Last update: Oct 2026

Cost of Living Comparison Between Toronto and Cerritos, CA

For one person, living is cheaper in Toronto: $2,530 a month against $3,104 in Cerritos, CA, rent and utilities included – about $6,900 less a year. Other living expenses account for most of the difference.

Toronto
🇨🇦 Canada
$2,530
/mo nomad
Cerritos, CA
🇺🇸 United States
$3,104
/mo nomad
Monthly Cost of Living

How much you'll spend in Toronto and in Cerritos, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Cerritos, CA actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $3,104 in Cerritos, CA, rent included.

  • Toronto $2,530
  • Cerritos, CA $3,104

A couple spends around $3,646 per month in Toronto vs $3,246 in Cerritos, CA, rent included.

  • Toronto $3,646
  • Cerritos, CA $3,246

A family of three spends $4,761 per month in Toronto vs $3,389 in Cerritos, CA, rent included.

  • Toronto $4,761
  • Cerritos, CA $3,389

Toronto is about 18% cheaper than Cerritos, CA, and outside of rent the biggest gap is in eating out.

Both Toronto and Cerritos, CA sit above the global median – Toronto by 89%, Cerritos, CA by 132%.

Currency
🍽 Eating Out
Toronto
Cerritos, CA
Difference
Meal at Budget Restaurant
$17.67 CA$25.19
$25.23 $25.23
-29.96%
Three-Course Dinner for Two, Mid-Range
$77.4 CA$110
$102 $102
-23.99%
Fast Food Meal (McDonalds, etc)
$10.47 CA$14.93
$15.93 $15.93
-34.27%
Cappuccino
$4.08 CA$5.81
$5.61 $5.61
-27.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.12 CA$3.02
$3.12 $3.12
-32.05%
Water (0.33 liter bottle)
$1.76 CA$2.51
$2.69 $2.69
-34.57%
Local Beer (0.5 liter draught)
$6.17 CA$8.80
$8.20 $8.20
-24.76%
Imported Beer (0.33 liter bottle)
$6.89 CA$9.82
$9.98 $9.98
-30.96%
🛒 Groceries & Markets
Toronto
Cerritos, CA
Difference
Milk (1 liter)
$2.43 CA$3.46
$1.33 $1.33
82.71%
White Bread (500g)
$2.75 CA$3.92
$4.90 $4.90
-43.88%
Rice (white) (1kg)
$2.23 CA$3.18
$4.57 $4.57
-51.20%
Eggs
$3.45 CA$4.91
$5.78 $5.78
-40.31%
Local Cheese (1kg)
$8.93 CA$12.73
$11.63 $11.63
-23.22%
Chicken Fillets (1kg)
$11.44 CA$16.31
$8.87 $8.87
28.97%
Beef Round Steak (1kg)
$14.61 CA$20.83
$19.30 $19.30
-24.30%
Apples (1kg)
$3.75 CA$5.34
$4.68 $4.68
-19.87%
Banana (1kg)
$1.15 CA$1.64
$2.53 $2.53
-54.55%
Oranges (1kg)
$3.55 CA$5.06
$4.50 $4.50
-21.11%
Tomato (1kg)
$4.28 CA$6.10
$5.53 $5.53
-22.60%
Potato (1kg)
$1.85 CA$2.63
$3.15 $3.15
-41.27%
Onion (1kg)
$1.67 CA$2.38
$2.90 $2.90
-42.41%
Lettuce (1 head)
$2.22 CA$3.16
$2.02 $2.02
9.90%
Water (1.5 liter bottle)
$1.21 CA$1.72
$2.52 $2.52
-51.98%
Cigarettes 20 Pack (Marlboro, Camel)
$13.88 CA$19.78
$11.81 $11.81
17.53%
Wine (Bottle)
$14.25 CA$20.31
$14.89 $14.89
-4.30%
Local Beer (0.5 liter bottle)
$2.20 CA$3.13
$2.50 $2.50
-12.00%
Imported Beer (0.33 liter bottle)
$2.42 CA$3.45
$2.78 $2.78
-12.95%
🚌 Getting Around
Toronto
Cerritos, CA
Difference
One-way Ticket (Public Transport)
$2.42 CA$3.44
-
-
Public Transport Monthly Pass (Regular Price)
$111 CA$158
-
-
Taxi Start (Normal Tariff)
$2.90 CA$4.13
$3.15 $3.15
-7.94%
Taxi (Normal Tariff) (1km)
$1.26 CA$1.80
$1.83 $1.83
-31.15%
Taxi 1hour Waiting (Normal Tariff)
$22.03 CA$31.40
$32.22 $32.22
-31.63%
Gasoline (1 liter)
$1.22 CA$1.74
$1.61 $1.61
-24.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K CA$39.4K
$36.5K $36.5K
-24.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K CA$28.3K
$25.7K $25.7K
-22.73%
🧾 Monthly Utilities & Internet
Toronto
Cerritos, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 CA$174
$221 $221
-44.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.03 CA$45.66
$76.4 $76.4
-58.06%
Internet (50+ Mbps, Unlimited Data)
$47.92 CA$68.3
$80.8 $80.8
-40.66%
🎉 Sport & Entertainment
Toronto
Cerritos, CA
Difference
Gym Membership (Monthly)
$38.90 CA$55.5
$119 $119
-67.18%
Tennis Court (1 Hour on Weekend)
$23.24 CA$33.12
-
-
Cinema Ticket
$12.61 CA$17.97
$20.17 $20.17
-37.48%
🧸 Childcare & Education
Toronto
Cerritos, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$834 CA$1,189
$1,157 $1,157
-27.94%
International Primary School, 1 Child (Yearly)
$23.3K CA$33.3K
$32.8K $32.8K
-28.74%
👕👟 Clothing & Footwear
Toronto
Cerritos, CA
Difference
Jeans (Levis 501 Or Similar)
$52.6 CA$75.0
$62.7 $62.7
-16.15%
Summer Dress (H&M, Zara, etc)
$40.26 CA$57.4
$47.80 $47.80
-15.77%
Sport Shoes (Adidas, Nike)
$96.2 CA$137
$114 $114
-15.73%
Men's Leather Business Shoes
$123 CA$175
$102 $102
20.39%
🏠 Accommodation & Living
Toronto
Cerritos, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,598 CA$2,278
$1,968 $1,968
-18.82%
1-bedroom Apartment, Outside City Center (Monthly)
$1,435 CA$2,045
$1,624 $1,624
-11.64%
3-bedroom Apartment, City Center (Monthly)
$2,657 CA$3,787
$3,556 $3,556
-25.29%
3-bedroom Apartment, Outside City Center (Monthly)
$2,096 CA$2,988
-
-
Buy Apartment in City Center (m2)
$8,033 CA$11.5K
-
-
Buy Apartment Outside City Center (m2)
$6,557 CA$9,347
-
-
💵 Salaries & Financials
Toronto
Cerritos, CA
Difference
Average Monthly Net Salary (After Tax)
$3,743 CA$5,335
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
6.31
-29.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Cerritos, CA: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Toronto
$1.4K
Cerritos, CA
$1.6K 13.2% $189
Groceries & Markets
Toronto
$340
Cerritos, CA
$427 25.4% $86
Eating Out
Toronto
$282
Cerritos, CA
$401 42.3% $119
Monthly Utilities & Internet
Toronto
$202
Cerritos, CA
$378 87.3% $176
Clothing & Footwear
Toronto
$140
Cerritos, CA
$147 4.8% $6.7
Getting Around
Toronto
$130
Cerritos, CA
$12 * 90.5% $117
Sport & Entertainment
Toronto
$64
Cerritos, CA
$159 148% $95

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $1,968 in Cerritos, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $77.0 in Toronto versus $102 in Cerritos, CA. Monthly groceries follow the same trend: $340 vs $427 – making Toronto the more affordable choice for daily food spending.

Good to know
🇨🇦 Toronto
🇺🇸 Cerritos, CA
🕒 Local time
16:00 4:00 PM
13:00 1:00 PM
3 h behind Toronto
🌤 Weather
👥 Population
2,731,571
49,041
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Toronto Cerritos, CA 3,490 km ≈ 4 h 45 min nonstop flight
From you
  • Toronto
  • Cerritos, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Toronto vs Cerritos, CA: Cost of Living - Frequently Asked Questions
How do living costs in Toronto and in Cerritos, CA compare overall?
Monthly costs with rent: $2,530 in Toronto, $3,104 in Cerritos, CA – roughly 23% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Toronto compared to Cerritos, CA?
For a comfortable life, plan on about $3,795 per month in Toronto and $4,655 in Cerritos, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Toronto and Cerritos, CA?
Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $77.0 in Toronto and $102 in Cerritos, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 25% more in Cerritos, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is feasible on a $2,500 budget?
$2,500 is a stretch for both – monthly costs hit $2,530 in Toronto and $3,104 in Cerritos, CA. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Toronto and Cerritos, CA?
It depends on your priorities. Cerritos, CA has an edge in some lifestyle areas, with costs from $2,530 in Toronto to $3,104 in Cerritos, CA. Climate, culture, job market, and personal taste all factor in.
Is Toronto or Cerritos, CA safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Toronto and Cerritos, CA?
If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cerritos, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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