Last update: Oct 2026

Cost of Living Comparison Between Toronto and Galesburg, IL

For one person, living costs are similar in Toronto and in Galesburg, IL: $2,610 and $2,486 a month, rent and utilities included.

Toronto
🇨🇦 Canada
$2,610
/mo nomad
Galesburg, IL
🇺🇸 United States
$2,486
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Galesburg, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Galesburg, IL actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,486 in Galesburg, IL, rent included.

  • Toronto $2,610
  • Galesburg, IL $2,486

A couple spends around $3,727 per month in Toronto vs $3,648 in Galesburg, IL, rent included.

  • Toronto $3,727
  • Galesburg, IL $3,648

A family of three spends $4,844 per month in Toronto vs $4,809 in Galesburg, IL, rent included.

  • Toronto $4,844
  • Galesburg, IL $4,809

Toronto costs about 5% more than Galesburg, IL, and outside of rent the biggest gap is in transport.

Both Toronto and Galesburg, IL sit above the global median – Toronto by 93%, Galesburg, IL by 83%.

Currency
🍽 Eating Out
Toronto
Galesburg, IL
Difference
Meal at Budget Restaurant
$17.59 CA$24.87
$20.56 $20.56
-14.45%
Three-Course Dinner for Two, Mid-Range
$78.8 CA$111
$90.1 $90.1
-12.47%
Fast Food Meal (McDonalds, etc)
$10.73 CA$15.16
$13.07 $13.07
-17.90%
Cappuccino
$4.09 CA$5.78
$5.80 $5.80
-29.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 CA$2.97
$2.63 $2.63
-20.15%
Water (0.33 liter bottle)
$1.72 CA$2.43
$2.31 $2.31
-25.54%
Local Beer (0.5 liter draught)
$6.36 CA$8.99
$6.85 $6.85
-7.15%
Imported Beer (0.33 liter bottle)
$7.08 CA$10.01
$8.98 $8.98
-21.16%
🛒 Groceries & Markets
Toronto
Galesburg, IL
Difference
Milk (1 liter)
$2.54 CA$3.59
$0.85 $0.85
198.82%
White Bread (500g)
$2.72 CA$3.85
$1.79 $1.79
51.96%
Rice (white) (1kg)
$2.18 CA$3.09
$2.07 $2.07
5.31%
Eggs
$3.63 CA$5.13
$2.88 $2.88
26.04%
Local Cheese (1kg)
$9.46 CA$13.37
$7.20 $7.20
31.39%
Chicken Fillets (1kg)
$11.54 CA$16.32
$8.28 $8.28
39.37%
Beef Round Steak (1kg)
$14.37 CA$20.32
$11.51 $11.51
24.85%
Apples (1kg)
$3.70 CA$5.23
$2.68 $2.68
38.06%
Banana (1kg)
$1.19 CA$1.68
$1.29 $1.29
-7.75%
Oranges (1kg)
$3.46 CA$4.90
$2.97 $2.97
16.50%
Tomato (1kg)
$4.22 CA$5.97
$2.72 $2.72
55.15%
Potato (1kg)
$1.79 CA$2.52
$1.94 $1.94
-7.73%
Onion (1kg)
$1.65 CA$2.33
$1.78 $1.78
-7.30%
Lettuce (1 head)
$2.20 CA$3.11
$1.88 $1.88
17.02%
Water (1.5 liter bottle)
$1.26 CA$1.78
$1.25 $1.25
0.80%
Cigarettes 20 Pack (Marlboro, Camel)
$13.97 CA$19.75
$14.25 $14.25
-1.96%
Wine (Bottle)
$14.20 CA$20.07
$14.76 $14.76
-3.79%
Local Beer (0.5 liter bottle)
$2.25 CA$3.18
$2.57 $2.57
-12.45%
Imported Beer (0.33 liter bottle)
$2.53 CA$3.58
$3.51 $3.51
-27.92%
🚌 Getting Around
Toronto
Galesburg, IL
Difference
One-way Ticket (Public Transport)
$2.32 CA$3.28
$1.99 $1.99
16.58%
Public Transport Monthly Pass (Regular Price)
$112 CA$158
-
-
Taxi Start (Normal Tariff)
$3.06 CA$4.33
$3.32 $3.32
-7.83%
Taxi (Normal Tariff) (1km)
$1.22 CA$1.72
$1.37 $1.37
-10.95%
Taxi 1hour Waiting (Normal Tariff)
$21.69 CA$30.66
$24.76 $24.76
-12.40%
Gasoline (1 liter)
$1.21 CA$1.72
$1.20 $1.20
0.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K CA$37.0K
$35.2K $35.2K
-25.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.9K
$25.9K $25.9K
-18.49%
🧾 Monthly Utilities & Internet
Toronto
Galesburg, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$169
$192 $192
-37.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.21 CA$45.54
$70.4 $70.4
-54.23%
Internet (50+ Mbps, Unlimited Data)
$48.88 CA$69.1
$61.9 $61.9
-21.08%
🎉 Sport & Entertainment
Toronto
Galesburg, IL
Difference
Gym Membership (Monthly)
$39.34 CA$55.6
$37.33 $37.33
5.38%
Tennis Court (1 Hour on Weekend)
$23.58 CA$33.34
-
-
Cinema Ticket
$12.58 CA$17.79
$17.77 $17.77
-29.21%
🧸 Childcare & Education
Toronto
Galesburg, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$832 CA$1,176
$1,692 $1,692
-50.84%
International Primary School, 1 Child (Yearly)
$23.6K CA$33.4K
$31.1K $31.1K
-23.98%
👕👟 Clothing & Footwear
Toronto
Galesburg, IL
Difference
Jeans (Levis 501 Or Similar)
$52.3 CA$73.9
$67.8 $67.8
-22.90%
Summer Dress (H&M, Zara, etc)
$39.44 CA$55.8
$52.0 $52.0
-24.18%
Sport Shoes (Adidas, Nike)
$99.0 CA$140
$99.1 $99.1
-0.11%
Men's Leather Business Shoes
$122 CA$172
$146 $146
-16.57%
🏠 Accommodation & Living
Toronto
Galesburg, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,631 CA$2,306
$1,611 $1,611
1.29%
1-bedroom Apartment, Outside City Center (Monthly)
$1,448 CA$2,048
$1,290 $1,290
12.27%
3-bedroom Apartment, City Center (Monthly)
$2,737 CA$3,869
$2,544 $2,544
7.59%
3-bedroom Apartment, Outside City Center (Monthly)
$2,129 CA$3,010
$2,109 $2,109
0.96%
Buy Apartment in City Center (m2)
$8,206 CA$11.6K
$1,062 $1,062
672.43%
Buy Apartment Outside City Center (m2)
$6,838 CA$9,666
$1,068 $1,068
540.25%
💵 Salaries & Financials
Toronto
Galesburg, IL
Difference
Average Monthly Net Salary (After Tax)
$3,520 CA$4,976
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.81
-34.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Galesburg, IL: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Galesburg, IL
$1.3K 10.9% $158
Groceries & Markets
Toronto
$343
Galesburg, IL
$272 20.8% $71
Eating Out
Toronto
$283
Galesburg, IL
$345 21.9% $62
Monthly Utilities & Internet
Toronto
$201
Galesburg, IL
$324 61.4% $123
Clothing & Footwear
Toronto
$141
Galesburg, IL
$164 16.8% $24
Getting Around
Toronto
$130
Galesburg, IL
$18 * 86.1% $112
Sport & Entertainment
Toronto
$65
Galesburg, IL
$73 13% $8.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,611 in Galesburg, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Toronto versus $90.0 in Galesburg, IL. Groceries tell a different story – $343 in Toronto vs $272 in Galesburg, IL – so Galesburg, IL wins on supermarket bills even if dining out costs more.

Good to know
🇨🇦 Toronto
🇺🇸 Galesburg, IL
🕒 Local time
22:33 10:33 PM
21:33 9:33 PM
1 h behind Toronto
🌤 Weather
👥 Population
2,731,571
30,052
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto Galesburg, IL 950 km ≈ 1 h 45 min nonstop flight
From you
  • Toronto
  • Galesburg, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Galesburg, IL: Cost of Living - Frequently Asked Questions
Is Galesburg, IL cheaper than Toronto?
Yes – Toronto is pricier by about 5%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $3,916 per month in Toronto and $3,729 in Galesburg, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Galesburg, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toronto and in Galesburg, IL?
Monthly expenses with rent come to $2,610 in Toronto and $2,486 in Galesburg, IL. That's a gap of about 5%.
Which city has cheaper kindergarten?
Kindergarten costs $832 per month in Toronto and $1,692 in Galesburg, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 enough to cover costs in Toronto or in Galesburg, IL?
$2,500 is a stretch for both – monthly costs hit $2,610 in Toronto and $2,486 in Galesburg, IL. You'll need shared housing and careful budgeting no matter which city you pick.
Is Toronto or Galesburg, IL more family-friendly?
Families tend to lean toward Galesburg, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Galesburg, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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