Last update: Oct 2026

Cost of Living Comparison Between Toronto and Granby, QC

For one person, living is cheaper in Granby, QC: $1,716 a month against $2,589 in Toronto, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

Toronto, Canada
Granby, QC, Canada
Toronto
🇨🇦 Canada
$2,589
/mo nomad
Granby, QC
🇨🇦 Canada
$1,716
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Granby, QC

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Granby, QC actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $1,716 in Granby, QC, rent included.

  • Toronto $2,589
  • Granby, QC $1,716

A couple spends around $3,710 per month in Toronto vs $2,534 in Granby, QC, rent included.

  • Toronto $3,710
  • Granby, QC $2,534

A family of three spends $4,831 per month in Toronto vs $3,352 in Granby, QC, rent included.

  • Toronto $4,831
  • Granby, QC $3,352

Toronto costs about 51% more than Granby, QC, and outside of rent the biggest gap is in transport.

Both Toronto and Granby, QC sit above the global median – Toronto by 90%, Granby, QC by 26%.

Currency
🍽 Eating Out
Toronto
Granby, QC
Difference
Meal at Budget Restaurant
$17.60 CA$24.59
$12.72 CA$17.77
38.36%
Three-Course Dinner for Two, Mid-Range
$77.8 CA$109
$84.6 CA$118
-8.03%
Fast Food Meal (McDonalds, etc)
$10.59 CA$14.79
$10.82 CA$15.11
-2.13%
Cappuccino
$4.16 CA$5.81
$3.09 CA$4.32
34.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.04 CA$2.86
$1.41 CA$1.97
44.68%
Water (0.33 liter bottle)
$1.75 CA$2.45
$1.32 CA$1.84
32.58%
Local Beer (0.5 liter draught)
$6.58 CA$9.19
$2.10 CA$2.93
213.33%
Imported Beer (0.33 liter bottle)
$7.11 CA$9.94
$4.96 CA$6.94
43.35%
🛒 Groceries & Markets
Toronto
Granby, QC
Difference
Milk (1 liter)
$2.53 CA$3.54
$1.91 CA$2.66
32.46%
White Bread (500g)
$2.70 CA$3.78
$2.79 CA$3.89
-3.23%
Rice (white) (1kg)
$2.24 CA$3.13
$5.35 CA$7.48
-58.13%
Eggs
$3.48 CA$4.87
$3.12 CA$4.35
11.54%
Local Cheese (1kg)
$9.38 CA$13.10
$11.78 CA$16.46
-20.37%
Chicken Fillets (1kg)
$11.60 CA$16.20
$10.25 CA$14.32
13.17%
Beef Round Steak (1kg)
$14.68 CA$20.51
$11.06 CA$15.46
32.73%
Apples (1kg)
$3.74 CA$5.23
$4.05 CA$5.66
-7.65%
Banana (1kg)
$1.22 CA$1.71
$1.88 CA$2.63
-35.11%
Oranges (1kg)
$3.48 CA$4.86
$4.75 CA$6.63
-26.74%
Tomato (1kg)
$4.32 CA$6.04
$4.65 CA$6.50
-7.10%
Potato (1kg)
$1.85 CA$2.59
$2.10 CA$2.93
-11.90%
Onion (1kg)
$1.69 CA$2.36
$2.57 CA$3.59
-34.24%
Lettuce (1 head)
$2.23 CA$3.11
$1.79 CA$2.50
24.58%
Water (1.5 liter bottle)
$1.28 CA$1.78
$1.51 CA$2.11
-15.23%
Cigarettes 20 Pack (Marlboro, Camel)
$14.04 CA$19.62
$10.56 CA$14.75
32.95%
Wine (Bottle)
$14.43 CA$20.16
$10.75 CA$15.02
34.23%
Local Beer (0.5 liter bottle)
$2.16 CA$3.01
$2.93 CA$4.09
-26.28%
Imported Beer (0.33 liter bottle)
$2.52 CA$3.53
$2.08 CA$2.90
21.15%
🚌 Getting Around
Toronto
Granby, QC
Difference
One-way Ticket (Public Transport)
$2.37 CA$3.31
$2.82 CA$3.94
-15.96%
Public Transport Monthly Pass (Regular Price)
$112 CA$157
-
-
Taxi Start (Normal Tariff)
$3.04 CA$4.25
$5.01 CA$7.00
-39.32%
Taxi (Normal Tariff) (1km)
$1.24 CA$1.73
$2.30 CA$3.22
-46.09%
Taxi 1hour Waiting (Normal Tariff)
$22.55 CA$31.51
$32.21 CA$45.00
-29.99%
Gasoline (1 liter)
$1.24 CA$1.74
$1.23 CA$1.72
0.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.9K CA$37.6K
$28.5K CA$39.8K
-5.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4K CA$29.9K
$20.6K CA$28.8K
3.63%
🧾 Monthly Utilities & Internet
Toronto
Granby, QC
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 CA$174
$114 CA$159
9.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.05 CA$46.18
$37.22 CA$52.0
-11.20%
Internet (50+ Mbps, Unlimited Data)
$47.96 CA$67.0
$48.58 CA$67.9
-1.28%
🎉 Sport & Entertainment
Toronto
Granby, QC
Difference
Gym Membership (Monthly)
$36.69 CA$51.3
$31.59 CA$44.13
16.14%
Tennis Court (1 Hour on Weekend)
$23.67 CA$33.07
-
-
Cinema Ticket
$13.08 CA$18.27
$10.61 CA$14.82
23.28%
🧸 Childcare & Education
Toronto
Granby, QC
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$759 CA$1,060
$551 CA$770
37.78%
International Primary School, 1 Child (Yearly)
$23.8K CA$33.2K
$135.0K CA$188.7K
-82.39%
👕👟 Clothing & Footwear
Toronto
Granby, QC
Difference
Jeans (Levis 501 Or Similar)
$53.5 CA$74.8
$69.6 CA$97.3
-23.11%
Summer Dress (H&M, Zara, etc)
$40.44 CA$56.5
$35.00 CA$48.90
15.54%
Sport Shoes (Adidas, Nike)
$100 CA$140
$68.5 CA$95.8
46.62%
Men's Leather Business Shoes
$125 CA$175
$72.3 CA$101
73.26%
🏠 Accommodation & Living
Toronto
Granby, QC
Difference
1-bedroom Apartment, City Center (Monthly)
$1,630 CA$2,277
$884 CA$1,235
84.41%
1-bedroom Apartment, Outside City Center (Monthly)
$1,416 CA$1,978
$772 CA$1,079
83.39%
3-bedroom Apartment, City Center (Monthly)
$2,694 CA$3,764
$1,236 CA$1,727
117.90%
3-bedroom Apartment, Outside City Center (Monthly)
$2,101 CA$2,935
$1,070 CA$1,495
96.36%
Buy Apartment in City Center (m2)
$7,551 CA$10.5K
$2,720 CA$3,800
177.60%
Buy Apartment Outside City Center (m2)
$6,674 CA$9,324
-
-
💵 Salaries & Financials
Toronto
Granby, QC
Difference
Average Monthly Net Salary (After Tax)
$3,543 CA$4,950
$2,342 CA$3,272
51.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.45
4.64
-4.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Granby, QC: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Granby, QC
$772 45.5% $644
Groceries & Markets
Toronto
$345
Granby, QC
$351 1.9% $6.5
Eating Out
Toronto
$285
Granby, QC
$203 28.8% $82
Monthly Utilities & Internet
Toronto
$206
Granby, QC
$199 3.1% $6.3
Clothing & Footwear
Toronto
$144
Granby, QC
$110 23.2% $33
Getting Around
Toronto
$131
Granby, QC
$28 * 78.8% $103
Sport & Entertainment
Toronto
$63
Granby, QC
$53 16% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,630 in Toronto versus $884 in Granby, QC. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 51% higher in Toronto. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Toronto versus $85 in Granby, QC. Monthly groceries follow the same trend: $345 vs $351 – making Toronto the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇨🇦 Granby, QC
🕒 Local time
23:12 11:12 PM
23:12 11:12 PM
Same time as Toronto
🌤 Weather
👥 Population
2,731,571
62,624
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

On the map
Between locations
  • Toronto Granby, QC 560 km ≈ 1 h 15 min nonstop flight
From you
  • Toronto
  • Granby, QC

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Granby, QC: Cost of Living - Frequently Asked Questions
Is Granby, QC cheaper than Toronto?
Yes – Toronto is pricier by about 51%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $3,883 per month in Toronto and $2,575 in Granby, QC. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Granby, QC, especially for central apartments: a one-bedroom in the center costs $884 there versus $1,630 in Toronto.
Is eating out cheaper in Toronto or in Granby, QC?
A mid-range dinner for two costs $78 in Toronto and $85 in Granby, QC. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper kindergarten?
Kindergarten costs $759 per month in Toronto and $551 in Granby, QC. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for living in Toronto or in Granby, QC?
A $2,500 monthly budget goes further in Granby, QC, where all-in costs run around $1,716, than in Toronto at $2,589. In Granby, QC it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Is Toronto or Granby, QC more family-friendly?
Families tend to lean toward Granby, QC – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Granby, QC. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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