Last update: Oct 2026

Cost of Living Comparison Between Toronto and Encarnacion

For one person, living is cheaper in Encarnacion: $838 a month against $2,530 in Toronto, rent and utilities included – about $20,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
40

Cost of Living Index in Encarnacion
Learn more

Encarnacion Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Encarnacion

🇵🇾 Paraguay

$838

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Encarnacion

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Encarnacion actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $838 in Encarnacion.

Toronto $2,530
Encarnacion $838

Estimated couple costs with rent: $3,646 in Toronto versus $1,272 in Encarnacion.

Toronto $3,646
Encarnacion $1,272

Monthly costs for a family of three with rent: $4,761 in Toronto versus $1,706 in Encarnacion.

Toronto $4,761
Encarnacion $1,706

Living in Toronto is roughly 202% more expensive than in Encarnacion, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 89% above, Encarnacion is 37% below.

Meal at Budget Restaurant

$17.67 CA$25.19

$4.27 ₲24.2K

313.82%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$34.51 ₲195.9K

124.22%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$6.63 ₲37.7K

57.92%

Cappuccino

$4.08 CA$5.81

$2.49 ₲14.1K

63.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$1.48 ₲8,399

43.24%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.51 ₲2,914

245.10%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$0.96 ₲5,446

542.71%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$2.03 ₲11.5K

239.41%

Milk (1 liter)

$2.43 CA$3.46

$1.07 ₲6,064

127.10%

White Bread (500g)

$2.75 CA$3.92

$0.84 ₲4,768

227.38%

Rice (white) (1kg)

$2.23 CA$3.18

$1.79 ₲10.2K

24.58%

Eggs

$3.45 CA$4.91

$1.58 ₲8,972

118.35%

Local Cheese (1kg)

$8.93 CA$12.73

$5.38 ₲30.5K

65.99%

Chicken Fillets (1kg)

$11.44 CA$16.31

$3.25 ₲18.4K

252.00%

Beef Round Steak (1kg)

$14.61 CA$20.83

$5.53 ₲31.4K

164.20%

Apples (1kg)

$3.75 CA$5.34

$2.04 ₲11.6K

83.82%

Banana (1kg)

$1.15 CA$1.64

$0.78 ₲4,426

47.44%

Oranges (1kg)

$3.55 CA$5.06

$0.94 ₲5,351

277.66%

Tomato (1kg)

$4.28 CA$6.10

$1.65 ₲9,386

159.39%

Potato (1kg)

$1.85 CA$2.63

$0.90 ₲5,104

105.56%

Onion (1kg)

$1.67 CA$2.38

$0.88 ₲4,977

89.77%

Lettuce (1 head)

$2.22 CA$3.16

$0.56 ₲3,163

296.43%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.50 ₲2,860

142.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$1.52 ₲8,644

813.16%

Wine (Bottle)

$14.25 CA$20.31

$5.39 ₲30.6K

164.38%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$0.82 ₲4,629

168.29%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$1.47 ₲8,345

64.63%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.47 ₲2,658

414.89%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$35.08 ₲199.1K

215.68%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$1.33 ₲7,575

118.05%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.71 ₲4,004

77.46%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$6.72 ₲38.2K

227.83%

Gasoline (1 liter)

$1.22 CA$1.74

$1.21 ₲6,864

0.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$13.8K ₲78.2M

100.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$26.3K ₲149.5M

-24.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$44.25 ₲251.2K

175.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$13.05 ₲74.0K

145.44%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$18.56 ₲105.3K

158.19%

Gym Membership (Monthly)

$38.90 CA$55.5

$30.43 ₲172.7K

27.83%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$13.15 ₲74.7K

76.73%

Cinema Ticket

$12.61 CA$17.97

$5.92 ₲33.6K

113.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$195 ₲1.1M

326.73%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$3,335 ₲18.9M

599.90%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$57.2 ₲324.8K

-8.07%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$28.13 ₲159.6K

43.12%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$67.6 ₲383.9K

42.24%

Men's Leather Business Shoes

$123 CA$175

$69.0 ₲391.9K

78.07%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$503 ₲2.9M

217.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$324 ₲1.8M

342.64%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$658 ₲3.7M

303.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$523 ₲3.0M

301.12%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$1,548 ₲8.8M

419.09%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$1,403 ₲8.0M

367.24%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$361 ₲2.0M

937.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

9.5

-52.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Encarnacion: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Encarnacion

$324 39.4% 77.4% $1.1K

Groceries & Markets

Toronto

$340 13.1%

Encarnacion

$139 16.9% 59.2% $201

Eating Out

Toronto

$282 10.9%

Encarnacion

$101 12.2% 64.3% $181

Monthly Utilities & Internet

Toronto

$202 7.8%

Encarnacion

$76 9.2% 62.4% $126

Clothing & Footwear

Toronto

$140 5.4%

Encarnacion

$100 12.1% 28.8% $40

Getting Around

Toronto

$130 5%

Encarnacion

$42 5.1% 67.7% $88

Sport & Entertainment

Toronto

$64 2.5%

Encarnacion

$42 5.1% 34.1% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $503 in Encarnacion. Housing cost is often the main lever when comparing two cities.

Toronto pays 937% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $35.00 in Encarnacion for a mid-range dinner for two. Groceries echo the gap at $340 vs $139 per month, with Encarnacion cheaper across the board.

Good to know

🇨🇦 Toronto

🇵🇾 Encarnacion

🕒 Local time

02:28 2:28 AM

03:28 3:28 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

127,600

💱 Currency

Canadian Dollar CAD $

Paraguayan Guarani PYG ₲

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

10,000 PYG = 1.76 USD

10,000 PYG = 1.57 EUR

Exchange rates and currency converter

PYG, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Paraguayan Guarani exchange rates as of October 10, 2026: 1 USD = 5,676 PYG (10,000 PYG = 1.76 USD). 1 EUR = 6,366 PYG (10,000 PYG = 1.57 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Encarnacion 8,250 km ≈ 11 h nonstop flight

From you

Toronto
Encarnacion

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Encarnacion: Cost of Living - Frequently Asked Questions

Toronto and Encarnacion differ by about 202% in total monthly costs ($2,530 vs $838 including rent). Encarnacion is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 937% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Toronto versus $503 in Encarnacion. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,530 per month in Toronto versus $838 in Encarnacion – a 202% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Encarnacion runs roughly 216% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $838 in Encarnacion versus $2,530 in Toronto, a $2,000 budget is realistic in Encarnacion but tight or insufficient in Toronto. The gap between the two cities makes Encarnacion the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Encarnacion are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Encarnacion gentler on the wallet – expenses run 202% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.