Last update: Oct 2026

Cost of Living Comparison Between Toronto and Gardez

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Gardez

🇦🇫 Afghanistan

/mo nomad

Meal at Budget Restaurant

$17.67 CA$25.13

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$17.01 ؋1,102

354.91%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.90

Cappuccino

$4.08 CA$5.80

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.01

Water (0.33 liter bottle)

$1.76 CA$2.50

Local Beer (0.5 liter draught)

$6.17 CA$8.78

Imported Beer (0.33 liter bottle)

$6.89 CA$9.80

Milk (1 liter)

$2.43 CA$3.46

White Bread (500g)

$2.75 CA$3.91

Rice (white) (1kg)

$2.23 CA$3.17

Eggs

$3.45 CA$4.90

Local Cheese (1kg)

$8.93 CA$12.71

Chicken Fillets (1kg)

$11.44 CA$16.27

Beef Round Steak (1kg)

$14.61 CA$20.78

Apples (1kg)

$3.75 CA$5.33

Banana (1kg)

$1.15 CA$1.63

Oranges (1kg)

$3.55 CA$5.05

Tomato (1kg)

$4.28 CA$6.09

Potato (1kg)

$1.85 CA$2.62

Onion (1kg)

$1.67 CA$2.37

Lettuce (1 head)

$2.22 CA$3.15

Water (1.5 liter bottle)

$1.21 CA$1.72

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.74

Wine (Bottle)

$14.25 CA$20.27

Local Beer (0.5 liter bottle)

$2.20 CA$3.12

Imported Beer (0.33 liter bottle)

$2.42 CA$3.44

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.12

Taxi (Normal Tariff) (1km)

$1.26 CA$1.79

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.33

Gasoline (1 liter)

$1.22 CA$1.74

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$173

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.56

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.2

Gym Membership (Monthly)

$38.90 CA$55.3

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.05

Cinema Ticket

$12.61 CA$17.94

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,186

International Primary School, 1 Child (Yearly)

$23.3K CA$33.2K

Jeans (Levis 501 Or Similar)

$52.6 CA$74.8

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.3

Sport Shoes (Adidas, Nike)

$96.2 CA$137

Men's Leather Business Shoes

$123 CA$175

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,273

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,041

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,779

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,981

Buy Apartment in City Center (m2)

$8,033 CA$11.4K

Buy Apartment Outside City Center (m2)

$6,557 CA$9,327

Average Monthly Net Salary (After Tax)

$3,743 CA$5,324

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Gardez: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Gardez

–

Groceries & Markets

Toronto

$340 13.1%

Gardez

–

Eating Out

Toronto

$282 10.9%

Gardez

–

Monthly Utilities & Internet

Toronto

$202 7.8%

Gardez

–

Clothing & Footwear

Toronto

$140 5.4%

Gardez

–

Getting Around

Toronto

$130 5%

Gardez

–

Sport & Entertainment

Toronto

$64 2.5%

Gardez

–

Cost Breakdown

Dining out at a mid-range restaurant: $77.0 in Toronto vs $17.00 in Gardez for two.

Good to know

🇨🇦 Toronto

🇦🇫 Gardez

🕒 Local time

07:49 7:49 AM

16:19 4:19 PM

8 h 30 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

70,000

💱 Currency

Canadian Dollar CAD $

Afghanistan Afghani AFN ؋

📈 Exchange rate

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

100 AFN = 1.54 USD

100 AFN = 1.38 EUR

Exchange rates and currency converter

AFN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.59 CAD (1 CAD = 0.627 EUR).

Afghanistan Afghani exchange rates as of October 10, 2026: 1 USD = 64.76 AFN (100 AFN = 1.54 USD). 1 EUR = 72.57 AFN (100 AFN = 1.38 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Gardez 10,850 km ≈ 14 h nonstop flight

From you

Toronto
Gardez

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Gardez: Cost of Living - Frequently Asked Questions

For families, Gardez is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Gardez wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.