Last update: Oct 2026

Cost of Living Comparison Between Toronto and Cerquilho

For one person, living is cheaper in Cerquilho: $805 a month against $2,610 in Toronto, rent and utilities included – about $21,700 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Toronto
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Toronto Living Index
39

Cost of Living Index in Cerquilho
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Cerquilho Living Index

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Toronto

🇨🇦 Canada

$2,610

/mo nomad

Cerquilho

🇧🇷 Brazil

$805

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Cerquilho

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Cerquilho actually costs, broken down by who's living it.

A single person spends $2,610 per month in Toronto vs $805 in Cerquilho, rent included.

Toronto $2,610
Cerquilho $805

A couple spends around $3,727 per month in Toronto vs $1,302 in Cerquilho, rent included.

Toronto $3,727
Cerquilho $1,302

A family of three spends $4,844 per month in Toronto vs $1,799 in Cerquilho, rent included.

Toronto $4,844
Cerquilho $1,799

Toronto costs about 224% more than Cerquilho, and outside of rent the biggest gap is in groceries.

Toronto sits 93% above the global median, while Cerquilho is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.59 CA$24.87

$6.97 R$35.32

152.37%

Three-Course Dinner for Two, Mid-Range

$78.8 CA$111

$31.49 R$160

150.30%

Fast Food Meal (McDonalds, etc)

$10.73 CA$15.16

$8.07 R$40.92

32.96%

Cappuccino

$4.09 CA$5.78

$1.96 R$9.92

108.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.97

$1.61 R$8.18

30.43%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.15 R$5.83

49.57%

Local Beer (0.5 liter draught)

$6.36 CA$8.99

$1.17 R$5.94

443.59%

Imported Beer (0.33 liter bottle)

$7.08 CA$10.01

$2.98 R$15.10

137.58%

Milk (1 liter)

$2.54 CA$3.59

$1.25 R$6.34

103.20%

White Bread (500g)

$2.72 CA$3.85

$1.64 R$8.29

65.85%

Rice (white) (1kg)

$2.18 CA$3.09

$1.20 R$6.06

81.67%

Eggs

$3.63 CA$5.13

$2.82 R$14.27

28.72%

Local Cheese (1kg)

$9.46 CA$13.37

$8.91 R$45.18

6.17%

Chicken Fillets (1kg)

$11.54 CA$16.32

$1.98 R$10.04

482.83%

Beef Round Steak (1kg)

$14.37 CA$20.32

$6.03 R$30.58

138.31%

Apples (1kg)

$3.70 CA$5.23

$1.97 R$10.01

87.82%

Banana (1kg)

$1.19 CA$1.68

$1.89 R$9.60

-37.04%

Oranges (1kg)

$3.46 CA$4.90

$1.18 R$5.98

193.22%

Tomato (1kg)

$4.22 CA$5.97

$1.82 R$9.21

131.87%

Potato (1kg)

$1.79 CA$2.52

$1.36 R$6.89

31.62%

Onion (1kg)

$1.65 CA$2.33

$0.62 R$3.12

166.13%

Lettuce (1 head)

$2.20 CA$3.11

$0.91 R$4.61

141.76%

Water (1.5 liter bottle)

$1.26 CA$1.78

$0.59 R$2.99

113.56%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 CA$19.75

$1.42 R$7.20

883.80%

Wine (Bottle)

$14.20 CA$20.07

$8.79 R$44.55

61.55%

Local Beer (0.5 liter bottle)

$2.25 CA$3.18

$1.17 R$5.91

92.31%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.58

$2.04 R$10.36

24.02%

One-way Ticket (Public Transport)

$2.32 CA$3.28

$1.01 R$5.10

129.70%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$43.66 R$221

155.73%

Taxi Start (Normal Tariff)

$3.06 CA$4.33

$1.33 R$6.76

130.08%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.72

$1.42 R$7.20

-14.08%

Taxi 1hour Waiting (Normal Tariff)

$21.69 CA$30.66

$9.47 R$48.03

129.04%

Gasoline (1 liter)

$1.21 CA$1.72

$1.18 R$5.97

2.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K CA$37.0K

$24.4K R$123.5K

7.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.9K

$34.7K R$175.9K

-39.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$169

$43.05 R$218

177.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.21 CA$45.54

$14.29 R$72.4

125.40%

Internet (50+ Mbps, Unlimited Data)

$48.88 CA$69.1

$15.76 R$79.9

210.15%

Gym Membership (Monthly)

$39.34 CA$55.6

$26.01 R$132

51.25%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

$28.01 R$142

-15.82%

Cinema Ticket

$12.58 CA$17.79

$7.79 R$39.49

61.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$832 CA$1,176

$434 R$2,200

91.66%

International Primary School, 1 Child (Yearly)

$23.6K CA$33.4K

$7,823 R$39.7K

201.79%

Jeans (Levis 501 Or Similar)

$52.3 CA$73.9

$34.52 R$175

51.45%

Summer Dress (H&M, Zara, etc)

$39.44 CA$55.8

$19.94 R$101

97.79%

Sport Shoes (Adidas, Nike)

$99.0 CA$140

$60.2 R$305

64.40%

Men's Leather Business Shoes

$122 CA$172

$84.6 R$429

44.17%

1-bedroom Apartment, City Center (Monthly)

$1,631 CA$2,306

$354 R$1,794

360.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,448 CA$2,048

$240 R$1,218

502.86%

3-bedroom Apartment, City Center (Monthly)

$2,737 CA$3,869

$679 R$3,443

303.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,129 CA$3,010

$471 R$2,388

351.91%

Buy Apartment in City Center (m2)

$8,206 CA$11.6K

$1,715 R$8,696

378.36%

Buy Apartment Outside City Center (m2)

$6,838 CA$9,666

$1,225 R$6,209

458.30%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.12

-59.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 18, 2026

Last update for Cerquilho: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.5%

Cerquilho

$240 29.8% 83.4% $1.2K

Groceries & Markets

Toronto

$343 13.1%

Cerquilho

$178 22.1% 48% $165

Eating Out

Toronto

$283 10.9%

Cerquilho

$126 15.7% 55.4% $157

Monthly Utilities & Internet

Toronto

$201 7.7%

Cerquilho

$73 9.1% 63.6% $128

Clothing & Footwear

Toronto

$141 5.4%

Cerquilho

$90 11.1% 36.3% $51

Getting Around

Toronto

$130 5%

Cerquilho

$56 7% 56.9% $74

Sport & Entertainment

Toronto

$65 2.5%

Cerquilho

$42 5.2% 35.5% $23

Cost Breakdown

A central one-bedroom costs $1,631 in Toronto versus $354 in Cerquilho. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $79.0 in Toronto versus $31.00 in Cerquilho. Monthly groceries follow the same trend: $343 vs $178 – making Cerquilho the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇧🇷 Cerquilho

🕒 Local time

02:49 2:49 AM

03:49 3:49 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

44,695

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Cerquilho 8,100 km ≈ 11 h nonstop flight

From you

Toronto
Cerquilho

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Cerquilho: Cost of Living - Frequently Asked Questions

Toronto costs about 224% more than Cerquilho, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,916 per month in Toronto and $1,208 in Cerquilho. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cerquilho, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $832 per month in Toronto and $434 in Cerquilho. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 92% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cerquilho, where all-in costs run around $805, than in Toronto at $2,610. In Cerquilho it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Cerquilho – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cerquilho. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.