Last update: Oct 2026

Cost of Living Comparison Between Toronto and Crystal Lake, IL

For one person, living is cheaper in Toronto: $2,610 a month against $2,999 in Crystal Lake, IL, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
146

Cost of Living Index in Crystal Lake, IL
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Crystal Lake, IL Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Crystal Lake, IL

🇺🇸 United States

$2,999

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Crystal Lake, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Crystal Lake, IL actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $2,999 in Crystal Lake, IL, rent included.

Toronto $2,610
Crystal Lake, IL $2,999

A couple spends around $3,727 per month in Toronto vs $4,051 in Crystal Lake, IL, rent included.

Toronto $3,727
Crystal Lake, IL $4,051

A family of three spends $4,844 per month in Toronto vs $5,103 in Crystal Lake, IL, rent included.

Toronto $4,844
Crystal Lake, IL $5,103

Toronto is about 13% cheaper than Crystal Lake, IL, and outside of rent the biggest gap is in transport.

Both Toronto and Crystal Lake, IL sit above the global median – Toronto by 93%, Crystal Lake, IL by 121%.

Meal at Budget Restaurant

$17.59 CA$24.87

$19.75 $19.75

-10.94%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$66.9 $66.9

17.89%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$12.93 $12.93

-17.01%

Cappuccino

$4.09 CA$5.78

$5.67 $5.67

-27.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$3.07 $3.07

-31.60%

Water (0.33 liter bottle)

$1.72 CA$2.43

$2.44 $2.44

-29.51%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$7.10 $7.10

-10.42%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$8.04 $8.04

-11.94%

Milk (1 liter)

$2.54 CA$3.59

$0.93 $0.93

173.12%

White Bread (500g)

$2.72 CA$3.85

$3.43 $3.43

-20.70%

Rice (white) (1kg)

$2.18 CA$3.09

$4.34 $4.34

-49.77%

Eggs

$3.63 CA$5.13

$3.72 $3.72

-2.42%

Local Cheese (1kg)

$9.46 CA$13.37

$14.83 $14.83

-36.21%

Chicken Fillets (1kg)

$11.54 CA$16.32

$13.00 $13.00

-11.23%

Beef Round Steak (1kg)

$14.37 CA$20.32

$19.90 $19.90

-27.79%

Apples (1kg)

$3.70 CA$5.23

$4.64 $4.64

-20.26%

Banana (1kg)

$1.19 CA$1.68

$1.65 $1.65

-27.88%

Oranges (1kg)

$3.46 CA$4.90

$5.38 $5.38

-35.69%

Tomato (1kg)

$4.22 CA$5.97

$4.83 $4.83

-12.63%

Potato (1kg)

$1.79 CA$2.52

$2.86 $2.86

-37.41%

Onion (1kg)

$1.65 CA$2.33

$2.97 $2.97

-44.44%

Lettuce (1 head)

$2.20 CA$3.11

$2.15 $2.15

2.33%

Water (1.5 liter bottle)

$1.26 CA$1.78

$2.41 $2.41

-47.72%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$10.81 $10.81

29.23%

Wine (Bottle)

$14.20 CA$20.07

$15.49 $15.49

-8.33%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$2.67 $2.67

-15.73%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$4.55 $4.55

-44.40%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$2.23 $2.23

4.04%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$3.91 $3.91

-21.74%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.95 $1.95

-37.44%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$44.13 $44.13

-50.85%

Gasoline (1 liter)

$1.21 CA$1.72

$0.99 $0.99

22.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$30.7K $30.7K

-14.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$26.3K $26.3K

-19.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$273 $273

-56.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$52.1 $52.1

-38.13%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$81.5 $81.5

-40.00%

Gym Membership (Monthly)

$39.34 CA$55.6

$36.73 $36.73

7.11%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.58 CA$17.79

$14.86 $14.86

-15.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$1,706 $1,706

-51.23%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$23.2K $23.2K

1.79%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$65.1 $65.1

-19.73%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$51.2 $51.2

-23.00%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$106 $106

-6.52%

Men's Leather Business Shoes

$122 CA$172

$120 $120

1.94%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$1,622 $1,622

0.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$1,582 $1,582

-8.42%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$2,470 $2,470

10.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$2,127 $2,127

0.13%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$2,626 $2,626

212.46%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$2,034 $2,034

236.24%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.69

-33.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Crystal Lake, IL: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Crystal Lake, IL

$1.6K 52.7% 9.2% $133

Groceries & Markets

Toronto

$343 13.1%

Crystal Lake, IL

$429 14.3% 25.2% $86

Eating Out

Toronto

$283 10.9%

Crystal Lake, IL

$338 11.3% 19.5% $55

Monthly Utilities & Internet

Toronto

$201 7.7%

Crystal Lake, IL

$406 13.6% 103% $206

Clothing & Footwear

Toronto

$141 5.4%

Crystal Lake, IL

$154 5.1% 9.3% $13

Getting Around

Toronto

$130 5%

Crystal Lake, IL

$23 * 0.8% 82.7% $108

Sport & Entertainment

Toronto

$65 2.5%

Crystal Lake, IL

$66 2.2% 3% $2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $1,622 in Crystal Lake, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Toronto versus $67.0 in Crystal Lake, IL. Groceries tell a different story – $343 in Toronto vs $429 in Crystal Lake, IL – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Crystal Lake, IL

🕒 Local time

00:42 12:42 AM

23:42 11:42 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

40,269

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Crystal Lake, IL 740 km ≈ 1 h 30 min nonstop flight

From you

Toronto
Crystal Lake, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Crystal Lake, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,610 in Toronto, $2,999 in Crystal Lake, IL – roughly 15% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,916 per month in Toronto and $4,498 in Crystal Lake, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $79.0 in Toronto and $67.0 in Crystal Lake, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 25% more in Crystal Lake, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $2,610 in Toronto and $2,999 in Crystal Lake, IL. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Crystal Lake, IL makes more sense. Both are solid long-term options with distinct trade-offs.