Last update: Oct 2026

Cost of Living Comparison Between Toronto and East Chicago, IN

For one person, living costs are similar in Toronto and in East Chicago, IN: $2,610 and $2,544 a month, rent and utilities included.

Toronto
🇨🇦 Canada
$2,610
/mo nomad
East Chicago, IN
🇺🇸 United States
$2,544
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in East Chicago, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in East Chicago, IN actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,544 in East Chicago, IN, rent included.

  • Toronto $2,610
  • East Chicago, IN $2,544

A couple spends around $3,727 per month in Toronto vs $3,746 in East Chicago, IN, rent included.

  • Toronto $3,727
  • East Chicago, IN $3,746

A family of three spends $4,844 per month in Toronto vs $4,947 in East Chicago, IN, rent included.

  • Toronto $4,844
  • East Chicago, IN $4,947

Toronto costs about 3% more than East Chicago, IN, and outside of rent the biggest gap is in transport.

Both Toronto and East Chicago, IN sit above the global median – Toronto by 93%, East Chicago, IN by 88%.

Currency
🍽 Eating Out
Toronto
East Chicago, IN
Difference
Meal at Budget Restaurant
$17.59 CA$24.87
$20.94 $20.94
-16.00%
Three-Course Dinner for Two, Mid-Range
$78.8 CA$111
$80.0 $80.0
-1.45%
Fast Food Meal (McDonalds, etc)
$10.73 CA$15.16
$10.63 $10.63
0.94%
Cappuccino
$4.09 CA$5.78
$5.62 $5.62
-27.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 CA$2.97
$2.83 $2.83
-25.80%
Water (0.33 liter bottle)
$1.72 CA$2.43
$2.27 $2.27
-24.23%
Local Beer (0.5 liter draught)
$6.36 CA$8.99
$6.14 $6.14
3.58%
Imported Beer (0.33 liter bottle)
$7.08 CA$10.01
$6.98 $6.98
1.43%
🛒 Groceries & Markets
Toronto
East Chicago, IN
Difference
Milk (1 liter)
$2.54 CA$3.59
$1.01 $1.01
151.49%
White Bread (500g)
$2.72 CA$3.85
$3.24 $3.24
-16.05%
Rice (white) (1kg)
$2.18 CA$3.09
$4.29 $4.29
-49.18%
Eggs
$3.63 CA$5.13
$4.41 $4.41
-17.69%
Local Cheese (1kg)
$9.46 CA$13.37
$13.51 $13.51
-29.98%
Chicken Fillets (1kg)
$11.54 CA$16.32
$13.16 $13.16
-12.31%
Beef Round Steak (1kg)
$14.37 CA$20.32
$14.80 $14.80
-2.91%
Apples (1kg)
$3.70 CA$5.23
$5.07 $5.07
-27.02%
Banana (1kg)
$1.19 CA$1.68
$1.68 $1.68
-29.17%
Oranges (1kg)
$3.46 CA$4.90
$4.24 $4.24
-18.40%
Tomato (1kg)
$4.22 CA$5.97
$4.06 $4.06
3.94%
Potato (1kg)
$1.79 CA$2.52
$2.71 $2.71
-33.95%
Onion (1kg)
$1.65 CA$2.33
$3.00 $3.00
-45.00%
Lettuce (1 head)
$2.20 CA$3.11
$2.01 $2.01
9.45%
Water (1.5 liter bottle)
$1.26 CA$1.78
$2.20 $2.20
-42.73%
Cigarettes 20 Pack (Marlboro, Camel)
$13.97 CA$19.75
$10.89 $10.89
28.28%
Wine (Bottle)
$14.20 CA$20.07
$13.64 $13.64
4.11%
Local Beer (0.5 liter bottle)
$2.25 CA$3.18
$2.17 $2.17
3.69%
Imported Beer (0.33 liter bottle)
$2.53 CA$3.58
$3.33 $3.33
-24.02%
🚌 Getting Around
Toronto
East Chicago, IN
Difference
One-way Ticket (Public Transport)
$2.32 CA$3.28
$2.27 $2.27
2.20%
Public Transport Monthly Pass (Regular Price)
$112 CA$158
-
-
Taxi Start (Normal Tariff)
$3.06 CA$4.33
$3.43 $3.43
-10.79%
Taxi (Normal Tariff) (1km)
$1.22 CA$1.72
$1.88 $1.88
-35.11%
Taxi 1hour Waiting (Normal Tariff)
$21.69 CA$30.66
$27.32 $27.32
-20.61%
Gasoline (1 liter)
$1.21 CA$1.72
$0.92 $0.92
31.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K CA$37.0K
$26.7K $26.7K
-2.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.9K
$24.1K $24.1K
-12.36%
🧾 Monthly Utilities & Internet
Toronto
East Chicago, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 CA$169
$200 $200
-40.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.21 CA$45.54
$58.1 $58.1
-44.55%
Internet (50+ Mbps, Unlimited Data)
$48.88 CA$69.1
$69.0 $69.0
-29.17%
🎉 Sport & Entertainment
Toronto
East Chicago, IN
Difference
Gym Membership (Monthly)
$39.34 CA$55.6
$38.78 $38.78
1.44%
Tennis Court (1 Hour on Weekend)
$23.58 CA$33.34
-
-
Cinema Ticket
$12.58 CA$17.79
$12.56 $12.56
0.16%
🧸 Childcare & Education
Toronto
East Chicago, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$832 CA$1,176
$1,575 $1,575
-47.19%
International Primary School, 1 Child (Yearly)
$23.6K CA$33.4K
$24.2K $24.2K
-2.61%
👕👟 Clothing & Footwear
Toronto
East Chicago, IN
Difference
Jeans (Levis 501 Or Similar)
$52.3 CA$73.9
$45.67 $45.67
14.47%
Summer Dress (H&M, Zara, etc)
$39.44 CA$55.8
$40.79 $40.79
-3.31%
Sport Shoes (Adidas, Nike)
$99.0 CA$140
$88.8 $88.8
11.45%
Men's Leather Business Shoes
$122 CA$172
$109 $109
11.39%
🏠 Accommodation & Living
Toronto
East Chicago, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,631 CA$2,306
$1,611 $1,611
1.29%
1-bedroom Apartment, Outside City Center (Monthly)
$1,448 CA$2,048
$1,277 $1,277
13.45%
3-bedroom Apartment, City Center (Monthly)
$2,737 CA$3,869
$2,510 $2,510
9.04%
3-bedroom Apartment, Outside City Center (Monthly)
$2,129 CA$3,010
$2,125 $2,125
0.20%
Buy Apartment in City Center (m2)
$8,206 CA$11.6K
$2,782 $2,782
194.93%
Buy Apartment Outside City Center (m2)
$6,838 CA$9,666
$2,636 $2,636
159.37%
💵 Salaries & Financials
Toronto
East Chicago, IN
Difference
Average Monthly Net Salary (After Tax)
$3,520 CA$4,976
$4,143 $4,143
-15.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.57
-31.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for East Chicago, IN: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
East Chicago, IN
$1.3K 11.9% $172
Groceries & Markets
Toronto
$343
East Chicago, IN
$394 14.9% $51
Eating Out
Toronto
$283
East Chicago, IN
$332 17.2% $49
Monthly Utilities & Internet
Toronto
$201
East Chicago, IN
$327 63% $126
Clothing & Footwear
Toronto
$141
East Chicago, IN
$128 8.9% $13
Getting Around
Toronto
$130
East Chicago, IN
$22 * 83.2% $108
Sport & Entertainment
Toronto
$65
East Chicago, IN
$64 0.9% $0.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,611 in East Chicago, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in East Chicago, IN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $79.0 in Toronto versus $80.0 in East Chicago, IN. Monthly groceries follow the same trend: $343 vs $394 – making Toronto the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇺🇸 East Chicago, IN
🕒 Local time
17:15 5:15 PM
16:15 4:15 PM
1 h behind Toronto
🌤 Weather
👥 Population
2,731,571
26,370
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Toronto East Chicago, IN 700 km ≈ 1 h 15 min nonstop flight
From you
  • Toronto
  • East Chicago, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs East Chicago, IN: Cost of Living - Frequently Asked Questions
Is East Chicago, IN cheaper than Toronto?
Yes – Toronto is pricier by about 3%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $3,916 per month in Toronto and $3,815 in East Chicago, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in East Chicago, IN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Toronto and in East Chicago, IN?
Monthly expenses with rent come to $2,610 in Toronto and $2,544 in East Chicago, IN. That's a gap of about 3%.
Which city has cheaper kindergarten?
Kindergarten costs $832 per month in Toronto and $1,575 in East Chicago, IN. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 enough to cover costs in Toronto or in East Chicago, IN?
$2,500 is a stretch for both – monthly costs hit $2,610 in Toronto and $2,544 in East Chicago, IN. You'll need shared housing and careful budgeting no matter which city you pick.
Is Toronto or East Chicago, IN more family-friendly?
Families tend to lean toward East Chicago, IN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with East Chicago, IN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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