Last update: Nov 2026

Cost of Living Comparison Between Toronto and Fort Wellington

For one person, living is cheaper in Fort Wellington: $1,010 a month against $2,599 in Toronto, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
48

Cost of Living Index in Fort Wellington
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Fort Wellington Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Fort Wellington

🇬🇾 Guyana

$1,010

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Fort Wellington

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Fort Wellington actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,599 in Toronto versus $1,010 in Fort Wellington.

Toronto $2,599
Fort Wellington $1,010

Estimated couple costs with rent: $3,700 in Toronto versus $1,697 in Fort Wellington.

Toronto $3,700
Fort Wellington $1,697

Monthly costs for a family of three with rent: $4,801 in Toronto versus $2,385 in Fort Wellington.

Toronto $4,801
Fort Wellington $2,385

Living in Toronto is roughly 157% more expensive than in Fort Wellington, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Toronto is 92% above, Fort Wellington is 25% below.

Meal at Budget Restaurant

$17.98 CA$25.28

$17.84 GYD 3,723

0.78%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$102

$70.2 GYD 14.6K

2.95%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.23

$9.43 GYD 1,968

14.85%

Cappuccino

$4.34 CA$6.11

$5.97 GYD 1,247

-27.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.04

$1.26 GYD 264

71.43%

Water (0.33 liter bottle)

$1.66 CA$2.33

$0.61 GYD 127

172.13%

Local Beer (0.5 liter draught)

$6.35 CA$8.93

$1.88 GYD 392

237.77%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.32

$3.24 GYD 677

126.54%

Milk (1 liter)

$2.57 CA$3.61

$3.49 GYD 728

-26.36%

White Bread (500g)

$2.71 CA$3.81

$2.03 GYD 425

33.50%

Rice (white) (1kg)

$2.28 CA$3.20

$2.06 GYD 430

10.68%

Eggs

$3.60 CA$5.07

$3.87 GYD 808

-6.98%

Local Cheese (1kg)

$8.94 CA$12.58

$15.17 GYD 3,167

-41.07%

Chicken Fillets (1kg)

$11.19 CA$15.74

$6.94 GYD 1,449

61.24%

Beef Round Steak (1kg)

$15.23 CA$21.41

$9.15 GYD 1,909

66.45%

Apples (1kg)

$3.74 CA$5.27

$8.15 GYD 1,701

-54.11%

Banana (1kg)

$1.23 CA$1.72

$3.97 GYD 829

-69.02%

Oranges (1kg)

$3.58 CA$5.03

$4.06 GYD 848

-11.82%

Tomato (1kg)

$4.25 CA$5.98

$7.21 GYD 1,506

-41.05%

Potato (1kg)

$1.94 CA$2.73

$2.47 GYD 515

-21.46%

Onion (1kg)

$1.67 CA$2.35

$3.10 GYD 647

-46.13%

Lettuce (1 head)

$2.30 CA$3.23

$3.09 GYD 646

-25.57%

Water (1.5 liter bottle)

$1.26 CA$1.78

$1.68 GYD 351

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.96

$3.40 GYD 709

317.35%

Wine (Bottle)

$14.25 CA$20.04

$16.53 GYD 3,449

-13.79%

Local Beer (0.5 liter bottle)

$2.28 CA$3.21

$1.85 GYD 386

23.24%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.63

$2.58 GYD 538

One-way Ticket (Public Transport)

$2.35 CA$3.31

Public Transport Monthly Pass (Regular Price)

$111 CA$156

Taxi Start (Normal Tariff)

$3.01 CA$4.24

$4.38 GYD 913

-31.28%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$2.34 GYD 488

-47.86%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.69

$11.86 GYD 2,476

83.98%

Gasoline (1 liter)

$1.23 CA$1.73

$1.05 GYD 220

17.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.9K

$27.4K GYD 5.7M

-1.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.7K

$23.2K GYD 4.8M

-5.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$170

$118 GYD 24.7K

2.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.55

$21.24 GYD 4,432

55.84%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$69.0

$43.79 GYD 9,139

12.10%

Gym Membership (Monthly)

$36.65 CA$51.5

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.17

Cinema Ticket

$12.78 CA$17.97

$6.63 GYD 1,383

92.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,061

$1,033 GYD 215.6K

-26.98%

International Primary School, 1 Child (Yearly)

$33.7K CA$47.4K

$18.5K GYD 3.9M

81.74%

Jeans (Levis 501 Or Similar)

$50.4 CA$70.9

$38.42 GYD 8,018

31.16%

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.3

$41.72 GYD 8,706

-0.70%

Sport Shoes (Adidas, Nike)

$101 CA$142

$135 GYD 28.1K

-24.94%

Men's Leather Business Shoes

$130 CA$183

$83.5 GYD 17.4K

55.89%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,236

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$2,003

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,714

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,939

Buy Apartment in City Center (m2)

$7,730 CA$10.9K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,692

Average Monthly Net Salary (After Tax)

$3,623 CA$5,095

$957 GYD 199.6K

278.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

6.94

-35.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Fort Wellington: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Fort Wellington

- * 0% 100%

Groceries & Markets

Toronto

$345 13.3%

Fort Wellington

$397 39.3% 15.2% $52

Eating Out

Toronto

$290 11.2%

Fort Wellington

$266 26.3% 8.3% $24

Monthly Utilities & Internet

Toronto

$203 7.8%

Fort Wellington

$183 18.2% 9.7% $20

Clothing & Footwear

Toronto

$145 5.6%

Fort Wellington

$134 13.3% 7.7% $11

Getting Around

Toronto

$130 5%

Fort Wellington

$16 * 1.6% 87.6% $113

Sport & Entertainment

Toronto

$62 2.4%

Fort Wellington

$13 * 1.3% 78.7% $49

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Toronto pays about 3.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $72 in Toronto vs $70 in Fort Wellington. Groceries flip the comparison at $345 vs $397, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇬🇾 Fort Wellington

🕒 Local time

09:19 9:19 AM

10:19 10:19 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

118

💱 Currency

Canadian Dollar CAD $

Guyanese Dollar GYD $

📈 Exchange rate

1 CAD = 0.711 USD

1 CAD = 0.633 EUR

1,000 GYD = 4.79 USD

1,000 GYD = 4.27 EUR

Exchange rates and currency converter

GYD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

Guyanese Dollar exchange rates as of November 6, 2026: 1 USD = 209 GYD (1,000 GYD = 4.79 USD). 1 EUR = 234 GYD (1,000 GYD = 4.27 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Fort Wellington 4,660 km ≈ 6 h nonstop flight

From you

Toronto
Fort Wellington

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Fort Wellington: Cost of Living - Frequently Asked Questions

Fort Wellington is about 61% cheaper overall, especially in transport, leisure, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Toronto is about 3.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Childcare runs $754 in Toronto versus $1,033 in Fort Wellington. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Fort Wellington – a meal for two runs $70 versus $72 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,010 in Fort Wellington versus $2,599 in Toronto, a $1,500 budget is realistic in Fort Wellington but tight or insufficient in Toronto. The gap between the two cities makes Fort Wellington the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Fort Wellington wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.