Cost of Living Comparison Between Toronto and Granby, QC Cost of Living Comparison Between Toronto and Granby, QC

Monthly Cost of Living

A single person spends $2,788 per month in Toronto vs $2,129 in Granby, QC, rent included.

A couple spends around $4,110 per month in Toronto vs $2,708 in Granby, QC, rent included.

A family of three spends $5,432 per month in Toronto vs $3,287 in Granby, QC, rent included.

Toronto costs about 31% more than Granby, QC, driven mainly by Eating Out.

Both Toronto and Granby, QC sit above the global median – Toronto by 109%, Granby, QC by 59%.

Currency
🍽 Eating Out
Toronto
Granby, QC
Difference
Meal at Budget Restaurant
$18.51 CA$25.96
$12.76 CA$17.89
45.06%
Three-Course Dinner for Two, Mid-Range
$83.8 CA$118
$58.3 CA$81.7
43.78%
Fast Food Meal (McDonalds, etc)
$10.97 CA$15.38
$11.06 CA$15.51
-0.81%
Cappuccino
$3.99 CA$5.59
$3.60 CA$5.05
10.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 CA$2.96
$1.95 CA$2.74
8.21%
Water (0.33 liter bottle)
$1.69 CA$2.37
$1.44 CA$2.02
17.36%
Local Beer (0.5 liter draught)
$5.92 CA$8.30
$2.27 CA$3.19
160.79%
Imported Beer (0.33 liter bottle)
$6.48 CA$9.08
$5.29 CA$7.42
22.50%
🛒 Groceries & Markets
Toronto
Granby, QC
Difference
Milk (1 liter)
$2.71 CA$3.80
$1.64 CA$2.30
65.24%
White Bread (500g)
$2.85 CA$4.00
$2.47 CA$3.47
15.38%
Rice (white) (1kg)
$3.56 CA$4.99
$4.28 CA$6.01
-16.82%
Eggs
$3.54 CA$4.96
$2.84 CA$3.99
24.65%
Local Cheese (1kg)
$13.26 CA$18.59
$13.03 CA$18.27
1.77%
Chicken Fillets (1kg)
$13.05 CA$18.29
$9.38 CA$13.16
39.13%
Beef Round Steak (1kg)
$16.77 CA$23.51
$14.20 CA$19.91
18.10%
Apples (1kg)
$4.11 CA$5.77
$3.96 CA$5.56
3.79%
Banana (1kg)
$1.14 CA$1.60
$1.74 CA$2.44
-34.48%
Oranges (1kg)
$3.40 CA$4.76
$2.88 CA$4.03
18.06%
Tomato (1kg)
$4.02 CA$5.64
$4.14 CA$5.81
-2.90%
Potato (1kg)
$2.43 CA$3.41
$1.96 CA$2.74
23.98%
Onion (1kg)
$2.94 CA$4.12
$2.57 CA$3.60
14.40%
Lettuce (1 head)
$2.47 CA$3.47
$1.78 CA$2.49
38.76%
Water (1.5 liter bottle)
$1.92 CA$2.69
$1.24 CA$1.74
54.84%
Cigarettes 20 Pack (Marlboro, Camel)
$14.99 CA$21.01
$12.76 CA$17.89
17.48%
Wine (Bottle)
$14.34 CA$20.10
$10.74 CA$15.05
33.52%
Local Beer (0.5 liter bottle)
$2.71 CA$3.80
$3.11 CA$4.36
-12.86%
Imported Beer (0.33 liter bottle)
$3.12 CA$4.38
$2.15 CA$3.01
45.12%
🚌 Getting Around
Toronto
Granby, QC
Difference
One-way Ticket (Public Transport)
$2.45 CA$3.44
$2.32 CA$3.25
5.60%
Public Transport Monthly Pass (Regular Price)
$113 CA$158
$61.7 CA$86.5
82.99%
Taxi Start (Normal Tariff)
$3.63 CA$5.08
$3.75 CA$5.26
-3.20%
Taxi (Normal Tariff) (1km)
$1.34 CA$1.88
$2.35 CA$3.29
-42.98%
Taxi 1hour Waiting (Normal Tariff)
$25.55 CA$35.82
$31.50 CA$44.16
-18.89%
Gasoline (1 liter)
$1.11 CA$1.55
$1.16 CA$1.63
-4.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.3K CA$35.4K
$25.0K CA$35.1K
0.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K CA$30.5K
$20.4K CA$28.6K
6.83%
🧾 Monthly Utilities & Internet
Toronto
Granby, QC
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 CA$164
$85.8 CA$120
35.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.60 CA$52.7
$37.88 CA$53.1
-0.74%
Internet (50+ Mbps, Unlimited Data)
$53.7 CA$75.3
$44.27 CA$62.1
21.28%
🎉 Sport & Entertainment
Toronto
Granby, QC
Difference
Gym Membership (Monthly)
$57.1 CA$80.1
$26.86 CA$37.66
112.58%
Tennis Court (1 Hour on Weekend)
$20.86 CA$29.24
-
-
Cinema Ticket
$11.56 CA$16.20
$11.25 CA$15.78
2.76%
🧸 Childcare & Education
Toronto
Granby, QC
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,125 CA$1,577
$841 CA$1,178
33.84%
International Primary School, 1 Child (Yearly)
$18.4K CA$25.9K
$6,312 CA$8,850
192.09%
👕👟 Clothing & Footwear
Toronto
Granby, QC
Difference
Jeans (Levis 501 Or Similar)
$57.3 CA$80.4
$61.7 CA$86.5
-7.11%
Summer Dress (H&M, Zara, etc)
$39.05 CA$54.8
$53.5 CA$75.0
-27.05%
Sport Shoes (Adidas, Nike)
$87.6 CA$123
$64.6 CA$90.6
35.56%
Men's Leather Business Shoes
$114 CA$159
$125 CA$175
-9.17%
🏠 Accommodation & Living
Toronto
Granby, QC
Difference
1-bedroom Apartment, City Center (Monthly)
$1,842 CA$2,582
$1,291 CA$1,810
42.63%
1-bedroom Apartment, Outside City Center (Monthly)
$1,531 CA$2,146
$1,155 CA$1,620
32.52%
3-bedroom Apartment, City Center (Monthly)
$2,925 CA$4,101
$1,213 CA$1,701
141.10%
3-bedroom Apartment, Outside City Center (Monthly)
$2,502 CA$3,508
$973 CA$1,364
157.23%
Buy Apartment in City Center (m2)
$8,725 CA$12.2K
-
-
Buy Apartment Outside City Center (m2)
$6,867 CA$9,628
-
-
💵 Salaries & Financials
Toronto
Granby, QC
Difference
Average Monthly Net Salary (After Tax)
$3,454 CA$4,842
$2,329 CA$3,265
48.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
6.8
-24.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Granby, QC: July 11, 2026

Cost Breakdown

A central one-bedroom costs $1,842 in Toronto versus $1,291 in Granby, QC. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 48% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84.0 in Toronto versus $58.0 in Granby, QC. Monthly groceries follow the same trend: $395 vs $335 – making Granby, QC the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Granby, QC: Cost of Living - Frequently Asked Questions
Is Granby, QC cheaper than Toronto?
Yes – Toronto is pricier by about 31%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,181 per month in Toronto and $3,194 in Granby, QC. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Granby, QC, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toronto and in Granby, QC?
Monthly expenses with rent come to $2,788 in Toronto and $2,129 in Granby, QC. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 83% less in Granby, QC. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,500 a realistic budget for living in Toronto or in Granby, QC?
A $2,500 monthly budget goes further in Granby, QC, where all-in costs run around $2,129, than in Toronto at $2,788. In Granby, QC it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Granby, QC more family-friendly?
Families tend to lean toward Granby, QC – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Granby, QC. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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