Last update: Oct 2026

Cost of Living Comparison Between Toronto and Gence

For one person, living is cheaper in Gence: $711 a month against $2,530 in Toronto, rent and utilities included – about $21,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
35

Cost of Living Index in Gence
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Gence Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Gence

🇦🇿 Azerbaijan

$711

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Gence

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Gence actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $711 in Gence, rent included.

Toronto $2,530
Gence $711

A couple spends around $3,646 per month in Toronto vs $1,175 in Gence, rent included.

Toronto $3,646
Gence $1,175

A family of three spends $4,761 per month in Toronto vs $1,640 in Gence, rent included.

Toronto $4,761
Gence $1,640

Toronto costs about 256% more than Gence, and outside of rent the biggest gap is in groceries.

Toronto sits 89% above the global median, while Gence is 47% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.67 CA$25.19

$6.95 ₼11.81

154.24%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$29.24 ₼49.69

164.64%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$8.30 ₼14.11

26.14%

Cappuccino

$4.08 CA$5.81

$2.65 ₼4.50

53.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.84 ₼1.44

152.38%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.49 ₼0.83

259.18%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$1.21 ₼2.05

409.92%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$2.38 ₼4.05

189.50%

Milk (1 liter)

$2.43 CA$3.46

$1.33 ₼2.27

82.71%

White Bread (500g)

$2.75 CA$3.92

$0.35 ₼0.60

685.71%

Rice (white) (1kg)

$2.23 CA$3.18

$1.74 ₼2.95

28.16%

Eggs

$3.45 CA$4.91

$1.14 ₼1.94

202.63%

Local Cheese (1kg)

$8.93 CA$12.73

$2.83 ₼4.81

215.55%

Chicken Fillets (1kg)

$11.44 CA$16.31

$3.51 ₼5.96

225.93%

Beef Round Steak (1kg)

$14.61 CA$20.83

$7.59 ₼12.90

92.49%

Apples (1kg)

$3.75 CA$5.34

$0.62 ₼1.06

504.84%

Banana (1kg)

$1.15 CA$1.64

$1.31 ₼2.22

-12.21%

Oranges (1kg)

$3.55 CA$5.06

$1.38 ₼2.34

157.25%

Tomato (1kg)

$4.28 CA$6.10

$1.06 ₼1.80

303.77%

Potato (1kg)

$1.85 CA$2.63

$0.63 ₼1.07

193.65%

Onion (1kg)

$1.67 CA$2.38

$0.51 ₼0.87

227.45%

Lettuce (1 head)

$2.22 CA$3.16

$0.44 ₼0.74

404.55%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.43 ₼0.73

181.40%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$3.61 ₼6.13

284.49%

Wine (Bottle)

$14.25 CA$20.31

$1.40 ₼2.38

917.86%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$0.92 ₼1.56

139.13%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$1.78 ₼3.03

35.96%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.30 ₼0.51

706.67%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$14.81 ₼25.18

647.74%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$1.74 ₼2.95

66.67%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.28 ₼0.47

350.00%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$2.30 ₼3.91

857.83%

Gasoline (1 liter)

$1.22 CA$1.74

$0.69 ₼1.17

76.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$20.8K ₼35.3K

33.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$22.7K ₼38.5K

-12.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$33.78 ₼57.4

260.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$12.58 ₼21.39

154.61%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$14.89 ₼25.31

221.83%

Gym Membership (Monthly)

$38.90 CA$55.5

$20.99 ₼35.67

85.33%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$23.26 ₼39.53

-0.09%

Cinema Ticket

$12.61 CA$17.97

$5.95 ₼10.10

111.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$231 ₼392

261.62%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$5,803 ₼9,863

302.16%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$89.2 ₼152

-41.02%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$59.1 ₼100

-31.84%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$125 ₼213

-23.25%

Men's Leather Business Shoes

$123 CA$175

$118 ₼200

4.60%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$353 ₼599

353.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$179 ₼303

703.61%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$579 ₼984

358.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$349 ₼594

500.00%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$815 ₼1,385

885.58%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$473 ₼803

1287.12%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$294 ₼500

1173.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-44.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Gence: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Gence

$179 24.9% 87.6% $1.3K

Groceries & Markets

Toronto

$340 13.1%

Gence

$120 16.7% 64.8% $220

Eating Out

Toronto

$282 10.9%

Gence

$128 17.9% 54.4% $153

Monthly Utilities & Internet

Toronto

$202 7.8%

Gence

$61 8.6% 69.7% $141

Clothing & Footwear

Toronto

$140 5.4%

Gence

$176 24.6% 25.4% $36

Getting Around

Toronto

$130 5%

Gence

$19 2.7% 85.2% $110

Sport & Entertainment

Toronto

$64 2.5%

Gence

$33 4.6% 48.7% $31

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $353 in Gence. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1173% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $29.00 in Gence. Monthly groceries follow the same trend: $340 vs $120 – making Gence the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇦🇿 Gence

🕒 Local time

23:47 11:47 PM

07:47 7:47 AM

8 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

335,800

💱 Currency

Canadian Dollar CAD $

Azerbaijani Manat AZN ₼

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 AZN = 0.588 USD

1 AZN = 0.525 EUR

Exchange rates and currency converter

AZN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Azerbaijani Manat exchange rates as of October 10, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.91 AZN (1 AZN = 0.525 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Gence 9,180 km ≈ 12 h nonstop flight

From you

Toronto
Gence

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Gence: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 256%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,795 per month in Toronto and $1,067 in Gence. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gence, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $834 per month in Toronto and $231 in Gence. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 184% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Gence, where all-in costs run around $711, than in Toronto at $2,530. In Gence it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Gence – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gence. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.