Last update: Oct 2026

Cost of Living Comparison Between Toronto and El Paso, TX

For one person, living is cheaper in El Paso, TX: $2,130 a month against $2,530 in Toronto, rent and utilities included – about $4,800 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
101

Cost of Living Index in El Paso, TX
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El Paso, TX Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

El Paso, TX

🇺🇸 United States

$2,130

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in El Paso, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in El Paso, TX actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $2,130 in El Paso, TX, rent included.

Toronto $2,530
El Paso, TX $2,130

A couple spends around $3,646 per month in Toronto vs $3,193 in El Paso, TX, rent included.

Toronto $3,646
El Paso, TX $3,193

A family of three spends $4,761 per month in Toronto vs $4,257 in El Paso, TX, rent included.

Toronto $4,761
El Paso, TX $4,257

Toronto costs about 19% more than El Paso, TX, and outside of rent the biggest gap is in transport.

Both Toronto and El Paso, TX sit above the global median – Toronto by 89%, El Paso, TX by 59%.

Meal at Budget Restaurant

$17.67 CA$25.19

$18.73 $18.73

-5.66%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$77.0 $77.0

0.56%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$12.19 $12.19

-14.11%

Cappuccino

$4.08 CA$5.81

$6.19 $6.19

-34.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.30 $2.30

-7.83%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.54 $1.54

14.29%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$5.87 $5.87

5.11%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$6.61 $6.61

4.24%

Milk (1 liter)

$2.43 CA$3.46

$0.87 $0.87

179.31%

White Bread (500g)

$2.75 CA$3.92

$3.01 $3.01

-8.64%

Rice (white) (1kg)

$2.23 CA$3.18

$2.45 $2.45

-8.98%

Eggs

$3.45 CA$4.91

$3.61 $3.61

-4.43%

Local Cheese (1kg)

$8.93 CA$12.73

$11.94 $11.94

-25.21%

Chicken Fillets (1kg)

$11.44 CA$16.31

$11.76 $11.76

-2.72%

Beef Round Steak (1kg)

$14.61 CA$20.83

$13.07 $13.07

11.78%

Apples (1kg)

$3.75 CA$5.34

$3.59 $3.59

4.46%

Banana (1kg)

$1.15 CA$1.64

$1.48 $1.48

-22.30%

Oranges (1kg)

$3.55 CA$5.06

$2.58 $2.58

37.60%

Tomato (1kg)

$4.28 CA$6.10

$3.56 $3.56

20.22%

Potato (1kg)

$1.85 CA$2.63

$2.16 $2.16

-14.35%

Onion (1kg)

$1.67 CA$2.38

$2.80 $2.80

-40.36%

Lettuce (1 head)

$2.22 CA$3.16

$1.76 $1.76

26.14%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.58 $1.58

-23.42%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$9.43 $9.43

47.19%

Wine (Bottle)

$14.25 CA$20.31

$9.54 $9.54

49.37%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$2.09 $2.09

5.26%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$4.74 $4.74

-48.95%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$1.47 $1.47

64.63%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$48.29 $48.29

129.32%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$1.69 $1.69

71.60%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.39 $1.39

-9.35%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$27.39 $27.39

-19.57%

Gasoline (1 liter)

$1.22 CA$1.74

$0.96 $0.96

27.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$36.7K $36.7K

-24.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$24.7K $24.7K

-19.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$163 $163

-25.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$70.4 $70.4

-54.47%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$68.8 $68.8

-30.36%

Gym Membership (Monthly)

$38.90 CA$55.5

$18.42 $18.42

111.18%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$8.56 $8.56

171.50%

Cinema Ticket

$12.61 CA$17.97

$12.05 $12.05

4.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$579 $579

44.08%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$6,916 $6,916

237.46%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$47.02 $47.02

11.87%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$36.19 $36.19

11.25%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$102 $102

-5.74%

Men's Leather Business Shoes

$123 CA$175

$174 $174

-29.37%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,155 $1,155

38.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$890 $890

61.25%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$1,738 $1,738

52.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$1,480 $1,480

41.64%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$1,781 $1,781

351.00%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$1,746 $1,746

275.66%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$3,336 $3,336

12.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.51

-31.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for El Paso, TX: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

El Paso, TX

$890 42.3% 38% $545

Groceries & Markets

Toronto

$340 13.1%

El Paso, TX

$329 15.6% 3.3% $11

Eating Out

Toronto

$282 10.9%

El Paso, TX

$319 15.1% 13% $37

Monthly Utilities & Internet

Toronto

$202 7.8%

El Paso, TX

$302 14.3% 49.5% $100

Clothing & Footwear

Toronto

$140 5.4%

El Paso, TX

$162 7.7% 15.2% $21

Getting Around

Toronto

$130 5%

El Paso, TX

$63 3% 51.6% $67

Sport & Entertainment

Toronto

$64 2.5%

El Paso, TX

$43 2% 33.7% $22

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $1,155 in El Paso, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $77.0 in El Paso, TX. Groceries tell a different story – $340 in Toronto vs $329 in El Paso, TX – so El Paso, TX wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 El Paso, TX

🕒 Local time

05:38 5:38 AM

03:38 3:38 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

678,815

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto El Paso, TX 2,710 km ≈ 4 h nonstop flight

From you

Toronto
El Paso, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs El Paso, TX: Cost of Living - Frequently Asked Questions

Toronto costs about 19% more than El Paso, TX, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,795 per month in Toronto and $3,195 in El Paso, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in El Paso, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,530 in Toronto and $2,130 in El Paso, TX. That's a gap of about 19%.

Public transport costs about 129% less in El Paso, TX. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in El Paso, TX, where all-in costs run around $2,130, than in Toronto at $2,530. In El Paso, TX it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward El Paso, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with El Paso, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.