Last update: Oct 2026

Cost of Living Comparison Between Toronto and Gan

For one person, living is cheaper in Gan: $44.72 a month against $2,530 in Toronto, rent and utilities included – about $29,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Gan

🇲🇻 Maldives

$44.72

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Gan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Gan actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $44.72 in Gan, rent included.

Toronto $2,530
Gan $44.72

A couple spends around $3,646 per month in Toronto vs $72.5 in Gan, rent included.

Toronto $3,646
Gan $72.5

A family of three spends $4,761 per month in Toronto vs $100 in Gan, rent included.

Toronto $4,761
Gan $100

Toronto costs about 5557% more than Gan, and outside of rent the biggest gap is in groceries.

Toronto sits 89% above the global median, while Gan is 97% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.67 CA$25.19

$5.36 MVR 82.6

229.66%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

Cappuccino

$4.08 CA$5.81

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

Water (0.33 liter bottle)

$1.76 CA$2.51

Local Beer (0.5 liter draught)

$6.17 CA$8.80

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

Milk (1 liter)

$2.43 CA$3.46

White Bread (500g)

$2.75 CA$3.92

Rice (white) (1kg)

$2.23 CA$3.18

Eggs

$3.45 CA$4.91

Local Cheese (1kg)

$8.93 CA$12.73

Chicken Fillets (1kg)

$11.44 CA$16.31

Beef Round Steak (1kg)

$14.61 CA$20.83

Apples (1kg)

$3.75 CA$5.34

Banana (1kg)

$1.15 CA$1.64

Oranges (1kg)

$3.55 CA$5.06

Tomato (1kg)

$4.28 CA$6.10

Potato (1kg)

$1.85 CA$2.63

Onion (1kg)

$1.67 CA$2.38

Lettuce (1 head)

$2.22 CA$3.16

Water (1.5 liter bottle)

$1.21 CA$1.72

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

Wine (Bottle)

$14.25 CA$20.31

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.13

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

Gasoline (1 liter)

$1.22 CA$1.74

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

Gym Membership (Monthly)

$38.90 CA$55.5

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$12.61 CA$17.97

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

Sport Shoes (Adidas, Nike)

$96.2 CA$137

Men's Leather Business Shoes

$123 CA$175

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$555 MVR 8,559

1081.36%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Gan: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Gan

–

Groceries & Markets

Toronto

$340 13.1%

Gan

–

Eating Out

Toronto

$282 10.9%

Gan

–

Monthly Utilities & Internet

Toronto

$202 7.8%

Gan

–

Clothing & Footwear

Toronto

$140 5.4%

Gan

–

Getting Around

Toronto

$130 5%

Gan

–

Sport & Entertainment

Toronto

$64 2.5%

Gan

–

Good to know

🇨🇦 Toronto

🇲🇻 Gan

🕒 Local time

02:19 2:19 AM

11:19 11:19 AM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

💱 Currency

Canadian Dollar CAD $

Maldivian Rufiyaa MVR Rf

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

100 MVR = 6.49 USD

100 MVR = 5.78 EUR

Exchange rates and currency converter

MVR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Maldivian Rufiyaa exchange rates as of October 10, 2026: 1 USD = 15.42 MVR (100 MVR = 6.49 USD). 1 EUR = 17.29 MVR (100 MVR = 5.78 EUR).

USD to CAD in detail →

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Between locations

Toronto Gan 14,280 km ≈ 18 h nonstop flight

From you

Toronto
Gan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Gan: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 5557%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,795 per month in Toronto and $67.1 in Gan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A $1,500 monthly budget goes further in Gan, where all-in costs run around $44.72, than in Toronto at $2,530. In Gan it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Gan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.