Last update: Oct 2026

Cost of Living Comparison Between Toronto and Chapeco

For one person, living is cheaper in Chapeco: $980 a month against $2,610 in Toronto, rent and utilities included – about $19,600 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
47

Cost of Living Index in Chapeco
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Chapeco Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Chapeco

🇧🇷 Brazil

$980

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Chapeco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Chapeco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,610 in Toronto versus $980 in Chapeco.

Toronto $2,610
Chapeco $980

Estimated couple costs with rent: $3,727 in Toronto versus $1,454 in Chapeco.

Toronto $3,727
Chapeco $1,454

Monthly costs for a family of three with rent: $4,844 in Toronto versus $1,927 in Chapeco.

Toronto $4,844
Chapeco $1,927

Living in Toronto is roughly 166% more expensive than in Chapeco, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toronto is 93% above, Chapeco is 28% below.

Meal at Budget Restaurant

$17.59 CA$24.87

$5.53 R$28.05

218.08%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$35.46 R$180

122.28%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$8.92 R$45.20

20.29%

Cappuccino

$4.09 CA$5.78

$1.92 R$9.76

113.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$0.75 R$3.80

180.00%

Water (0.33 liter bottle)

$1.72 CA$2.43

$0.59 R$2.98

191.53%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$1.45 R$7.33

338.62%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$2.31 R$11.73

206.49%

Milk (1 liter)

$2.54 CA$3.59

$0.90 R$4.56

182.22%

White Bread (500g)

$2.72 CA$3.85

$1.14 R$5.78

138.60%

Rice (white) (1kg)

$2.18 CA$3.09

$2.14 R$10.85

1.87%

Eggs

$3.63 CA$5.13

$1.86 R$9.44

95.16%

Local Cheese (1kg)

$9.46 CA$13.37

$8.24 R$41.75

14.81%

Chicken Fillets (1kg)

$11.54 CA$16.32

$7.53 R$38.20

53.25%

Beef Round Steak (1kg)

$14.37 CA$20.32

$10.95 R$55.5

31.23%

Apples (1kg)

$3.70 CA$5.23

$2.34 R$11.88

58.12%

Banana (1kg)

$1.19 CA$1.68

$0.99 R$5.02

20.20%

Oranges (1kg)

$3.46 CA$4.90

$0.53 R$2.68

552.83%

Tomato (1kg)

$4.22 CA$5.97

$0.70 R$3.54

502.86%

Potato (1kg)

$1.79 CA$2.52

$0.53 R$2.70

237.74%

Onion (1kg)

$1.65 CA$2.33

$0.53 R$2.70

211.32%

Lettuce (1 head)

$2.20 CA$3.11

$0.95 R$4.83

131.58%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.70 R$3.53

80.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$2.32 R$11.75

502.16%

Wine (Bottle)

$14.20 CA$20.07

$9.31 R$47.19

52.52%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$0.88 R$4.48

155.68%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$1.48 R$7.49

70.95%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$0.97 R$4.94

139.18%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$36.44 R$185

206.39%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$1.28 R$6.50

139.06%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

Gasoline (1 liter)

$1.21 CA$1.72

$1.17 R$5.93

3.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$22.9K R$116.0K

14.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$30.5K R$154.6K

-30.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$172 R$873

-30.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$10.47 R$53.1

207.64%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$18.84 R$95.5

159.45%

Gym Membership (Monthly)

$39.34 CA$55.6

$26.24 R$133

49.92%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$33.45 R$170

-29.51%

Cinema Ticket

$12.58 CA$17.79

$6.68 R$33.86

88.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$26.98 R$137

93.77%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$18.26 R$92.6

115.99%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$36.87 R$187

168.51%

Men's Leather Business Shoes

$122 CA$172

$53.6 R$272

127.53%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$415 R$2,103

293.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$329 R$1,668

340.22%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$851 R$4,313

221.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$536 R$2,718

297.14%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,509 R$7,649

443.87%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$987 R$5,005

592.59%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

$414 R$2,097

750.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Chapeco: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Chapeco

$329 33.6% 77.3% $1.1K

Groceries & Markets

Toronto

$343 13.1%

Chapeco

$196 20% 42.9% $147

Eating Out

Toronto

$283 10.9%

Chapeco

$111 11.4% 60.7% $172

Monthly Utilities & Internet

Toronto

$201 7.7%

Chapeco

$201 20.6% 0.4% $0.8

Clothing & Footwear

Toronto

$141 5.4%

Chapeco

$61 6.2% 56.6% $80

Getting Around

Toronto

$130 5%

Chapeco

$42 * 4.3% 68% $88

Sport & Entertainment

Toronto

$65 2.5%

Chapeco

$40 4% 38.6% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Toronto and $415 in Chapeco. Housing cost is often the main lever when comparing two cities.

Toronto pays 751% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Toronto vs $35.00 in Chapeco for a mid-range dinner for two. Groceries echo the gap at $343 vs $196 per month, with Chapeco cheaper across the board.

Good to know

🇨🇦 Toronto

🇧🇷 Chapeco

🕒 Local time

17:57 5:57 PM

18:57 6:57 PM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

243,477

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 20, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Chapeco 8,330 km ≈ 11 h nonstop flight

From you

Toronto
Chapeco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Chapeco: Cost of Living - Frequently Asked Questions

Chapeco wins on cost – living expenses run 166% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Chapeco the obvious pick if budget is a priority.

Average pay runs 751% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,631 in Toronto versus $415 in Chapeco. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 75% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,610 per month in Toronto versus $980 in Chapeco – a 166% gap that adds up to real savings over time for anyone picking the cheaper option.

At $980 in Chapeco versus $2,610 in Toronto, a $1,000 budget is realistic in Chapeco but tight or insufficient in Toronto. The gap between the two cities makes Chapeco the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chapeco gentler on the wallet – expenses run 166% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.