Last update: Nov 2026

Cost of Living Comparison Between Toronto and Frederiksted

For one person, living is cheaper in Frederiksted: $352 a month against $2,599 in Toronto, rent and utilities included – about $27,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Toronto
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Toronto Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Frederiksted

🇻🇮 U.S. Virgin Islands

$352

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Frederiksted

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Frederiksted actually costs, broken down by who's living it.

A single person spends $2,599 per month in Toronto vs $352 in Frederiksted, rent included.

Toronto $2,599
Frederiksted $352

A couple spends around $3,700 per month in Toronto vs $750 in Frederiksted, rent included.

Toronto $3,700
Frederiksted $750

A family of three spends $4,801 per month in Toronto vs $1,149 in Frederiksted, rent included.

Toronto $4,801
Frederiksted $1,149

Toronto costs about 639% more than Frederiksted, and outside of rent the biggest gap is in leisure.

Toronto sits 92% above the global median, while Frederiksted is 74% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.98 CA$25.28

$29.98 $29.98

-40.03%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$102

$79.9 $79.9

-9.60%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.23

Cappuccino

$4.34 CA$6.11

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.04

Water (0.33 liter bottle)

$1.66 CA$2.33

Local Beer (0.5 liter draught)

$6.35 CA$8.93

$7.20 $7.20

-11.81%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.32

$8.10 $8.10

-9.38%

Milk (1 liter)

$2.57 CA$3.61

White Bread (500g)

$2.71 CA$3.81

Rice (white) (1kg)

$2.28 CA$3.20

Eggs

$3.60 CA$5.07

Local Cheese (1kg)

$8.94 CA$12.58

Chicken Fillets (1kg)

$11.19 CA$15.74

Beef Round Steak (1kg)

$15.23 CA$21.41

Apples (1kg)

$3.74 CA$5.27

Banana (1kg)

$1.23 CA$1.72

Oranges (1kg)

$3.58 CA$5.03

Tomato (1kg)

$4.25 CA$5.98

Potato (1kg)

$1.94 CA$2.73

Onion (1kg)

$1.67 CA$2.35

Lettuce (1 head)

$2.30 CA$3.23

Water (1.5 liter bottle)

$1.26 CA$1.78

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.96

Wine (Bottle)

$14.25 CA$20.04

Local Beer (0.5 liter bottle)

$2.28 CA$3.21

Imported Beer (0.33 liter bottle)

$2.58 CA$3.63

One-way Ticket (Public Transport)

$2.35 CA$3.31

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.24

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.69

Gasoline (1 liter)

$1.23 CA$1.73

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$170

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.55

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$69.0

Gym Membership (Monthly)

$36.65 CA$51.5

$59.6 $59.6

-38.51%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.17

Cinema Ticket

$12.78 CA$17.97

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,061

International Primary School, 1 Child (Yearly)

$33.7K CA$47.4K

Jeans (Levis 501 Or Similar)

$50.4 CA$70.9

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.3

Sport Shoes (Adidas, Nike)

$101 CA$142

Men's Leather Business Shoes

$130 CA$183

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,236

$1,344 $1,344

18.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$2,003

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,714

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,939

Buy Apartment in City Center (m2)

$7,730 CA$10.9K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,692

Average Monthly Net Salary (After Tax)

$3,623 CA$5,095

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Frederiksted: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Frederiksted

–

Groceries & Markets

Toronto

$345 13.3%

Frederiksted

–

Eating Out

Toronto

$290 11.2%

Frederiksted

–

Monthly Utilities & Internet

Toronto

$203 7.8%

Frederiksted

–

Clothing & Footwear

Toronto

$145 5.6%

Frederiksted

–

Getting Around

Toronto

$130 5%

Frederiksted

–

Sport & Entertainment

Toronto

$62 2.4%

Frederiksted

–

Cost Breakdown

A central one-bedroom costs $1,590 in Toronto versus $1,344 in Frederiksted. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $72 in Toronto versus $80 in Frederiksted. Use this as a proxy for overall food spending across the two cities.

Good to know

🇨🇦 Toronto

🇻🇮 Frederiksted

🕒 Local time

10:06 10:06 AM

11:06 11:06 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

528

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.711 USD

1 CAD = 0.633 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Frederiksted 3,190 km ≈ 4 h 30 min nonstop flight

From you

Toronto
Frederiksted

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Frederiksted: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 639%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,899 per month in Toronto and $527 in Frederiksted. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Frederiksted, especially for central apartments: a one-bedroom in the center costs $1,344 there versus $1,590 in Toronto.

Monthly expenses with rent come to $2,599 in Toronto and $352 in Frederiksted. That makes Frederiksted about 86% cheaper.

A mid-range dinner for two costs $72 in Toronto and $80 in Frederiksted. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Frederiksted, where all-in costs run around $352, than in Toronto at $2,599. In Frederiksted it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

It depends on your priorities. Frederiksted has an edge in some lifestyle areas, with costs from $352 in Frederiksted to $2,599 in Toronto. Climate, culture, job market, and personal taste all factor in.