Last update: Oct 2026

Cost of Living Comparison Between Toronto and Fort Worth, TX

For one person, living is cheaper in Toronto: $2,530 a month against $2,871 in Fort Worth, TX, rent and utilities included – about $4,100 less a year. Other living expenses account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
138

Cost of Living Index in Fort Worth, TX
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Fort Worth, TX Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Fort Worth, TX

🇺🇸 United States

$2,871

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Fort Worth, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Fort Worth, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,871 in Fort Worth, TX.

Toronto $2,530
Fort Worth, TX $2,871

Estimated couple costs with rent: $3,646 in Toronto versus $4,130 in Fort Worth, TX.

Toronto $3,646
Fort Worth, TX $4,130

Monthly costs for a family of three with rent: $4,761 in Toronto versus $5,390 in Fort Worth, TX.

Toronto $4,761
Fort Worth, TX $5,390

Living in Toronto costs roughly 12% less than in Fort Worth, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 89% above, Fort Worth, TX 114% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$20.30 $20.30

-12.96%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$54.2 $54.2

42.69%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$12.19 $12.19

-14.11%

Cappuccino

$4.08 CA$5.81

$6.27 $6.27

-34.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.91 $2.91

-27.15%

Water (0.33 liter bottle)

$1.76 CA$2.51

$2.46 $2.46

-28.46%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$5.37 $5.37

14.90%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$8.09 $8.09

-14.83%

Milk (1 liter)

$2.43 CA$3.46

$0.94 $0.94

158.51%

White Bread (500g)

$2.75 CA$3.92

$4.02 $4.02

-31.59%

Rice (white) (1kg)

$2.23 CA$3.18

$5.29 $5.29

-57.84%

Eggs

$3.45 CA$4.91

$3.77 $3.77

-8.49%

Local Cheese (1kg)

$8.93 CA$12.73

$10.97 $10.97

-18.60%

Chicken Fillets (1kg)

$11.44 CA$16.31

$15.03 $15.03

-23.89%

Beef Round Steak (1kg)

$14.61 CA$20.83

$20.36 $20.36

-28.24%

Apples (1kg)

$3.75 CA$5.34

$6.58 $6.58

-43.01%

Banana (1kg)

$1.15 CA$1.64

$2.69 $2.69

-57.25%

Oranges (1kg)

$3.55 CA$5.06

$5.18 $5.18

-31.47%

Tomato (1kg)

$4.28 CA$6.10

$4.59 $4.59

-6.75%

Potato (1kg)

$1.85 CA$2.63

$2.55 $2.55

-27.45%

Onion (1kg)

$1.67 CA$2.38

$3.50 $3.50

-52.29%

Lettuce (1 head)

$2.22 CA$3.16

$2.21 $2.21

0.45%

Water (1.5 liter bottle)

$1.21 CA$1.72

$2.39 $2.39

-49.37%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$9.69 $9.69

43.24%

Wine (Bottle)

$14.25 CA$20.31

$21.30 $21.30

-33.10%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.10 $2.10

4.76%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.23 $3.23

-25.08%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$2.02 $2.02

19.80%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$77.4 $77.4

43.02%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$3.07 $3.07

-5.54%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.75 $1.75

-28.00%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$23.90 $23.90

-7.82%

Gasoline (1 liter)

$1.22 CA$1.74

$1.00 $1.00

22.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$37.1K $37.1K

-25.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$25.9K $25.9K

-23.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$206 $206

-40.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$92.1 $92.1

-65.22%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$81.3 $81.3

-41.07%

Gym Membership (Monthly)

$38.90 CA$55.5

$56.6 $56.6

-31.26%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$19.94 $19.94

16.55%

Cinema Ticket

$12.61 CA$17.97

$15.47 $15.47

-18.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,891 $1,891

-55.89%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$28.4K $28.4K

-17.89%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$59.9 $59.9

-12.14%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$50.9 $50.9

-20.89%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$123 $123

-21.93%

Men's Leather Business Shoes

$123 CA$175

$134 $134

-8.38%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,670 $1,670

-4.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$1,311 $1,311

9.47%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$2,785 $2,785

-4.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$2,207 $2,207

-5.02%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$4,058 $4,058

97.93%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$1,845 $1,845

255.36%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$4,428 $4,428

-15.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.62

-32.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Fort Worth, TX: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Fort Worth, TX

$1.3K 46.2% 8.6% $124

Groceries & Markets

Toronto

$340 13.1%

Fort Worth, TX

$459 16.2% 35% $119

Eating Out

Toronto

$282 10.9%

Fort Worth, TX

$339 11.9% 20.2% $57

Monthly Utilities & Internet

Toronto

$202 7.8%

Fort Worth, TX

$379 13.4% 87.9% $177

Clothing & Footwear

Toronto

$140 5.4%

Fort Worth, TX

$166 5.8% 18% $25

Getting Around

Toronto

$130 5%

Fort Worth, TX

$97 3.4% 24.9% $32

Sport & Entertainment

Toronto

$64 2.5%

Fort Worth, TX

$88 3.1% 36.5% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $1,670 in Fort Worth, TX. Housing cost is often the main lever when comparing two cities.

Fort Worth, TX pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $54.0 in Fort Worth, TX. Groceries flip the comparison at $340 vs $459, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Fort Worth, TX

🕒 Local time

08:01 8:01 AM

07:01 7:01 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

996,756

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Fort Worth, TX 1,970 km ≈ 3 h nonstop flight

From you

Toronto
Fort Worth, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Fort Worth, TX: Cost of Living - Frequently Asked Questions

Toronto and Fort Worth, TX differ by about 13% in total monthly costs ($2,530 vs $2,871 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 18% lower in Fort Worth, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,598 in Toronto versus $1,670 in Fort Worth, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $834 in Toronto versus $1,891 in Fort Worth, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 35% higher in Fort Worth, TX. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 13% less than in Fort Worth, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.