Cost of Living Comparison Between Toronto and Granby, QC Cost of Living Comparison Between Toronto and Granby, QC

Monthly Cost of Living

A single person spends $2,668 per month in Toronto vs $1,759 in Granby, QC, rent included.

A couple spends around $3,801 per month in Toronto vs $2,595 in Granby, QC, rent included.

A family of three spends $4,934 per month in Toronto vs $3,431 in Granby, QC, rent included.

Toronto costs about 52% more than Granby, QC, driven mainly by Getting Around.

Both Toronto and Granby, QC sit above the global median – Toronto by 95%, Granby, QC by 29%.

Currency
🍽 Eating Out
Toronto
Granby, QC
Difference
Meal at Budget Restaurant
$18.31 CA$25.62
$14.79 CA$20.69
23.80%
Three-Course Dinner for Two, Mid-Range
$80.4 CA$112
$76.4 CA$107
5.24%
Fast Food Meal (McDonalds, etc)
$10.61 CA$14.84
$10.74 CA$15.02
-1.21%
Cappuccino
$3.99 CA$5.59
$3.53 CA$4.94
13.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.16 CA$3.02
$2.17 CA$3.04
-0.46%
Water (0.33 liter bottle)
$1.76 CA$2.46
$1.45 CA$2.03
21.38%
Local Beer (0.5 liter draught)
$6.65 CA$9.30
$2.13 CA$2.98
212.21%
Imported Beer (0.33 liter bottle)
$7.20 CA$10.07
$5.05 CA$7.07
42.57%
🛒 Groceries & Markets
Toronto
Granby, QC
Difference
Milk (1 liter)
$2.84 CA$3.97
$2.32 CA$3.25
22.41%
White Bread (500g)
$2.75 CA$3.85
$2.86 CA$4.01
-3.85%
Rice (white) (1kg)
$2.51 CA$3.50
$3.26 CA$4.57
-23.01%
Eggs
$3.83 CA$5.35
$3.09 CA$4.33
23.95%
Local Cheese (1kg)
$10.01 CA$14.00
$11.00 CA$15.38
-9.00%
Chicken Fillets (1kg)
$11.96 CA$16.73
$11.26 CA$15.75
6.22%
Beef Round Steak (1kg)
$15.63 CA$21.87
$18.22 CA$25.49
-14.22%
Apples (1kg)
$3.67 CA$5.14
$3.96 CA$5.54
-7.32%
Banana (1kg)
$1.27 CA$1.78
$1.35 CA$1.89
-5.93%
Oranges (1kg)
$3.87 CA$5.41
$3.93 CA$5.50
-1.53%
Tomato (1kg)
$4.23 CA$5.91
$3.81 CA$5.33
11.02%
Potato (1kg)
$1.86 CA$2.60
$2.69 CA$3.76
-30.86%
Onion (1kg)
$1.53 CA$2.15
$2.39 CA$3.34
-35.98%
Lettuce (1 head)
$2.30 CA$3.22
$1.91 CA$2.67
20.42%
Water (1.5 liter bottle)
$1.44 CA$2.01
$1.53 CA$2.14
-5.88%
Cigarettes 20 Pack (Marlboro, Camel)
$14.12 CA$19.75
$10.74 CA$15.03
31.47%
Wine (Bottle)
$14.53 CA$20.33
$11.03 CA$15.43
31.73%
Local Beer (0.5 liter bottle)
$2.22 CA$3.11
$2.61 CA$3.65
-14.94%
Imported Beer (0.33 liter bottle)
$2.55 CA$3.57
$2.20 CA$3.08
15.91%
🚌 Getting Around
Toronto
Granby, QC
Difference
One-way Ticket (Public Transport)
$2.47 CA$3.46
$2.87 CA$4.01
-13.94%
Public Transport Monthly Pass (Regular Price)
$113 CA$158
-
-
Taxi Start (Normal Tariff)
$3.10 CA$4.34
$2.70 CA$3.77
14.81%
Taxi (Normal Tariff) (1km)
$1.28 CA$1.78
$1.48 CA$2.08
-13.51%
Taxi 1hour Waiting (Normal Tariff)
$21.87 CA$30.60
$19.68 CA$27.53
11.13%
Gasoline (1 liter)
$1.23 CA$1.72
$1.21 CA$1.69
1.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K CA$38.1K
$28.2K CA$39.5K
-3.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K CA$28.5K
$21.8K CA$30.5K
-6.84%
🧾 Monthly Utilities & Internet
Toronto
Granby, QC
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 CA$171
$140 CA$196
-12.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.21 CA$46.46
$37.90 CA$53.0
-12.37%
Internet (50+ Mbps, Unlimited Data)
$49.37 CA$69.1
$50.7 CA$70.9
-2.60%
🎉 Sport & Entertainment
Toronto
Granby, QC
Difference
Gym Membership (Monthly)
$40.05 CA$56.0
$32.96 CA$46.11
21.51%
Tennis Court (1 Hour on Weekend)
$23.78 CA$33.26
-
-
Cinema Ticket
$12.70 CA$17.76
$13.20 CA$18.46
-3.79%
🧸 Childcare & Education
Toronto
Granby, QC
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$772 CA$1,080
$849 CA$1,187
-9.03%
International Primary School, 1 Child (Yearly)
$23.8K CA$33.3K
$16.1K CA$22.5K
48.34%
👕👟 Clothing & Footwear
Toronto
Granby, QC
Difference
Jeans (Levis 501 Or Similar)
$53.4 CA$74.7
$62.1 CA$86.9
-14.02%
Summer Dress (H&M, Zara, etc)
$42.13 CA$58.9
$36.06 CA$50.4
16.83%
Sport Shoes (Adidas, Nike)
$99.7 CA$139
$67.1 CA$93.9
48.53%
Men's Leather Business Shoes
$123 CA$172
$73.2 CA$102
67.70%
🏠 Accommodation & Living
Toronto
Granby, QC
Difference
1-bedroom Apartment, City Center (Monthly)
$1,597 CA$2,234
$876 CA$1,225
82.33%
1-bedroom Apartment, Outside City Center (Monthly)
$1,439 CA$2,013
$774 CA$1,082
86.00%
3-bedroom Apartment, City Center (Monthly)
$2,738 CA$3,830
$1,234 CA$1,726
121.94%
3-bedroom Apartment, Outside City Center (Monthly)
$2,163 CA$3,026
$1,088 CA$1,522
98.85%
Buy Apartment in City Center (m2)
$8,246 CA$11.5K
$2,758 CA$3,859
198.94%
Buy Apartment Outside City Center (m2)
$6,695 CA$9,366
-
-
💵 Salaries & Financials
Toronto
Granby, QC
Difference
Average Monthly Net Salary (After Tax)
$3,830 CA$5,358
$2,357 CA$3,298
62.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
4.14
7.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 12, 2026

Last update for Granby, QC: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,597 in Toronto versus $876 in Granby, QC. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 62% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Toronto versus $76.0 in Granby, QC. Groceries tell a different story – $361 in Toronto vs $362 in Granby, QC – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Granby, QC: Cost of Living - Frequently Asked Questions
Is Granby, QC cheaper than Toronto?
Yes – Toronto is pricier by about 52%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,002 per month in Toronto and $2,638 in Granby, QC. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Granby, QC, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toronto and in Granby, QC?
Monthly expenses with rent come to $2,668 in Toronto and $1,759 in Granby, QC. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $772 per month in Toronto and $849 in Granby, QC. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for living in Toronto or in Granby, QC?
A $2,500 monthly budget goes further in Granby, QC, where all-in costs run around $1,759, than in Toronto at $2,668. In Granby, QC it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Granby, QC more family-friendly?
Families tend to lean toward Granby, QC – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Granby, QC. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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