😐A single person spends $2,811 per month in Toronto vs $2,154 in Granby, QC, rent included.
😐A couple spends around $4,130 per month in Toronto vs $2,722 in Granby, QC, rent included.
😐A family of three spends $5,449 per month in Toronto vs $3,290 in Granby, QC, rent included.
😐Toronto costs about 31% more than Granby, QC, driven mainly by Eating Out.
📊Both Toronto and Granby, QC sit above the global median – Toronto by 110%, Granby, QC by 61%.
Currency
🍽 Eating Out
Toronto
Granby, QC
Difference
Meal at Budget Restaurant
$18.71CA$25.99
$12.82CA$17.81
45.94%
Three-Course Dinner for Two, Mid-Range
$81.9CA$114
$59.2CA$82.3
38.28%
Fast Food Meal(McDonalds, etc)
$10.83CA$15.04
$11.02CA$15.31
-1.72%
Cappuccino
$3.89CA$5.40
$3.62CA$5.03
7.46%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.22CA$3.09
$1.96CA$2.72
13.27%
Water(0.33 liter bottle)
$1.65CA$2.29
$1.49CA$2.08
10.74%
Local Beer(0.5 liter draught)
$6.05CA$8.41
$2.24CA$3.11
170.09%
Imported Beer(0.33 liter bottle)
$6.58CA$9.15
$5.21CA$7.23
26.30%
🛒 Groceries & Markets
Toronto
Granby, QC
Difference
Milk(1 liter)
$2.73CA$3.79
$1.63CA$2.26
67.48%
White Bread(500g)
$2.72CA$3.77
$2.46CA$3.42
10.57%
Rice(white)(1kg)
$3.54CA$4.91
$4.26CA$5.92
-16.90%
Eggs
$3.50CA$4.86
$2.84CA$3.94
23.24%
Local Cheese(1kg)
$13.53CA$18.80
$12.82CA$17.82
5.54%
Chicken Fillets(1kg)
$13.09CA$18.19
$9.43CA$13.10
38.81%
Beef Round Steak(1kg)
$16.96CA$23.57
$13.85CA$19.24
22.45%
Apples(1kg)
$4.16CA$5.78
$4.16CA$5.78
-
Banana(1kg)
$1.18CA$1.64
$1.74CA$2.42
-32.18%
Oranges(1kg)
$3.25CA$4.51
$2.94CA$4.08
10.54%
Tomato(1kg)
$4.12CA$5.72
$4.02CA$5.58
2.49%
Potato(1kg)
$2.50CA$3.48
$1.93CA$2.68
29.53%
Onion(1kg)
$2.88CA$4.00
$2.49CA$3.45
15.66%
Lettuce(1 head)
$2.35CA$3.26
$1.85CA$2.57
27.03%
Water(1.5 liter bottle)
$2.00CA$2.78
$1.24CA$1.73
61.29%
Cigarettes 20 Pack(Marlboro, Camel)
$14.58CA$20.26
$13.02CA$18.10
11.98%
Wine(Bottle)
$14.18CA$19.70
$10.90CA$15.15
30.09%
Local Beer(0.5 liter bottle)
$2.80CA$3.89
$3.09CA$4.30
-9.39%
Imported Beer(0.33 liter bottle)
$3.25CA$4.52
$2.17CA$3.02
49.77%
🚌 Getting Around
Toronto
Granby, QC
Difference
One-way Ticket(Public Transport)
$2.40CA$3.33
$2.43CA$3.37
-1.23%
Public Transport Monthly Pass(Regular Price)
$114CA$158
$62.6CA$87.0
82.19%
Taxi Start(Normal Tariff)
$3.76CA$5.22
$3.71CA$5.16
1.35%
Taxi(Normal Tariff)(1km)
$1.41CA$1.96
$2.33CA$3.24
-39.48%
Taxi 1hour Waiting(Normal Tariff)
$25.53CA$35.47
$30.73CA$42.70
-16.92%
Gasoline(1 liter)
$1.10CA$1.53
$1.22CA$1.69
-9.84%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2KCA$35.1K
$25.2KCA$34.9K
0.35%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1KCA$29.3K
$20.3KCA$28.2K
3.73%
🧾 Monthly Utilities & Internet
Toronto
Granby, QC
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$120CA$166
$87.2CA$121
37.10%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$37.54CA$52.2
$38.60CA$53.6
-2.75%
Internet(50+ Mbps, Unlimited Data)
$54.5CA$75.7
$43.91CA$61.0
24.16%
🎉 Sport & Entertainment
Toronto
Granby, QC
Difference
Gym Membership(Monthly)
$55.5CA$77.1
$26.89CA$37.36
106.43%
Tennis Court(1 Hour on Weekend)
$21.15CA$29.39
-
-
Cinema Ticket
$11.56CA$16.06
$10.82CA$15.03
6.84%
🧸 Childcare & Education
Toronto
Granby, QC
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,129CA$1,569
$848CA$1,178
33.22%
International Primary School, 1 Child(Yearly)
$18.0KCA$25.0K
$6,378CA$8,861
181.81%
👕👟 Clothing & Footwear
Toronto
Granby, QC
Difference
Jeans(Levis 501 Or Similar)
$56.9CA$79.1
$60.8CA$84.5
-6.37%
Summer Dress(H&M, Zara, etc)
$39.96CA$55.5
$52.6CA$73.1
-24.00%
Sport Shoes(Adidas, Nike)
$89.7CA$125
$65.7CA$91.2
36.56%
Men's Leather Business Shoes
$114CA$159
$129CA$179
-11.27%
🏠 Accommodation & Living
Toronto
Granby, QC
Difference
1-bedroom Apartment, City Center(Monthly)
$1,849CA$2,570
$1,302CA$1,809
42.07%
1-bedroom Apartment, Outside City Center(Monthly)
$1,560CA$2,167
$1,195CA$1,660
30.55%
3-bedroom Apartment, City Center(Monthly)
$2,925CA$4,065
$1,213CA$1,685
141.20%
3-bedroom Apartment, Outside City Center(Monthly)
$2,470CA$3,432
$998CA$1,386
147.58%
Buy Apartment in City Center(m2)
$9,085CA$12.6K
-
-
Buy Apartment Outside City Center(m2)
$7,036CA$9,775
-
-
💵 Salaries & Financials
Toronto
Granby, QC
Difference
Average Monthly Net Salary(After Tax)
$3,572CA$4,963
$2,366CA$3,288
50.94%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.16
6.8
-24.12%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Toronto: May 31, 2026
Last update for Granby, QC: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,849 in Toronto versus $1,302 in Granby, QC. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 51% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $82.0 in Toronto versus $59.0 in Granby, QC. Monthly groceries follow the same trend: $396 vs $334 – making Granby, QC the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Granby, QC: Cost of Living - Frequently Asked Questions
Is Granby, QC cheaper than Toronto?
Yes – Toronto is pricier by about 31%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,216 per month in Toronto and $3,231 in Granby, QC. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Granby, QC, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toronto vs Granby, QC?
Monthly expenses with rent come to $2,811 in Toronto and $2,154 in Granby, QC. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 82% less in Granby, QC. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,500 a realistic budget for Toronto or Granby, QC?
A $2,500 monthly budget goes further in Granby, QC, where all-in costs run around $2,154, than in Toronto at $2,811. In Granby, QC it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Granby, QC more family-friendly?
Families tend to lean toward Granby, QC – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Granby, QC. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.