Last update: Oct 2026

Cost of Living Comparison Between Toronto and Chiclayo

For one person, living is cheaper in Chiclayo: $995 a month against $2,561 in Toronto, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
49

Cost of Living Index in Chiclayo
Learn more

Chiclayo Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Chiclayo

🇵🇪 Peru

$995

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Chiclayo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Chiclayo actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $995 in Chiclayo, rent included.

Toronto $2,561
Chiclayo $995

A couple spends around $3,694 per month in Toronto vs $1,581 in Chiclayo, rent included.

Toronto $3,694
Chiclayo $1,581

A family of three spends $4,826 per month in Toronto vs $2,167 in Chiclayo, rent included.

Toronto $4,826
Chiclayo $2,167

Toronto costs about 157% more than Chiclayo, and outside of rent the biggest gap is in eating out.

Toronto sits 90% above the global median, while Chiclayo is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.18 CA$24.29

$5.09 PEN 17.49

237.52%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$34.64 PEN 119

119.31%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$8.94 PEN 30.69

17.90%

Cappuccino

$4.02 CA$5.68

$4.28 PEN 14.70

-6.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$0.88 PEN 3.02

140.91%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.46 PEN 1.58

280.43%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$8.49 PEN 29.16

-26.50%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

Milk (1 liter)

$2.44 CA$3.45

$2.18 PEN 7.49

11.93%

White Bread (500g)

$2.68 CA$3.78

$2.21 PEN 7.60

21.27%

Rice (white) (1kg)

$2.24 CA$3.17

$2.15 PEN 7.38

4.19%

Eggs

$3.56 CA$5.03

$2.42 PEN 8.30

47.11%

Local Cheese (1kg)

$9.09 CA$12.85

$6.72 PEN 23.07

35.27%

Chicken Fillets (1kg)

$11.33 CA$16.01

$6.36 PEN 21.85

78.14%

Beef Round Steak (1kg)

$14.53 CA$20.55

$9.56 PEN 32.85

51.99%

Apples (1kg)

$3.62 CA$5.12

$2.53 PEN 8.69

43.08%

Banana (1kg)

$1.21 CA$1.72

$1.81 PEN 6.22

-33.15%

Oranges (1kg)

$3.60 CA$5.09

$2.47 PEN 8.47

45.75%

Tomato (1kg)

$4.21 CA$5.96

$1.74 PEN 5.98

141.95%

Potato (1kg)

$1.79 CA$2.53

$1.15 PEN 3.95

55.65%

Onion (1kg)

$1.59 CA$2.25

$2.15 PEN 7.39

-26.05%

Lettuce (1 head)

$2.27 CA$3.21

$0.67 PEN 2.28

238.81%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.95 PEN 3.27

31.58%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$5.29 PEN 18.17

161.25%

Wine (Bottle)

$14.27 CA$20.18

$12.02 PEN 41.28

18.72%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.50 PEN 5.15

46.67%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$1.84 PEN 6.32

32.07%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.73 PEN 2.52

227.40%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$29.06 PEN 99.8

281.73%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.20 PEN 10.99

-9.06%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$2.91 PEN 9.98

-58.76%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$6.41 PEN 22.01

233.54%

Gasoline (1 liter)

$1.21 CA$1.71

$1.29 PEN 4.43

-6.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$25.0K PEN 85.7K

12.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$23.8K PEN 81.7K

-14.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$49.99 PEN 172

140.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$26.73 PEN 91.8

20.69%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$31.73 PEN 109

51.06%

Gym Membership (Monthly)

$38.48 CA$54.4

$61.1 PEN 210

-37.06%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$25.30 PEN 86.9

-9.25%

Cinema Ticket

$12.38 CA$17.50

$7.63 PEN 26.21

62.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$248 PEN 852

234.40%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$3,972 PEN 13.6K

481.34%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$50.1 PEN 172

1.18%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$59.6 PEN 205

-32.83%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$199 PEN 684

-50.83%

Men's Leather Business Shoes

$121 CA$171

$147 PEN 505

-17.87%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$235 PEN 806

578.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$146 PEN 502

865.66%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$449 PEN 1,541

495.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$253 PEN 869

750.16%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,123 PEN 3,858

607.27%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,080 PEN 3,710

505.55%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$489 PEN 1,680

661.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

-59.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Chiclayo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Chiclayo

$146 14.7% 89.6% $1.3K

Groceries & Markets

Toronto

$340 13.3%

Chiclayo

$242 24.3% 28.8% $98

Eating Out

Toronto

$278 10.9%

Chiclayo

$167 * 16.8% 40.1% $111

Monthly Utilities & Internet

Toronto

$201 7.8%

Chiclayo

$108 10.9% 45.9% $92

Clothing & Footwear

Toronto

$139 5.4%

Chiclayo

$205 20.6% 47.4% $66

Getting Around

Toronto

$129 5.1%

Chiclayo

$50 5% 61.6% $80

Sport & Entertainment

Toronto

$63 2.5%

Chiclayo

$76 7.7% 20.8% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $235 in Chiclayo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 662% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $35.00 in Chiclayo. Monthly groceries follow the same trend: $340 vs $242 – making Chiclayo the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇵🇪 Chiclayo

🕒 Local time

22:00 10:00 PM

21:00 9:00 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

60,325

💱 Currency

Canadian Dollar CAD $

Peruvian Sol PEN S/

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Peruvian Sol exchange rates as of October 18, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Chiclayo 5,610 km ≈ 8 h nonstop flight

From you

Toronto
Chiclayo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Chiclayo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $995 in Chiclayo – roughly 157% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,841 per month in Toronto and $1,492 in Chiclayo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiclayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toronto and $35.00 in Chiclayo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,561 in Toronto and $995 in Chiclayo. That's a gap of about 157%.

A $2,000 monthly budget goes further in Chiclayo, where all-in costs run around $995, than in Toronto at $2,561. In Chiclayo it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Chiclayo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Chiclayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.