Last update: Oct 2026

Cost of Living Comparison Between Toronto and Chandler, AZ

For one person, living is cheaper in Toronto: $2,530 a month against $2,813 in Chandler, AZ, rent and utilities included – about $3,400 less a year. Other living expenses account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
134

Cost of Living Index in Chandler, AZ
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Chandler, AZ Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Chandler, AZ

🇺🇸 United States

$2,813

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Chandler, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Chandler, AZ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,813 in Chandler, AZ.

Toronto $2,530
Chandler, AZ $2,813

Estimated couple costs with rent: $3,646 in Toronto versus $4,006 in Chandler, AZ.

Toronto $3,646
Chandler, AZ $4,006

Monthly costs for a family of three with rent: $4,761 in Toronto versus $5,200 in Chandler, AZ.

Toronto $4,761
Chandler, AZ $5,200

Living in Toronto costs roughly 10% less than in Chandler, AZ, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Toronto 89% above, Chandler, AZ 110% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$15.06 $15.06

17.33%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$62.2 $62.2

24.35%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$10.88 $10.88

-3.77%

Cappuccino

$4.08 CA$5.81

$4.46 $4.46

-8.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$2.63 $2.63

-19.39%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.75 $1.75

0.57%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$5.88 $5.88

4.93%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$7.31 $7.31

-5.75%

Milk (1 liter)

$2.43 CA$3.46

$0.84 $0.84

189.29%

White Bread (500g)

$2.75 CA$3.92

$3.27 $3.27

-15.90%

Rice (white) (1kg)

$2.23 CA$3.18

$3.20 $3.20

-30.31%

Eggs

$3.45 CA$4.91

$4.63 $4.63

-25.49%

Local Cheese (1kg)

$8.93 CA$12.73

$13.33 $13.33

-33.01%

Chicken Fillets (1kg)

$11.44 CA$16.31

$11.24 $11.24

1.78%

Beef Round Steak (1kg)

$14.61 CA$20.83

$17.36 $17.36

-15.84%

Apples (1kg)

$3.75 CA$5.34

$3.67 $3.67

2.18%

Banana (1kg)

$1.15 CA$1.64

$1.59 $1.59

-27.67%

Oranges (1kg)

$3.55 CA$5.06

$3.16 $3.16

12.34%

Tomato (1kg)

$4.28 CA$6.10

$3.73 $3.73

14.75%

Potato (1kg)

$1.85 CA$2.63

$2.52 $2.52

-26.59%

Onion (1kg)

$1.67 CA$2.38

$2.19 $2.19

-23.74%

Lettuce (1 head)

$2.22 CA$3.16

$1.32 $1.32

68.18%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.43 $1.43

-15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$10.04 $10.04

38.25%

Wine (Bottle)

$14.25 CA$20.31

$13.33 $13.33

6.90%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.89 $1.89

16.40%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$2.04 $2.04

18.63%

One-way Ticket (Public Transport)

$2.42 CA$3.44

$4.08 $4.08

-40.69%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$104 $104

6.06%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$2.76 $2.76

5.07%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.35 $1.35

-6.67%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$28.43 $28.43

-22.51%

Gasoline (1 liter)

$1.22 CA$1.74

$1.13 $1.13

7.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$31.7K $31.7K

-12.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$23.8K $23.8K

-16.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$199 $199

-38.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$43.64 $43.64

-26.60%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$72.4 $72.4

-33.78%

Gym Membership (Monthly)

$38.90 CA$55.5

$30.96 $30.96

25.65%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$15.18 $15.18

53.10%

Cinema Ticket

$12.61 CA$17.97

$10.78 $10.78

16.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,118 $1,118

-25.41%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$15.4K $15.4K

51.46%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$50.3 $50.3

4.66%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$42.94 $42.94

-6.24%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$87.4 $87.4

10.12%

Men's Leather Business Shoes

$123 CA$175

$115 $115

7.11%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,540 $1,540

3.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$1,482 $1,482

-3.20%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$2,386 $2,386

11.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$2,496 $2,496

-16.03%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$3,636 $3,636

120.90%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$3,447 $3,447

90.22%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$5,019 $5,019

-25.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.3

-29.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Chandler, AZ: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Chandler, AZ

$1.5K 54.2% 3.3% $47

Groceries & Markets

Toronto

$340 13.1%

Chandler, AZ

$354 13% 4.2% $14

Eating Out

Toronto

$282 10.9%

Chandler, AZ

$268 9.8% 4.8% $14

Monthly Utilities & Internet

Toronto

$202 7.8%

Chandler, AZ

$315 11.5% 55.9% $113

Clothing & Footwear

Toronto

$140 5.4%

Chandler, AZ

$133 4.9% 5.3% $7.5

Getting Around

Toronto

$130 5%

Chandler, AZ

$130 4.8% 0.5% $0.6

Sport & Entertainment

Toronto

$64 2.5%

Chandler, AZ

$53 1.9% 18.1% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $1,540 in Chandler, AZ. Housing cost is often the main lever when comparing two cities.

Chandler, AZ pays 34% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Toronto vs $62.0 in Chandler, AZ. Groceries flip the comparison at $340 vs $354, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Chandler, AZ

🕒 Local time

14:58 2:58 PM

11:58 11:58 AM

3 h behind Toronto

🌤 Weather

👥 Population

2,731,571

248,631

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Chandler, AZ 3,030 km ≈ 4 h 15 min nonstop flight

From you

Toronto
Chandler, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Chandler, AZ: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, transport, and utilities. The 11% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 34% lower in Chandler, AZ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,598 in Toronto versus $1,540 in Chandler, AZ. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Chandler, AZ. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Toronto – a meal for two runs $77.0 versus $62.0 in Chandler, AZ. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toronto gentler on the wallet – expenses run 11% less than in Chandler, AZ. Beyond cost, consider language, visa policies, and how big the international community is in each city.