Last update: Oct 2026

Cost of Living Comparison Between Toronto and Gaighat

For one person, living is cheaper in Gaighat: $302 a month against $2,561 in Toronto, rent and utilities included – about $27,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
15

Cost of Living Index in Gaighat
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Gaighat Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Gaighat

🇳🇵 Nepal

$302

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Gaighat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Gaighat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $302 in Gaighat.

Toronto $2,561
Gaighat $302

Estimated couple costs with rent: $3,694 in Toronto versus $497 in Gaighat.

Toronto $3,694
Gaighat $497

Monthly costs for a family of three with rent: $4,826 in Toronto versus $693 in Gaighat.

Toronto $4,826
Gaighat $693

Living in Toronto is roughly 749% more expensive than in Gaighat, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Gaighat is 78% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$1.94 NPR 294

785.57%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$20.22 NPR 3,072

275.72%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$7.62 NPR 1,158

38.32%

Cappuccino

$4.02 CA$5.68

$1.55 NPR 235

159.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.54 NPR 82.3

292.59%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.16 NPR 24.46

993.75%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$3.07 NPR 466

103.26%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.30 NPR 502

114.85%

Milk (1 liter)

$2.44 CA$3.45

$0.51 NPR 77.5

378.43%

White Bread (500g)

$2.68 CA$3.78

$0.23 NPR 34.37

1065.22%

Rice (white) (1kg)

$2.24 CA$3.17

$0.35 NPR 52.5

540.00%

Eggs

$3.56 CA$5.03

$1.03 NPR 157

245.63%

Local Cheese (1kg)

$9.09 CA$12.85

$7.37 NPR 1,120

23.34%

Chicken Fillets (1kg)

$11.33 CA$16.01

$1.98 NPR 301

472.22%

Beef Round Steak (1kg)

$14.53 CA$20.55

$2.64 NPR 401

450.38%

Apples (1kg)

$3.62 CA$5.12

$1.60 NPR 243

126.25%

Banana (1kg)

$1.21 CA$1.72

$1.15 NPR 175

5.22%

Oranges (1kg)

$3.60 CA$5.09

$0.63 NPR 95.3

471.43%

Tomato (1kg)

$4.21 CA$5.96

$0.35 NPR 52.5

1102.86%

Potato (1kg)

$1.79 CA$2.53

$0.34 NPR 52.3

426.47%

Onion (1kg)

$1.59 CA$2.25

$0.35 NPR 52.6

354.29%

Lettuce (1 head)

$2.27 CA$3.21

$0.49 NPR 74.9

363.27%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.14 NPR 21.46

792.86%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$1.98 NPR 301

597.98%

Wine (Bottle)

$14.27 CA$20.18

$3.95 NPR 601

261.27%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.29 NPR 195

70.54%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.89 NPR 439

-15.92%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.75 NPR 266

66.29%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.20 NPR 182

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$3.25 NPR 494

557.85%

Gasoline (1 liter)

$1.21 CA$1.71

$1.34 NPR 204

-9.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$29.9K NPR 4.5M

-5.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$36.4K NPR 5.5M

-44.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$31.44 NPR 4,777

282.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$3.57 NPR 543

803.64%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$9.17 NPR 1,394

422.68%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$3.00 NPR 456

312.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$64.9 NPR 9,865

1178.22%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$5,459 NPR 829.5K

322.93%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$25.57 NPR 3,885

98.32%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$26.40 NPR 4,011

51.59%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$62.8 NPR 9,546

55.95%

Men's Leather Business Shoes

$121 CA$171

$29.01 NPR 4,407

315.89%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

9.72

-54.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Gaighat: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Gaighat

- * 0% 100%

Groceries & Markets

Toronto

$340 13.3%

Gaighat

$97 32.3% 71.3% $242

Eating Out

Toronto

$278 10.9%

Gaighat

$82 27.1% 70.6% $197

Monthly Utilities & Internet

Toronto

$201 7.8%

Gaighat

$44 14.6% 78% $156

Clothing & Footwear

Toronto

$139 5.4%

Gaighat

$65 21.5% 53.5% $75

Getting Around

Toronto

$129 5.1%

Gaighat

$7.8 * 2.6% 94% $122

Sport & Entertainment

Toronto

$63 2.5%

Gaighat

$6 * 2% 90.5% $57

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $76.0 in Toronto vs $20.00 in Gaighat for a mid-range dinner for two. Groceries echo the gap at $340 vs $97.0 per month, with Gaighat cheaper across the board.

Good to know

🇨🇦 Toronto

🇳🇵 Gaighat

🕒 Local time

22:58 10:58 PM

08:43 8:43 AM

9 h 45 min ahead of Toronto

🌤 Weather

👥 Population

2,731,571

💱 Currency

Canadian Dollar CAD $

Nepalese Rupee NPR रु

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

Exchange rates and currency converter

NPR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Nepalese Rupee exchange rates as of October 18, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

USD to CAD in detail →

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Between locations

Toronto Gaighat 11,760 km ≈ 15 h nonstop flight

From you

Toronto
Gaighat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Gaighat: Cost of Living - Frequently Asked Questions

Toronto and Gaighat differ by about 749% in total monthly costs ($2,561 vs $302 including rent). Gaighat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,841 in Toronto and $453 in Gaighat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 249% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,561 per month in Toronto versus $302 in Gaighat – a 749% gap that adds up to real savings over time for anyone picking the cheaper option.

At $302 in Gaighat versus $2,561 in Toronto, a $2,000 budget is realistic in Gaighat but tight or insufficient in Toronto. The gap between the two cities makes Gaighat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Gaighat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gaighat gentler on the wallet – expenses run 749% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.