falls-Windsor: July 22, 2026

Cost Breakdown

A central one-bedroom costs $1,823 in Toronto versus $1,336 in Grand Falls-Windsor. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $84.0 in Toronto versus $70.0 in Grand Falls-Windsor. Monthly groceries follow the same trend: $396 vs $362 – making Grand Falls-Windsor the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Grand Falls-Windsor: Cost of Living - Frequently Asked Questions
Is Grand Falls-Windsor cheaper than Toronto?
Yes – Toronto is pricier by about 21%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,164 per month in Toronto and $3,454 in Grand Falls-Windsor. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Grand Falls-Windsor, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 83% less in Grand Falls-Windsor. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $1,122 per month in Toronto and $731 in Grand Falls-Windsor. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for living in Toronto or in Grand Falls-Windsor?
A $2,500 monthly budget goes further in Grand Falls-Windsor, where all-in costs run around $2,303, than in Toronto at $2,776. In Grand Falls-Windsor it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Grand Falls-Windsor more family-friendly?
Families tend to lean toward Grand Falls-Windsor – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Grand Falls-Windsor. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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